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One Easy Way To Secure Your Retirement

by Kathleen Peddicord
Feb 23, 2026
in Real Estate
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Owning real estate overseas can mean profit…

And, if you ask me, I’ll tell you that it always means fun.

Buying a piece of property in another country can mean living a superior lifestyle backed by passive income… what can amount to regular paychecks showing up in your bank account… to the tune of $20,000 and upward a year…

It can mean protecting yourself from running out of cash in your retirement years… even growing a healthy legacy for your loved ones…

It can mean enjoying the adventure of a lifetime… your own second home or vacation villa in some tempting Shangri-la overseas…

All without worrying about where the stock market, the U.S. dollar, or, indeed, the country overall is headed.

Over the years, Lief and I have come across hundreds of ordinary folks—folks like you… folks like us—who are buying up foreign property to fund comfortable and exciting lifestyles around the world.

At the age of 49, our friend Lee packed in the Manhattan rat race and retired to Ecuador with his wife Julie…

From there, the couple moved on to Uruguay… Brazil… Colombia… and Mexico.

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Each time they used the profits of the sale of their previous home to fund the launch of their next adventure.

In addition, for years now, Lee and Julie have been boosting their income with monthly cash flow from the rental properties they’ve bought in key markets.

Lee and Julie left New York over 20 years ago and haven’t looked back. They’ve been having too much fun looking ahead to each new destination calling their names.

However, you don’t have to leave the United States for good to do this.

Years ago, we knew a lady called Janet who bought a plot of land on the Irish coastline. There, she built two homes—one for her own vacation time… and one to rent out.

Every summer, Janet flew to the Emerald Isle to check on her rental property and spend time in her Irish home. The rental cash flow she earned covered the carrying costs of both properties. And, Janet had money in the bank to cover her annual stay in Ireland (and then some).

I could go on. As I said, we have hundreds of these stories.

But now it’s your chance to join the ranks of these ordinary folks living lifestyles of independently wealthy jet-setters.

Indeed, I believe it’s critical that you at least consider this path… because, if you have all your investment capital tied up in the U.S. stock market, you’re very vulnerable to what is likely ahead… maybe not too far on the horizon.

Maybe you’re largely or even completely invested in the U.S. stock market because you’re not sure what else to do with your money.

If you’ve been reading these dispatches for any time, you already know what I’m going to recommend… more strongly than ever before in my more than three decades of covering this beat and personally making money using this strategy.

You need to diversify into real estate overseas.

Lief and I have been working over the past two-and-a-half decades to set ourselves and our family up for a secure and comfortable future. We haven’t retired yet. But, thanks to the real estate investments we’ve made outside of the U.S., we are already receiving steady monthly payments… along with annual lump sums.

I don’t tell you all this to brag. There’s nothing special about Lief and me. We both started out with tiny investments. My point is that we’ve been able to use property overseas, by rolling the proceeds from one investment into another, into another, and so on to create both real wealth and steady cash flow ever since.

The great news is that everything we’ve done is well within your reach, too.

Owning property… and not any old property… but income-producing property in markets outside the United States… is the number-one system for guaranteeing yourself a prosperous lifestyle now and in the future…

A life where you’ll never outlive your nest egg… or be forced to count your pennies day to day.

Perhaps the best news is that you don’t need a fortune to get started at this.

Right now, you could get started on your own international real estate adventure with a budget of $100k…

And, in key markets, you could buy to rent for a net yield of 10% or more… year after year. A return you’d never expect if you deposited your cash in the bank… and that you certainly couldn’t bank on if you put it in the markets.

To find out how to get started on this path and to gain access to insider deals and discounts, why not join our assembled team of real estate experts for this year’s International Property Summit taking place in Panama City, Panama, this June 20-22. You’ll find the full details here.

Until next time,

Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter
Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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