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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Offshore Wealth Summit

    Live And Invest In Ireland Online Workshop

    Live and Invest In Panama Conference

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

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    Toll-Free U.S. and Canada:
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    From Outside North America:
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    Reach us with your questions by email at: events@liveandinvestoverseas.com

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    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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THE BEST PLACES TO RETIRE IN 2025

The Best Places To Retire In 2025 Report

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Home Retirement/Living

The 5 Safest Places To Retire In 2023

Where's The World's Safest Retirement Destination?

by Maria Arosemena
Oct 14, 2023
in Retirement/Living
0 0
Aerial view of Portuguese town Tavira

Adobe Stock/dudlajzov

Your motivations for an overseas move are likely as individual as you are but one universal desire shared by all want-to-be expats is to enjoy life in a true safe haven.

One look at the nightly news is enough to make even the bravest soul fearful. And while crime rates are sadly spiraling in North America, happily that’s not the case everywhere.

When it came to compiling our Overseas Retirement Index for 2023, we knew the category of crime was essential to include.

Of course, we don’t recommend any destination that’s dangerous and we know that no place in the world is completely safe…but there are a few that come pretty close…

Our Overseas Retirement Index uses a grading system and, in the crime category, four destinations secured an A grade.

In these locales, day-to-day crime is simply not a concern.

Sure, like anywhere these days, you lock your doors at night, but in these spots you can be as near to certain as can be that violent crime is not going to affect you.

So, if having zero concerns about safety is high on your list of criteria, and the freedom that comes with knowing you can walk around day or night without worrying appeals to you, then these A-grade destinations should be on your retirement radar.

Tavira, Portugal: A+

Tavira in Portugal
Adobe Stock/tilialucida

Portugal is one of the world’s most peaceful countries.

Violent crime in Portugal is rare, petty crime is limited to the busy tourist season, and there’s little social unrest.

Within this already safe country, Tavira remains one of the safest cities. And, as such, we added it to our safest places to retire.

Long-time Tavira expat Marie Moore says, “In my three years here, I’ve known of very few crime-related incidents. For example, my neighbors leave their bikes on the sidewalk all night, and they’re still there when they wake up in the morning.”

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Costa De La Luz, Spain: A

Seaside view of Cadiz in Spain including local cathedral
Adobe Stock/dudlajzov

Although crime rates are higher in Spain than neighboring Portugal, crime here is typically concentrated in urban zones, like Madrid and Barcelona.

Our number one recommendation in Spain, Costa de la Luz, is a very safe area.

Even in Cádiz, the most city-like environment along the coast, you can feel completely safe walking around at any time of the day or night.

In fact, you’ll even see kids playing in the town squares, unaccompanied, well after dark. That should be a good indicator of the level of concern locals have about safety.

As one expat, Stephanie, puts it, “For the most part, I feel comfortable in Rota. People stay out so late here, so there are always people on the streets, and I never feel unsafe at night.”

Kyrenia, Northern Cyprus: A

Ancient chain tower in Kyrenia Harbour in Cyprus
Adobe Stock/kirill_makarov

Cyprus on the whole is extremely safe, and crime rates are statistically lower in Northern Cyprus than they are in the Republic of Cyprus.

Northern Cyprus’ relatively small population creates the sense that everyone kind of knows everyone…

It’s extremely unlikely that you’d become a victim of crime while living here.

Expats report feeling more at ease in Northern Cyprus than in their home countries. In short, another great addition to our safest places to retire.

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Chitré, Panama: A-

Small fisherman boats at the bay and the houses in El Rompio village near town of Chitre in Panama
Alamy/Marek Poplawski

Certain types of crime are standard in Panama. Corruption is one example. Bribing police officers to avoid a ticket is commonplace (not something we recommend).

Issues with gringo pricing, petty theft, and burglary of homes left unattended for long periods are possible across Panama…But Chitré stands out as an exception to this rule.

Here, neighbors know one another and look out for one another. Everyone describes it as safe and calm.

The crime rate is very low and limited mostly to petty theft and low-level street crime.

To avoid issues, always lock your house and car, don’t leave valuables in sight, and don’t carry your wallet or phone in your back pocket…

Exercise the same precautions as you would in your home country, and you’ll be fine.

Sincerely,
Sophia Titley signature
Sophia Titley
Editor, Overseas Living Letter

Tags: 'retirement'ChitréCosta De La LuzKyreniaNorthern CyprusPanamaPortugalretire abroadretire overseassafest places to retireSpain'Tavira
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Maria Arosemena

Maria Arosemena

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
DISCOUNT

Live And Invest In Ireland Online Workshop

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

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