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      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

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          Access France Workshop

          International Property Summit

          Caribbean Virtual Conference

          VIRTUAL

          May 15, 2025

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          LEARN MORE
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          LEARN MORE
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          Toll-Free U.S. and Canada:
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          overseas living letter offers affordable retirement guidance
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          Home Lifestyle

          How One Couple Discovered A Great New Life In Algarve

          My Husband’s Provocative Suggestion Led To This Wondrous Discovery

          by Alyson Sheldrake
          Jan 20, 2023
          in Lifestyle
          0 0
          Ferragudo, Portugal

          Adobe Stock/Piotr

          We sat at an outdoor table at a café in the square of the little fishing village of Ferragudo in Portugal’s Algarve in the late afternoon sunshine, sipping cold iced teas and watching the world around us.

          Children laughed and played in the square, old men sat together on benches talking and putting the world to rights, and tourists browsed the little shops. The sun was hot, even in late September. In the background, fishing boats bobbed and clanked in the harbor as the tide turned.

          “I could live here,” my husband Dave turned to me to say.

          “So could I,” came my eager reply.

          And then we both stopped talking and stared at each other in amazement.

          In all our years together, we had had only one rule about travel—never go back to the same place twice on holiday. That little rule had translated to many fantastic adventures. We had been to Venice, South Africa, Hong Kong, the Caribbean, and Spain and had traveled around most of our home country, the U.K.

          When a friend lent us his little fisherman’s cottage in the Algarve, we planned a week’s holiday, to rest from our busy jobs as police officers, to catch some late summer sun, and to unwind.

          View to Ferragudo, Algarve, Portugal
          Adobe Stock/Rulan

          However, from the minute we arrived, we were hooked. The drive into the fishing village of Ferragudo is enthralling. White-washed houses sit perched on the hillside overlooking the river below, the water is so blue and sparkling, and the view is spectacular. Fishermen bring in their catches in little boats that are pulled up on the beach so the bounty can be unloaded and taken over to the fishermen’s huts to be cleaned.

          The village population is a mix of local people, expats, and holidaymakers and felt welcoming and comfortable to us from the start. So much for our rule of never returning to the same place twice. Over the next two years, we rented that little cottage seven times. Each time it felt more and more like we were coming home. We would count the weeks and days until we could return.

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            Making Our Dreams Of A Life In Algarve Come True

            Our first visit was more than 12 years ago. Four years ago, we realized our we-could-live-here-one-day dream. We bought the house that is now our home almost nine years ago, three years after our first Algarve holiday, and the plan was always to move here permanently as soon as Dave retired from the police department. It took a lot of planning, sacrifices, and not giving up on our crazy dream to make it all happen, but the photograph of our little village in the sunshine pinned above the computer back in the U.K. helped to keep us going.

            After we bought our house, which has stunning views over Portimão, the river, and the distant mountain range of Monchique, we added a photo of the scene from our back balcony to our collection on the wall in the U.K. Every time we became disheartened or exhausted at work, we would think, “One day we’ll be there, walking on ‘our’ beach, strolling around ‘our’ village every day, and enjoying that view.” It was a great incentive.

            It’s not all a fairytale, though. Moving abroad permanently is a big step, and family and friends had strong reactions when we told them what we were planning to do. “Oh I could never do that, I’d miss everyone too much,” they’d say… or “I’d miss the U.K. too much!” they’d tell us.

            Others called us lucky or brave or mad to be doing what we were doing. “I wish I could do that, but I could never leave my job,” they’d say. “What if something goes wrong?” they’d ask.

            We had all those thoughts ourselves, if we’re honest. We planned and researched as best we could from afar, but some things can only be dealt with as they happen. You have to be open to embracing the adventure as it unfolds.

            Each holiday we returned, we made our house even more like home. And each return visit, we explored more of the Algarve, each beach and village in turn. There are so many small coves and bays, tiny local restaurants serving amazingly fresh and simple food, pretty little villages with winding streets and old crumbling buildings, plaza squares with children playing, spectacular cliffs… so much to see and to explore.

            Something about the Algarve makes you want to sit on a bench and relax… or to pack a picnic and take off for the day, just wandering. It’s hard to hurry here. The pace of life is so gentle.

            There are frustrations to be sure, but with the sun shining for more than 300 days of the year and a coffee shop on every corner where you can stop for a strong and heartening espresso and a warm and gooey pastel de nata pastry… somehow you just know everything is going to be fine.

            So now here we are, living and working in the Algarve.

            Every morning we are greeted with our spectacular view. I sit on our terrace to enjoy it with a cup of tea after taking our little rescue dog for a long walk around the village and down to the beach. Work for me now is going downstairs to my basement art studio and picking up my brushes to work on my latest commission or upcoming exhibition.

            Meantime, Dave packs up his camera gear to go out on a shoot. We have lunch in the garden in the sunshine most days and live a simple, quiet, and relatively uncomplicated life.

            Working back in the hectic and stressful U.K. is a distant memory now.

            Alyson Sheldrake
            Full-time Portugal Expat

            Tags: Alyson Sheldrakeearning money Portugalexpats Algarveexpats ferragudoexpats Portugalhow to earn an income in Europelive and invest in Portugal conferenceliving Algarveliving ferragudoliving Portugalretire algarveretire portugal
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            Alyson Sheldrake

            Alyson Sheldrake

            Alyson managed to escape the dreary grey British weather and set up a studio in the beautiful sunny Algarve in Portugal. Giving up an illustrious and successful career in education may have seemed a crazy thing to do – but the creative call of her paints and brushes became too loud and insistent a sound to ignore. She now spends her days either in the studio painting; or out with her husband and his camera, exploring the many beautiful and unspoilt beaches of the Algarve; or hidden ‘local’ villages that dot the Portuguese landscape.

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                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

                  Buying Real Estate For Cashflow

                   

                  Discover tips and strategies used by global property investing veterans

                  READ MORE

                  Explore Our Latest Posts

                   

                  Learn how to invest and purchase property abroad…

                  EXPLORE

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                  VIRTUAL July 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER
                  MORE EVENTS

                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

                  Subscriptions

                  • Overseas Living Letter: Affordable Retirement Guidance
                  • The Simon Letter: Wealth Protection Insights
                  • Global Property Advisor: Global Investment Opportunitites
                  VISIT OUR STORE

                  Free Report

                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

                  Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






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