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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
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      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
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      • Establishing Residency
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      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Moving Out Of The U.S?

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          Home Retirement/Living

          How To Leave The U.S.: 11 Essential Expat Tips

          11 Insider Tips To Help You Plan Your Dream Retirement Overseas

          by Kathleen Peddicord
          Jan 02, 2024
          in Retirement/Living
          0 0
          A view of Paris with the Seine River and the Eiffel tower in the background on a sunny afternoon. How To Leave The US

          Adobe Stock/engel.ac

          I’ve made four international moves across three continents with two kids, a dog, a turtle, a husband, and one fast-growing business.

          What have I learned?

          Here you go…

          1. The first step to any move abroad is to set your priorities and to be honest in the process

          What matters to you most? Evenings at the theater? English-speaking friends? A low cost of living? A reliable internet connection?

          Don’t kid yourself. If you can’t imagine life without a Maytag washer and dryer, for example, or Sunday afternoons watching the big game, you may need to rethink the entire proposition.

          2. Make all decisions jointly with whomever you will make the move

          Your spouse’s ideas about what he or she wants may shock you… and vice versa. Better to get them on the table sooner rather than later.

          3. Retirement Abroad: Recognize that no place is perfect

          No climate is ideal. No city is 100% crime-free. Manage your expectations when planning your retirement overseas.

          4. Understand that no other country on Earth is as convenient as the United States of America

          In many places, shops, banks, dry cleaners, and government offices close for lunch and call it quits each day by 5 p.m. You can’t run errands on your lunch break… or on Sundays.

          In some countries, you must pay utility bills in person. In the developing world (not only in Latin America and the Caribbean, but in emerging Europe, too), appointments and schedules are more suggestions than commitments.

          And only a handful of real estate markets outside the States operate with Multiple Listing Services, meaning the search for your new home in paradise will be inefficient at best.

          5. Don’t leave your good sense at the border

          That is, don’t mix alcohol and property buying…

          We call it “Margarita Madness.” It’s a syndrome that can set in shortly after your arrival in any sunny, sandy, tropical locale.

          The water’s turquoise, the sand is soft, and the palms are swaying. That guy you just met in the bar downtown (the one who shared a couple of rum punches with you), he’s now driving you along the beach road bordering his development, pointing out where his clubhouse will be, where the marina will go, where your new home could be positioned.

          Look at that view. Feel that breeze. Boy, it doesn’t get better than this…

          And, you know, we’ve got only two lots at this price remaining. A couple of buyers are expected in town tomorrow. I’d hate for you to miss out…

          Would you buy a piece of real estate under those circumstances back home? A piece of property you’re seeing for the first time in a place where you’ve never been before? From a guy you met in a bar?

          You need to do more due diligence when investing in a piece of property in another country, not less.

          6. There’s no such thing as the world’s top retirement haven, no one-size-fits-all Shangri-la

          The only one who can determine the best place for you to retire is you.

          There are dozens of beautiful, affordable, friendly, safe, charming places where you could choose to spend time in “retirement.” It’s a question of what you’re looking for and of what’s most important to you (see #1 above).

          7. If you are an American, your Medicare won’t cover you once you leave U.S. soil

          Don’t worry, you have options.

          8. Plan Your Retirement Overseas: Rent first

          Don’t buy a new home in paradise until you’ve tried that paradise on for size for several months. Even if the country turns out to be your ideal retirement haven, maybe the city or the region or the neighborhood where you land at first isn’t where you ultimately want to be.

          Give yourself time to get the lay of the land before committing to a property purchase.

          9. Plan Your Retirement Overseas But Be Prepared For Panic

          In more than three-and-a-half decades speaking with people who’ve made the move to another country, I’ve yet to know one who didn’t experience a moment of, “What in the world have I done?”

          Expect to question your sanity for having ever considered the idea of moving so far from home and hearth, if only briefly. Expect it, prepare for it, and understand that it will pass.

          Everything you made the move for is waiting for you. You just need to give your perspective a little time to adjust.

          10. Get local tax advice in the country where you’re planning to reside before you take up residence

          When we moved to Ireland some 25 years ago, we met with Ernst & Young in Dublin during one of our pre-move visits.

          This turned out to be one of the smartest moves we made (though we didn’t realize it at the time).

          In Ireland then (this is no longer true today, as the relevant tax legislation has been amended since), if you organized your financial affairs according to a certain strategy that the advisor at Ernst & Young detailed for us, you could reduce your annual Irish tax burden substantially.

          I won’t waste your time with the details, as they’re no longer relevant. The point is that the strategy had to be employed before we had an Ireland address. If we’d waited until we’d taken up residence in the Emerald Isle, our annual tax obligations would have been considerably greater throughout the seven years we called Ireland home.

          11. Pay Attention To Your Gut When Planning Your Retirement Overseas

          A place either feels right… or it doesn’t.

          All your research and figuring in advance is important, but nothing substitutes for the feeling you get when you hit the ground. Let your heart lead you where you’re really meant to be.

          Until next time,

          Kathleen Peddicord signature
          Kathleen Peddicord
          Founding Publisher, Overseas Opportunity Letter

           

          Tags: 'Expats Overseas''health insurance''retirement''Taxes'americans abroadAt Home Abroadliving overseasrenting propertyretiring overseas
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          Kathleen Peddicord

          Kathleen Peddicord

          Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

          Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

          Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

          Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

          Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                HOME

                Top Countries

                • Spain
                • Portugal
                • Panama
                • Belize
                • Colombia
                • Cyprus
                • Mexico
                • France
                • Montenegro

                Best For:

                • Health Care Abroad
                • Retirement Living
                • Cost Of Living
                • Investing in Real Estate
                • Establishing Residency
                • Gun Ownership
                • English Speakers
                • Safety
                BROWSE ALL COUNTRIES

                Budgets

                How Much Will It Cost
                To Live Overseas?

                Super Cheap

                • Chitré, Panama
                • Santa Marta, Colombia
                • Phuket, Thailand
                • Dumaguete, The Philippines

                Cheap

                • Medellin, Colombia
                • Boquete, Panama
                • Kyrenia, Cyprus
                • Hua Hin, Thailand
                • The Algarve, Portugal

                Affordable

                • Valencia, Spain
                • Cascais, Portugal
                • Las Terrenas, The DR
                • Pisa, Italy
                • La Rochelle, France
                • Mazatlán, Mexico

                Luxury

                • Ambergris Caye, Belize
                • Kotor, Montenegro
                • The Panama City Beaches
                • Paris, France

                Resources

                Global Living

                • Living & Retiring Overseas
                • Raising A Family Abroad
                • Foreign Residency & Citizenship
                • Offshore & Diversification

                Making Money

                • International Real Estate
                • Banking
                • Employment
                • Investing
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                Contact Our Events Team:

                Toll-Free U.S. and Canada:
                1 (888) 627 8834

                From Outside North America:
                1 (443) 599 1221

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                Reach us with your questions by email at: events@liveandinvestoverseas.com

                Store

                Overseas Havens Reports

                • Expats' comprehensive destination guides

                Conference Kits

                • Hours of coverage  from our latests conferences

                Lahardan Books

                • Titles on living and investing around the world

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                THE 10 BEST PLACES TO RETIRE IN 2025

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