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Tavira, Portugal

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Tavira: The Venice Of The Algarve

The Cost Of Living In Tavira, Portugal

Apartment Or House Ownership Budget (For A Couple)

ExpenseMonthly CostsNotes
Mortgage 3% to 4%It’s difficult to get a mortgage unless you deposit comparable funds in a Portuguese bank account.
HOA Fees €34This can range from €0 to €100 depending on the unit size and value as well as property amenities.
Property Taxes€37.5About €450 annually. If you purchase a small unit, the value of that unit may qualify for a special program that waives property taxes for the first three years of ownership. Ask your real estate lawyer if you qualify.
Transportation €63New cars range from €14,000 and up. Extensive coverage car insurance ranges from €350 per year and up.
Gas €10 to €12Using a water heater.
Electricity €55With heating and air conditioning in each room, plus costs for appliance-use and cooking. These figures are based on a 125-square-meter, ground-floor, condo apartment built in 2007 with a B+ energy rating. Heating and air conditioning costs will be affected by your energy rating.
Water€27 to €30Including water, sewage, garbage collection, and community landscaping provided by Tavira Verde.
Cell Phone -Included in internet bill (add €10 to €12 per additional phone).
Internet €80MEO brand bundle includes service for two cell phones, plus basic HG cable TV with music channels, Portuguese, English, French, and German programming, and high-speed, fibre-optic Wi-Fi.
Cable TV -Included in internet fee.
Household Help€60For bi-monthly, four-hour visits. The standard rate is €7 per hour.
Entertainment €376Eating out twice a week at a mid-range, local restaurant: €60 to €70.

Local drinks twice a week at a nearby watering hole: €20 (€8 to €10 for a bottle of wine; €3 for a beer).

Movie theater trip twice a month: €36 (€6.50 each for seniors, plus snacks).
Groceries€300 to €380
Gym Membership€35Rolling membership at Hitio Gym or pilates classes twice a week.
Medical Appointment€50 to €80Cost for private GP and medical specialist visit at Taviclinica. Dental check-up/cleaning at Ecodenta is €60.

National Health System charges tax only on visits (€4) and basic tests (upwards from €10). However, no dental or specialist services are available at the local health center.
TOTAL€1,127.5 to €1,242.5

Apartment Or House Rental Budget (For A Couple)

ExpenseMonthly CostsNotes
Rent€470 to €800One-bedroom, unfurnished apartment in the city center: €470.

Two-bedroom, unfurnished apartment in city center: €650.

Three-bedroom apartment in a modern urbanization (with a parking garage) in walking distance to downtown: €800.
Transportation €63New cars range from €14,000 and up. Extensive coverage car insurance ranges from €350 per year and up.
Gas €10 to €12Using a water heater.
Electricity €55With heating and air conditioning in each room, plus costs for appliance-use and cooking. These figures are based on a 125-square-meter, ground-floor, condo apartment built in 2007 with a B+ energy rating. Heating and air conditioning costs will be affected by your energy rating.
Water€27 to €30Including water, sewage, garbage collection, and community landscaping provided by Tavira Verde.
Cell Phone -Included in internet bill (add €10 to €12 per additional phone).
Internet €80MEO brand bundle includes service for two cell phones, plus basic HG cable TV with music channels, Portuguese, English, French, and German programming, and high-speed, fibre-optic Wi-Fi.
Cable TV -Included in internet fee.
Household Help€60For bi-monthly, four-hour visits. The standard rate is €7 per hour.
Entertainment €376Eating out twice a week at a mid-range, local restaurant: €60 to €70.

Local drinks twice a week at a nearby watering hole: €20 (€8 to €10 for a bottle of wine; €3 for a beer).

Movie theater trip twice a month: €36 (€6.50 each for seniors, plus snacks).
Groceries€300 to €380
Gym Membership€35Rolling membership at Hitio Gym or pilates classes twice a week.
Medical Appointment€50 to €80Cost for private GP and medical specialist visit at Taviclinica. Dental check-up/cleaning at Ecodenta is €60.

National Health System charges tax only on visits (€4) and basic tests (upwards from €10). However, no dental or specialist services are available at the local health center.
TOTAL€1,526 to €1,971

Penny-Pincher’s Budget (Bare Minimum Costs, For A Couple)

ExpenseMonthly CostsNotes
Rent€450Cheapest part of town; basic one-bedroom rental.
Transportation €11Monthly rate for a senior’s bus pass.
Gas €10Only using a water heater.
Electricity €40Including electric heating but not air conditioning, clothes dryer, or dishwasher use.
Water€25Including washing machine use.
Cell Phone €7.99Cell phone service for one phone with a pre-existing number with MEO.
Internet €26.99Stand-alone internet fee (only available where fiber optic service is in place with MEO). Where no fiber optic service exists, a landline must be added for an additional €12.49 per month.
Cable TV €34.99Most basic TV package with MEO.
Entertainment €240Including eating out for lunch twice a week (€20) and for dinner twice a week (€40).
Groceries€60All local-brand items only, shopping at markets and grocery stores.
TOTAL €905.97

Click here for currency conversions at today’s exchange rates.

Map Of Tavira, Portugal

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Learn more about PORTUGAL and other countries in our free, daily Overseas Opportunity Letter. Simply enter your email address below and we’ll send you our FREE REPORT: Portugal – The World's Number #1 Retirement Haven