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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
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    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

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    From Outside North America:
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    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

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    Conference Kits

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    • Titles on living and investing around the world
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    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Event

THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.

Retire Overseas Index 2026

Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, to save your seat.

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Home Retirement/Living

Discover 2026’s Top 12 Retirement Havens

by Victoria Harmer
Jan 05, 2026
in Retirement/Living
0 0
Idyllic beach with coconut trees and hammock at Mexico

Adobestock/cristovao31

Later this week we’ll be releasing the Live And Invest 2026 Overseas Retirement Index and it’s fair to say we’re more than a little excited…

We’ve scoured the globe, exploring far-flung locations across Europe, Latin America, and Asia, to bring you our list of exceptional havens.

Whether you seek sun-soaked islands, cultural marvels, or off-the-beaten-path adventures, there’s something for you on our list of the world’s best places to retire in 2026.

Indeed,2026 might be the most exciting year on record to produce a list of the world’s best places to retire. More people than ever before are considering moving abroad—a lifestyle choice that not long ago was considered unusual if not completely contrarian.

Because moving abroad is such a hot topic, more information about it is available than ever before. But more information doesn’t always equate to good information…

Many of those currently producing lists of the world’s best places to retire gloss over the most important stuff, like how to get residency, what your tax picture will be, and other practical considerations. They also omit the potential downsides and ugly truths…

Instead, these list-makers provide a superficial overview, focusing on what’s fun and exciting about moving abroad rather than getting into the nitty-gritty of it. These kinds of “best of” lists make for enjoyable reading… but they’re not useful for much else.

If you’re serious about moving abroad, you should seek advice from people who know what they’re talking about… people with a long track record and decades of experience with this topic, rather than those who only recently jumped on the bandwagon…

You should also seek advice from people who actually live the lifestyle that they recommend to readers… people who have gone through the trials and tribulations of launching life in a new country… In other words, fellow expats.

That’s exactly what our annual Overseas Retirement Index provides.

FREE LIVE EVENT
THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.
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Our editorial team is made up of real-life expats who’ve been lucky enough to explore the world extensively. We have first-hand experience with moving abroad, and we’re among the few that can honestly say, “I’ve been in your shoes,” as you consider this big life change.

We brought that perspective to bear as we crafted our list of the ultimate retirement havens to consider in 2026. We know what’s important to expats and hold no punches, giving as comprehensive an overview as possible for each place that we recommended.

The 2026 Overseas Retirement Index emphasizes havens that welcome expats with open arms. These places offer better weather, slower paces of life, vibrant culture, and lower costs of living… and choosing any one of them could turn the page to a richer, more fulfilling chapter of your life.

So… where in the world are they…?

Join us this Thursday, Jan. 8, 2026, at 10 a.m. ET for our Discover 2026’s Top 12 Retirement Havens Webinar to get the inside track from our gathered experts. This special event is free for you to attend. All you need to do is sign up here

For now, we’d like to give you a taste of what’s in store…

Our Overseas Retirement Index stands apart from all the rest for several reasons but one key one is that we don’t just point to countries and say “go there”… rather we pinpoint destinations sometimes to a region, more often to a particular town, city, or village.

After all, telling you Mexico, for example, makes sense for retirement isn’t exactly helpful… Mexico is a country of over 131 million people covering 761,610 square miles… We know you need to know where in Mexico makes sense… just as you need to know where in any country stands out for an easy and enjoyable expat life.

From cool-weather colonial gems in the highlands to sun-soaked resorts along the coast, Mexico offers a wealth of havens for expats seeking a more affordable and enjoyable lifestyle in retirement.

Long established havens include San Miguel de Allende, Puerto Vallarta, Mazatlán, Lake Chapala, Cabo San Lucas, and beyond… but where exactly is our 2026 pick…?

All will be revealed in the 2026 Overseas Retirement Index, released this Thursday. For now, what we can tell you is it’s a spot that’s home to a welcoming expat community… you can easily access home comforts and first-class health care… you can even get by in English… And you can enjoy the good life here on a monthly budget of around $3,300—for a couple.

Then there’s our Portugal pick… It’s got sunshine, every imaginable recreation and entertainment option, great food, friendly locals, and if you know where to look, life here can be a bargain.

And then there’s Panama… a country that really packs a punch when it comes to expat havens…

The capital, Panama City, offers every imaginable convenience, glittering malls, air-conditioned gyms, golf, social clubs, top-notch dining options, and a well-organized expat community…

Or perhaps you’d like to go barefoot in a beach town like Bocas del Toro, Pedasí, or Playa Venao… Or enjoy the best of both world’s with easy access to the sea and the city in Coronado…

Your options abound here but for us, this 2026, there’s one place that stands out above the rest…

We reveal every pick and explore them in-depth in the soon-to-be-released 2026 Overseas Retirement Index… coming this Thursday. Stay tuned…

Sincerely,

Victoria Harmer Signature






Victoria Harmer
Editor, Overseas Opportunity Letter

Tags: Best places to retire 2026Cost of living 2026Expat LifeLive and Invest Overseasmoving abroadOverseas Retirement Indexretiring overseas
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Victoria Harmer

Victoria Harmer

Victoria’s first stint living overseas was when she found herself studying English Literature at a 200-year-old university in the heart of rural Wales. From there, her desire to discover and explore pastures new grew, and in the intervening years have led her to Thailand, Australia, Panama, Portugal, Germany, Bali, and beyond. In her spare time, she enjoys kayaking, dragon boating, and long walks and good conversation with her boxer dog, Bella.

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The 12 Best Places to Retire in 2026

Our annual Global Retirement Index — revealed live

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT

Live And Invest In Greece Workshop

VIRTUAL Feb. 19, 2026​
Learn More About This Event
PRE-REGISTER

Live And Invest In Portugal Conference

LISBON, PORTUGAL Mar. 25-27, 2026
Learn More About This Event
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

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Join Us January 8 for a FREE Live Event

The 12 Best Places to Retire in 2026 — Revealed Live

Simply sign up for our FREE daily Overseas Opportunity Letter and reserve your seat.

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Join Us January 8 for a FREE Live Event
The 12 Best Places to Retire in 2026 — Revealed Live

We Value Your Privacy! We will not share your email address with anyone else, period.