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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

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    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
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        Home Investing

        How I Built A Crisis-Proof Portfolio

        One Simple Step To Save Your Retirement

        by Lee Harrison
        Mar 11, 2025
        in Investing
        0 0
        Mazatlán, Mexico

        Live And Invest OIverseas

        I was an average, non-professional stock investor. I made plenty of money up until 1999—when anyone could do it—and lost plenty during the tech crash in 2000.

        Because I didn’t lose everything (as many did), I reckoned, incorrectly, that I wasn’t so bad.

        Then, in 2008, came the worst financial crisis since the Great Depression. Fortunes were wiped out. Many lost their life savings, and retirement plans went down the drain for millions of people.

        But this time, I came out slightly ahead… even though my stock holdings took a hit.

        The difference?

        International real estate.

        In 1999, all the money I had to invest was in stocks and mutual funds, along with bonds and CDs… “traditional” investments.

        At the time, I thought I had a diversified portfolio because I held both stocks and bonds and because my stocks were of different types.

        That was wrong. I wasn’t diversified. At least not well enough. All my money was in the U.S. market, and almost all of it was in U.S. dollars. Looking back, I was taking a narrow view of things.

        During the Great Recession, my results were very different…

        By 2008, over 50% of my holdings were in real estate outside the United States.

        While my American market holdings went down, my real estate holdings, in fact, increased in value, based on actual closing prices.

        During that approximate time frame:

        • My house in Uruguay increased in value by 87.5%
        • My rental apartment in Montevideo increased in value by 78%
        • My house in Brazil increased in value by 77%

        This was my “advanced” lesson in portfolio diversity.

        Don’t get me wrong: I’m not claiming that international real estate always goes up. Country economies and currencies have their ups and downs.

        But one thing I learned is that when property prices go down, they don’t go down all over the world at the same time… and they don’t go to zero.

        In other words, no single event or downturn in any one country can wipe you out.

        But it’s not just about portfolio diversity. It’s also about making money…

        Frankly, portfolio diversity, in itself, doesn’t pay the bills.

        But the increased opportunity that you’ll find abroad can pay the bills. It’s been my main source of income.

        And it’s not that real estate abroad is categorically better than real estate in the United States. It’s that when you open up your horizons to include the entire world, you’re giving yourself access to a whole new world of opportunities.

        Investing in real estate overseas can also allow you to take advantage of a few important items, which are easier to find when you’ve got the whole world to pick from:

        • Reliable rental returns
        • High yields
        • Diversified, non-dollar income
        • Strong capital gains
        • Currency appreciation and diversity

        Today, I can take advantage of some of the best opportunities that the world has to offer, and I am enjoying an enviable new life as a result.

        But, for me, getting here wasn’t easy.

        I had to learn to speak both Spanish and Portuguese after age 50… and explore many new countries without local support. I had to unravel the local markets and try to discriminate a good deal from a bad one (as well as a good real estate agent from a bad one).

        Usually, there was no established expat community that I could learn from. I had to find good legal support and to try to separate the crooks from the good guys in far-flung real estate markets.

        And when that legal support was mediocre or non-existent, I spent hundreds of hours reading legal statutes and legislative rulings in foreign languages…

        To be honest, it took me years of travel and investigation to identify my top picks in just four countries. In some ways, I was just plain lucky the way things turned out.

        It doesn’t have to be that way for you.

        You have a chance to explore the world’s best property markets… all in the same place… and all at the same time.

        You’ll get to see the countries… to meet market experts from around the world… and discover the best property deals and investment opportunities that each destination has to offer… all by joining our team of international experts for the 2025 International Property Summit.

        Unlike my early days, you won’t have to trust luck…

        At this year’s International Property Summit, we’ll have speakers, developers, agents, tax experts, and bankers from around the world. You’ll enjoy seminars, presentations, and panel discussions… as well as private consultations with our experts, if you like.

        You’ll see property opportunities from around the world, both for investment and personal use as a retirement or second home.

        We’ll also cover crisis investing and path-of-progress investing, which are two excellent ways to position yourself for outsized gains.

        The entire program has been put together by Lief Simon, our Live And Invest Overseas property guru… and, frankly, it’s incomparable.

        If you’re looking to get started in international real estate investing or to expand your existing portfolio, you won’t find a better opportunity than this.

        Sincerely, 

        Lee Harrison signature

        Lee Harrison
        Contributor, Global Property Advisor

        Tags: 'Diversification Offshore''invest overseas''real estate overseas'diversifyinternational business opportunitiesInternational Property SummitOverseas investments
        Share115Tweet52
        Lee Harrison

        Lee Harrison

        Lee has been living overseas for nearly two decades, making his first purchase abroad in the colonial city of Cuenca, Ecuador. After that first investment, he traveled extensively across Latin America and Europe looking for the best property deals possible. Lee’s network of property insiders from those travels, along with his understanding of local cultures and languages, has helped him develop insight into local property markets that only the locals usually possess.

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              HOME

              Top Countries

              • Spain
              • Portugal
              • Panama
              • Belize
              • Colombia
              • Cyprus
              • Mexico
              • France
              • Montenegro

              Best For:

              • Health Care Abroad
              • Retirement Living
              • Cost Of Living
              • Investing in Real Estate
              • Establishing Residency
              • Gun Ownership
              • English Speakers
              • Safety
              BROWSE ALL COUNTRIES

              Budgets

              How Much Will It Cost
              To Live Overseas?

              Super Cheap

              • Chitré, Panama
              • Santa Marta, Colombia
              • Phuket, Thailand
              • Dumaguete, The Philippines

              Cheap

              • Medellin, Colombia
              • Boquete, Panama
              • Kyrenia, Cyprus
              • Hua Hin, Thailand
              • The Algarve, Portugal

              Affordable

              • Valencia, Spain
              • Cascais, Portugal
              • Las Terrenas, The DR
              • Pisa, Italy
              • La Rochelle, France
              • Mazatlán, Mexico

              Luxury

              • Ambergris Caye, Belize
              • Kotor, Montenegro
              • The Panama City Beaches
              • Paris, France

              Resources

              Global Living

              • Living & Retiring Overseas
              • Raising A Family Abroad
              • Foreign Residency & Citizenship
              • Offshore & Diversification

              Making Money

              • International Real Estate
              • Banking
              • Employment
              • Investing
              Meet Our Experts

              Real Estate

              Overseas Property Alert 

               

              How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

              VISIT SITE

              Buying Real Estate For Cashflow

               

              Discover tips and strategies used by global property investing veterans

              READ MORE

              Explore Our Latest Posts

               

              Learn how to invest and purchase property abroad…

              EXPLORE

              Conferences

              Live and Invest In Spain Conference

              VALENCIA, SPAIN Sep. 17-19, 2025
              LEARN MORE
              DISCOUNT

              Offshore Wealth Summit

              PANAMA CITY, PANAMA Oct. 15-17, 2025
              LEARN MORE
              PRE-REGISTER

              GREECE WORKSHOP

              VIRTUAL Nov. 13, 2025
              LEARN MORE
              PRE-REGISTER
              MORE EVENTS

              Contact Our Events Team:

              Toll-Free U.S. and Canada:
              1 (888) 627 8834

              From Outside North America:
              1 (443) 599 1221

              Working Hours
              Monday – Friday 08:00 am – 17:00 pm EST.

              Reach us with your questions by email at: events@liveandinvestoverseas.com

              Store

              Overseas Havens Reports

              • Expats' comprehensive destination guides

              Conference Kits

              • Hours of coverage  from our latests conferences

              Lahardan Books

              • Titles on living and investing around the world

              Services

              • Overseas Living Letter: Affordable Retirement Guidance
              • The Simon Letter: Wealth Protection Insights
              • Global Property Advisor: Global Investment Opportunitites
              VISIT OUR STORE

              Free Report

              THE 10 BEST PLACES TO RETIRE IN 2025

              FREE REPORT: The 10 Best Places To retire in 2025

              Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






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