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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Event

THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.

Retire Overseas Index 2026

Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, to save your seat.

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Home Retirement/Living

How To Make This The Best Year Of Your Life

by Kathleen Peddicord
Jan 01, 2026
in Retirement/Living
0 0
White wash staircases on Santorini Island, Greece. The view toward Caldera sea with cruise ship awaiting.

Adobestock/iamjiere

Happy New Year!

All the calendar days of a new year in front of us… 

Each one begging to be filled with discovery.

I’d say that this world of ours is a pretty great place to be.

I make the point in case you’re worried the opposite is true. 

In this age of 24/7 real-time news, it can be easy to succumb to the theory that times are tough all over and the future is bleak.

Au contraire, dear reader…

Things are not bad all over. Indeed, in so many spots on our world map life is good… grand even.

If you’re not seeing things that way, I urge you to make one more New Year’s resolution:

Shift your perspective!

If your friends aren’t seeing things that way, here’s another tip:

Get new friends.

We’re here to help on both scores.

If I had to name one thing that can make the difference between launching and embracing an exciting, adventure-filled new life in a new country… and staying stuck in a situation that’s something less than that… it’d be: 

Connections.

As you work to try to formulate and then realize your plan for where best to spend your time and money overseas, focus on making the right connections. 

I’m talking about…

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Connections with experts—professionals with long experience helping others like you do the things you’re considering doing in the places that have your attention. Who has the authority, judgment, and experience to help you navigate the local landscape safely, efficiently, and with maximum success? 

Identify as many on-the-scene, English-speaking experts as you can, including lawyers, tax pros, medical professionals, shipping agents, bankers, real estate agents, developers, etc. 

Wherever you’re going and whatever you’re hoping to do once you get there, you’ll need an infrastructure of serious people who understand the challenges that expats, retirees, and investors face in the place where you’re thinking about spending your time and money…

Connections with expats—people just like you who have already made the move to Portugal, Belize, Colombia, Spain, Mexico, France, Panama, the Dominican Republic, Thailand, Brazil, Malaysia, Greece, or wherever it is you’re thinking about making a move. 

To maximize your chances of success and minimize frustration along the way, you need to connect with both professional local experts and, just as important, expats with boots-on-the-ground knowledge about the places on your shortlist. 

Who knows better how to do what you’re thinking you want to do than other people like you who’ve already done it?…

Connections with like-minded folks—more people like you who share your dreams and ideas but who, like you, haven’t yet made the leap. 

Retire-overseas is an idea whose time has come. More people than ever are considering moving to a new country, in retirement or even decades before conventional retirement age. These folks can provide great support for you… as you can for them. While your family and friends might find your live-, retire-, and invest-overseas inclinations silly or even batty, thousands and thousands of other folks do not. 

More than 400,000 folks read these dispatches each day.

They all are thinking the way you’re thinking. They all are also seeking a better life somewhere foreign and far-flung. These folks, who have so much in common with you, could be sounding boards for your plans and ideas. They could be potential travel partners. Some could become your new neighbors overseas…

Connections with me and my team—You could make a move or an investment in another country without enlisting our direct help. That’s how I got started at this more than two decades ago.

Looking back, though, it seems to me that Lief and I did this the hard way. We set off with a boatload of naïve enthusiasm for a country we’d known to that point only as tourists, counting on hope, effort, and youthful energy to carry us through.

As, eventually, it did.

You could do the same, making your move on a wish and a promise, fingers crossed for luck. But you have an option that can greatly reduce your risk and the amount of effort required. This option can make your move, wherever you eventually decide to go, easier, more efficient, and less costly… not to mention a whole lot more fun.

You have a chance to leverage the hard-won knowledge and wisdom of me and my team… in effect goof-proofing your move to your dream place in the sun… or the mountains… the beach… or maybe the rainforest… or one of the world’s big, brand-name cities…

What new life overseas might be best for you? Only you can answer that question. What I can tell you is that no matter who you are…

Whether you’re in your 20s or your 80s or anywhere in between…

Whether you’re single or married…

Whether you have health concerns…

Whether you have kids to raise (and find good schools for)…

Whether you’re looking to retire, to invest, or to start a business…

And no matter if you want or need to earn an income to support your adventures… 

You could improve and enrich your lifestyle dramatically while perhaps reducing your cost of living significantly by reinventing your life in a new country. 

And you could do it this year… by making the right connections.

Where can you make these vital connections that will lead to your success?

You could try to do it online, but online research will get you only so far. Information and connections sourced online aren’t always reliable, trustworthy, or up-to-date.

Your best option for making the best possible connections—connections with local experts, local expats, folks just like you dreaming of making a move, and, as well, with me and my team—is at our events.

These are your most efficient chances to compare and filter all of your best opportunities for living and investing in the places that have sparked your imagination.

Getting to know our favorite destinations in person allows you to consider all of the world’s top lifestyle havens with the help of experts and expats with real-life, real-time, boots-on-the-ground experience.

From where we sit, 2026 promises to be not a good year, but a great one.

Make it the best year of your life.

Step one: Walk away from the news cycle…

Step two: Hit the road.

Not yet sure where the future might lead for you?

A good place to start is by joining us for our conferences around the world…

This year we’ll be hosting events in:

  • Panama
  • Belize
  • Portugal
  • Mexico
  • The U.S.
  • France

And exploring a whole bunch more virtually…

Take a look here for more details and I look forward to connecting with you in person later this year.

Until next time,

Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter
Tags: 'retirement planning advice'advice from an expertamericans abroadmove overseas
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT

Live And Invest In Greece Workshop

VIRTUAL Feb. 19, 2026​
Learn More About This Event
PRE-REGISTER

Live And Invest In Portugal Conference

LISBON, PORTUGAL Mar. 25-27, 2026
Learn More About This Event
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

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Join Us January 8 for a FREE Live Event

The 12 Best Places to Retire in 2026 — Revealed Live

Simply sign up for our FREE daily Overseas Opportunity Letter and reserve your seat.

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Join Us January 8 for a FREE Live Event
The 12 Best Places to Retire in 2026 — Revealed Live

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