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Home Countries Ireland

Moving Overseas Before Retirement

The Real Reason I Moved Overseas

Kathleen Peddicord by Kathleen Peddicord
May 05, 2020
in Ireland, Lifestyle, Retirement/Living
0
dublins temple bar at night

Image Source: iStock/Lukas Bischoff

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I’ve lately been sharing real-life stories of folks like you who have reinvented their lives overseas and thought you might be interested to hear how Lief and I came to be living where we’re living. Ours isn’t the story of a couple of retirees, but we’re hardly the only 30-somethings to take our dreams global (as we did, years ago, when we were a couple of 30-somethings).

Increasingly, retiring overseas has nothing to do with your age. For Lief and me, the adventure began with a weeklong tour of Ireland that I had packaged and marketed to readers of the travel magazine I was publishing. I planned to lead the tour and invited my parents and my 8-year-old daughter to come along. It was a chance for a family vacation that doubled as a preliminary scouting expedition.

I had, at the time, a clear personal agenda: I wanted to live in Europe. Very fortunately for me, this coincided with a professional opportunity. The publishing company where I’d become a partner had an interest in establishing a presence in the EU. This was the age of the Celtic Tiger, and Ireland was working hard to attract further foreign investment. Its Industrial Development Agency (IDA) was offering a corporate tax rate of 12%, grants for each Irish national employed, and other incentives to foreign companies that’d agree to establish offices in certain Irish cities. This program got our attention, and a plan emerged. Our firm’s EU base would be in Ireland, and I’d move there to man it.

Stripped bare, here was the idea: I’d leave my hometown (the city where I’d been born and had lived my entire life until this point), my family, my friends, Kaitlin’s school, and the stable partner role with loads of upside I’d worked so hard for so long to achieve.

Step 2, I’d take off with my young daughter to build a whole new life in a whole new place where I knew no one and had no existing infrastructure of support.

Why not.

My first challenge was to decide where this new EU operation might be based. The Irish IDA had given us three options—Sligo, Galway, or Waterford, three places whose local economies they were interested in jump-starting. Thus the need for the tour-cum-scouting expedition I planned. I’d been to Ireland before, but only on holiday and not to any of those cities.

The first morning of that Discovery Tour, I sat at the head of a table in the meeting rooms of the Jury’s Hotel in Dublin with the 30 tour-goers, including my parents and my daughter, who I’d be traveling with for the coming seven days. We regrouped on the itinerary: Dublin to Wexford to Waterford, then one or two nights each in Cork, Sligo, Belfast, and, finally, back to Dublin. As plans for the week were confirmed, I mentioned to the gentleman sitting to my right that I’d had trouble accessing my email from the hotel business center earlier that morning.

“I don’t want to take off without checking in with the office in Baltimore,” I explained, “but I can’t figure out how to access my account.”

“You should ask that fellow down at the end of the table to help you,” my new friend offered. “His name is Lief Simon. I think he knows about computers.”

Lief Simon, I learned over the coming few days, a longtime reader of the travel magazine I was publishing, was in Ireland with an agenda something like my own. He, too, was on the tour not as a tourist but a scout. Lief, divorced from his wife of five years just two months earlier, wanted to make another big change in his life. He wanted to move from Chicago, Illinois, where he’d been living and working while married, to somewhere in Ireland.

The final night of the tour, back in Dublin, Lief asked if I’d like to come along with him and some others to a dance club across town. The bunch of us danced until closing time, made our way back to the hotel, shared quick hugs at the elevators, and wished each other well.

I returned to Baltimore to continue formulating a plan. Now that I’d seen more of the country, I had some opinions. Sligo, on Ireland’s wild and windy northwestern coast, has a Wuthering Heights kind of appeal but didn’t seem like a place to try to build a business or raise a daughter. I decided I’d focus my research on Galway and Waterford.

Then one afternoon the phone rang in my office.

“One of the guys from your trip to Ireland last month called to ask for your number.”

It was Patti, one of the girls who’d helped to organize the tour with me. “Which guy?” I asked.

“His name is Lief Simon. He called this morning to say he wanted to speak with you. I told him I’d have to check first.”

“Lief Simon?”

“The one we went dancing with on the final night in Dublin,” Patti explained.

“Ah… OK… yes, go ahead and give him my number.”

Two hours later, when I returned from a meeting, I had a voice mail message: “Hi. This is Lief Simon. We met in Ireland a couple of weeks ago. I’d like to take you to dinner. Give me a call…”

Lief came to Baltimore the following weekend and we had dinner. Two weeks later, I traveled to Chicago and we had dinner. Two weeks after that, Lief was back in Baltimore. He and I both needed to make return trips to Ireland, Lief to continue his property search, me to decide in which city I’d base the new office, Waterford or Galway.

“Let’s go back together,” Lief suggested.

And we did.

Our final night in Dublin on this trip we stayed at a small bed and breakfast called the Charleston House just outside the city. The morning we were to fly back to the States, Lief made another suggestion.

“Maybe we should move to Ireland together,” he offered shyly. “I mean, what if we got married?”

And that became the start of our go-overseas plan.

More on Lief and my early joint adventures overseas tomorrow…

Kathleen Peddicord

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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