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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
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    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
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    overseas living letter offers affordable retirement guidance
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Home Countries Cyprus

Cyprus, Your Sunny And Breezy Mediterranean Paradise

2 Cyprus Plays

by Lief Simon
Jul 07, 2025
in Cyprus, Real Estate
0 0
View of embankment at Paphos Harbour, Cyprus

Adobe Stock/Leonid Andronov

Dear Offshore Living Letter Reader,

Year-round sunshine and clear blue waters… What more could you want from an island escape?

Well, I always look for more.

When I consider any overseas location, it’s with two principles in mind…

The first is: does it help with my “Plan B”? In other words, could I live there if things went bad somewhere else?

The second is: can I profit? Is there some opportunity to protect or grow my wealth?

The Mediterranean island of Cyprus fits with both criteria. And that’s rare.

Formerly a British colony, English is widely spoken here, and it’s easy to do business. It also offers a welcoming expat community, a rich culture, and a low crime rate…

Cyprus has all this and a lot extra.

In short, Cyprus is an A-level Plan B destination. A haven where you can escape turbulence elsewhere.

But Cyprus is also a place where you can make a healthy profit today.

There are opportunities here, in one particular part of the island, that I haven’t seen in years…

Here’s my two-step Cyprus play, in eight words: citizenship in the south, profit in the north.

Let me explain…

Path To A Citizenship And A Passport

Cyprus has two administrative regions, north and south.

The Republic of Cyprus, in the south, is a member of the European Union.

This means that if you gain residency and move here, you can ultimately be entitled to Cypriot citizenship and a Cypriot passport—which is an EU passport.

You’d have a permanent right to live and work in any of the EU 27 countries. That’s a lot of options when it comes to your “Plan B”…

Establishing residency in the Republic of Cyprus is about as easy as it gets.

The simplest route is the Category F Permit. This is what I refer to as a “self-sufficiency option.” As long as you can prove an income that will support you in the country, you’ll be granted residency.

You don’t need to apply for this visa before arriving in Cyprus. You can just land in the country on your tourist visa and extend it for up to a year while you apply for permanent residency.

To apply, you’ll need to either purchase a property (of any value) or sign a rental contract of at least one year.

You’ll also need to prove that you have a steady income, from a source outside of Cyprus—it can be from a salary, stocks and shares, dividends, a pension…

The yearly minimum is 9,568 euros, plus an additional 4,613 euros for every dependent on the application (spouse, children, etc.)

Yes, that’s right—you can retire on this paradise island for less than 800 euros per month ($942 at today’s exchange rate)…

The downside is that the process is slow. It can take up to two years to receive your approval (note, though, that, during this time, you can leave the country without penalty).

The good news is that this route gets you immediate permanent residency. No renewal is required, and you only need to visit the country once every two years to maintain your status.

There is another option, if you don’t want to wait the two years… You can apply for the Cyprus Golden Visa.

With this program, you fast-track your residency by purchasing property worth at least 300,000 euros (plus tax). The investment can be split between two properties.

You must prove an annual foreign income of at least 50,000 euros, plus 15,000 euros for a spouse and 10,000 euros for each dependent child.

Going this route, the process usually takes just a few months.

Again, you’ll be granted immediate permanent residency.

As a permanent resident, you are eligible to apply for citizenship after eight years of living in the country. You must have remained in Cyprus continuously in the year prior to applying.

Believe me, it’s not that hard a task—living on a subtropical island with 340 sunny days per year, ample cultural events, and even a ski resort high in the Troodos mountains… (This is one of the few places in the world where you can ski in the morning, and take a dip in the sea in the afternoon…).

Citizenship through the naturalization route described above is generally granted easily.

But you will need to pass an interview about Cypriot culture and current affairs.

After several years in-country, that will be an easy task, I’m sure…

And then you’ll have your EU passport.

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Path To Profits

Northern Cyprus, a separate region covering about one-third of the island’s territory, is not a member of the EU.

And that has brought its own advantages…

Business continues as usual on both sides of the open border, and residents and vacationers travel freely…

Northern Cyprus has a quieter way of life than the south… Development has been less extensive…

It boasts a long and beautiful coastline and a recently upgraded international airport.

A peaceful dispute between the Greek Cypriots, the EU members, in the south, and the Turkish Cypriots in the north, has kept the island divided…

And it’s kept the north from developing at as quick a pace as the south.

But that’s changing.

Opportunities On The Horizon

Long an overlooked European outpost, Northern Cyprus is now coming into its prime.

New hotels are popping up along its golden beaches, as well as luxury marinas, five-star resorts, world-class golf courses, and casinos (including the largest in Europe).

Condé Nast has called Northern Cyprus “The Hottest Island on The Med”… and USA Today claims it’s “the next big under-the-radar vacation destination.”

In 2024, Cyprus experienced a record-breaking year for tourism, exceeding 4 million visitors for the first time.

And we have an opportunity to profit on real estate here.

Because prices in the north remain low—for now. But they’re fast converging with the more developed south…

I’ve been paying close attention to Northern Cyprus and its unsung sandy shores. And I’ve worked to establish a network of contacts on the ground.

With their help, I have identified, hidden away along the island’s 400 miles of unspoiled coastline, an impressive investment play and tomorrow at 11 a.m. ET I’ll tell you all about it at my “Double Your Money: Europe’s Next Great Beach Property” Spotlight Event.

Sign up here for free access.

Stay diversified,

Lief Simon signature

Lief Simon
Editor, Offshore Living Letter

Tags: 'Diversification Offshore''real estate overseas'
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Lief Simon

Lief Simon

Lief Simon has lived and worked in 7 countries on 5 continents and traveled to more than 75 countries. His real estate investment career began with a $5,000 down payment on a three-flat building in Chicago. Less than three years later, Lief sold the building for a leveraged return of 3,000%—$150,000 in profit after closing costs and commissions.

From there, he turned his attention overseas and has bought property in 24 countries including France, Croatia, Portugal, Ireland, Belize, Spain, Argentina, Cyprus, Romania, and beyond. Thanks to his decades-long career as a global property investor, Lief has built a multi-million-dollar portfolio that includes rental properties, significant land holdings, and 7 personal residences.

Lief has established residency in 3 countries and acquired a second passport from Ireland.

In 2008 Lief and wife Kathleen Peddicord made the most important investment of their lives—a 215-acre oceanside finca, known as Los Islotes. There, on Panama’s largely undiscovered Veraguas coast, they’ve installed underground electricity, water, and internet and built a forever family home that sits at the heart of their ultimate vision: a gold standard private residential community for those in search of a true safe haven escape.

Lief’s latest book, “Cowboy Millionaire—The New American Pioneer,” collects all the wisdom he has learned in three decades of living and investing outside America.

He offers advice on international diversification in his twice-weekly Offshore Living Letter and monthly Simon Letter dispatches. For real estate investment opportunities, check out his monthly Global Property Advisor service.

If you’d like to meet Lief in person, join him for one of our upcoming in-country conferences. You’ll find further details here.

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Best For:

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To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

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Reach us with your questions by email at: events@liveandinvestoverseas.com

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Lahardan Books

  • Titles on living and investing around the world

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