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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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    Follow Us:

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    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
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    Offshore Wealth Summit

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    VALENCIA, SPAIN

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    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

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Home Countries Portugal Algarve

Retirement In Algarve, Portugal, Is A Breeze For Americans

This Centuries-Old Friendship Makes Life In Portugal Easier For Americans Today

by Kathleen Peddicord
Apr 17, 2022
in Algarve, Portugal, Retirement/Living
0 0
Portuguese beach villa in Carvoeiro classic fishing boats

Adobe Stock/sergojpg

The Algarve is a wonderful bit of European geography at the southwestern corner of the Continent, at the longitude of Great Britain, more or less, and the latitude of Delaware, protected from winter by the movement of the ocean in the Gulf Stream, which brings warm water to the Algarve’s coast.

As a result, the Algarve has the best climate in Europe, meaning the most days of sun, and it also gains from prevailing winds. Between the water and the wind, this region is never unbearably hot and rarely humid.

Unlike many sunny paradises, the Algarve is not a little island in the middle of no place in the sea. It is attached to the Old Continent and reachable by car from Lisbon and points farther north. You can also fly from the U.S. East Coast in short hops, as few as six hours to Lisbon from Boston, for example, where many flights originate thanks to the Portuguese diaspora. From there, a three-hour drive takes you to the south coast resorts.

Britons and Irish often sail to Portugal in ferries with their cars in the hold, then drive down to Portuguese seaports. You can spot them because they are driving on the wrong side of the road and look confused. This despite their long presence in this part of the world.

In fact, one reason the Algarve is a delightful choice for American retirees is thanks to the British.

Beautiful bay near Lagos town, Algarve region, Portugal
Adobe Stock/kite_rin

The monarchs of Portugal and England married each other from the 14th century or so, creating the oldest alliance in Europe before Europe really existed. The famous animator of Portugal’s age of exploration, Prince Henry the Navigator, after whom the trans-Algarve motorway is named, was half-British. It is thanks to Prince Henry that the Portuguese explorers were under orders to “sail on, sail on.” That got them around the Cape of Good Hope to China and India and then across the Atlantic.

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The Anglo-Portuguese friendship did not end with the death of Prince Henry and his brothers. British royals continued to marry Portuguese princesses, sometimes causing religious problems. During World War II, despite Portuguese neutrality, the British first won the right to move evacuees from Gibraltar to Madeira and then to build a base in the Azores. While Salazar was ideologically close to Hitler and Franco, he was flattered by British attentions to Portugal’s importance, and his own. So, thanks to Salazar, the U.S. forces were able to hop via the Azores to North Africa, Britain, and later Continental Europe in easier stages than flying the whole distance in one go.

After World War II, the Anglo-American allies continued to operate from the Azores. Over time, thanks to the wine and port trade, lots of posh British families settled in Portugal. By the 1950s, they had begun to colonize the south coast along the Algarve, bringing with them the key element of sporting life—golf courses.

A decade or so later, the charms of the Algarve were discovered by the Beatles and their groupies, who moved in to the Algarve fishing port of Albufeira, still the home of the most authentic fish and chips on the south coast.

Despite all this attention from British tourists and expats, the Algarve was never as overbuilt as the Costa Brava in Spain, mainly because the terrain is simply too hilly to allow mass-produced ticky-tacky little boxes to be plunked down (as they have been, over the decades, along stretches of Spain’s coast). Portugal is a small country; however, if you could flatten out its hills and valleys, it would cover about three times the area it fills today.

The most important relic of all those years of buddying up with the Brits is a key to American and Canadian happiness in the Algarve today. The natives all started learning English almost as soon as they got schools. There are plenty of non-British foreigners in the Algarve, too, from Germany, Eastern Europe, Scandinavia, and even the Far East, but they all also speak English. In fact, the lingua franca for selling anything in the Algarve, be it a multimillion-dollar condo, a pair of sneakers, or a Diet Coke, is our Mother Tongue. What a relief.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'retire to europe'cheapest place to retire in europeexpats in portugalRetire To AlgarveRetire To Portugal
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
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