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    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Argentina Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Report

THE BEST PLACES TO RETIRE IN 2025

The Best Places To Retire In 2025 Report

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Home Offshore

What Countries are in the Schengen Zone?

The Schengen Zone refers to a large area consisting of 26 European countries which have chosen to eliminate any internal borders between each other’s countries. This area consists of the majority of the countries in the EU, with the exception of Ireland and countries that will soon be part of Cyprus, Croatia, Bulgaria, and Romania.

22 of these countries fully implemented the Schengen acquis, which is a set of rules and regulations that make the Schengen zone possible to exist. While these treaties serve to abolish any borders between the member countries, they also strengthen external borders.

The Schengen Agreement

The original treaty was signed by five countries, France, Germany, Belgium, Luxembourg, and the Netherlands in 1985 in the village of Schengen in Luxembourg which the treaty was named after.

The Schengen Convention

In June of 1990 the members of the Schengen Agreement made a bid to strengthen and bind the implementation of the treaty they’d signed. It was here that they decided to push forward with the plan to abolish the internal border controls and implement a Schengen visa system.

Which countries are a part of the agreement?

There are in total 22 EU countries and 4 countries outside of the EU that have fully implemented the Schengen agreement and have applied the acquis. They all signed the agreement and fully implemented the system at different times.

  • 1995: Belgium, France, Germany, Luxembourg, the Netherlands, Portugal and Spain
  • 1997: Austria, and Italy
  • 2000: Greece
  • 2001: Denmark, Finland, Iceland, Norway and Sweden
  • 2007: Czech Republic, Estonia, Hungary, Latvia, Lithuania, Malta, Poland, Slovakia and Slovenia
  • 2008: Switzerland
  • 2011: Liechtenstein

With so much freedom to travel between the countries, this creates a world of opportunity for anyone who is a citizen of one of these countries.

What are the Best Countries in the Schengen Zone to Retire to?

The Schengen zone is one of the reasons that an EU passport is so coveted. It gives people a lot of freedom to travel, to work, and to study abroad. So, people often wonder what the best countries in this zone to retire to are.

Let’s go over our top five recommendations for where you should live in the Schengen zone.

France

Eiffel Tower at sunset in Paris, France
Eiffel Tower at sunset in Paris, France @AdobeStock/ MarinadeArt

France is the very definition of high-quality living… in France you can find the best of everything, from the most romantic city in the world to some of the best culinary delights you will ever get the pleasure to experience.

Life in France, even in Paris doesn’t have to be super expensive. In fact, it can be very affordable. Outside of Paris, there is the much sought-after life on the French countryside, where you can enjoy a relaxed way of life.

France has some of the best health care in the world, best food and wine, art, shopping and history. To top it all off, it has some of the best international schools in the world, the best infrastructure and beautiful Mediterranean and Atlantic coasts.

Italy

The Field of Miracles (Campo dei Miracoli) photographed from the Grand Hotel Duomo - Pisa, Tuscany, Italy Stock Photo | Adobe Stock
AdobeStock/lkonya

Italy is easily one of the most culture rich countries in Europe. Filled with charming old towns and beautiful countryside, Italy can cater to anyone who has a desire for the Old-World lifestyle.

You don’t even need to spend your time in big cities like Rome to be able to find a lot of things to hold your interest, and on top of that, it is cheaper than living in the US. Italy also offers citizenship through ancestry, meaning that if you can prove you are of qualifying Italian descent, you can get dual citizenship and your Italian passport without much hassle.

Greece

parga tourist resort in greece sea beach summer holidays
Adobestock/sea and sun

This beautiful Mediterranean country offers a high-standard of living. And what’s more, Greece hosts the most affordable golden visa in Europe, and the most advantageous.

The Greeks are some of the friendliest and most hospitable people you will ever have the pleasure to encounter, they’re welcoming to foreigners and very polite. Greece is also the home of beautiful, ancient art, architecture and historical places to explore. And when you get tired of exploring ancient ruins there are plenty of beaches to be found, and the cities have an exciting night-life.

Portugal

Beautiful rocky coastline in the Algarve, Portugal
AdobeStock/santosha57

Portugal is not just one of our favorite places in the Schengen zone, it is one of our favorite places in the whole world. And it is little surprise why.

Also located on the Mediterranean, Portugal, until the mid-90’s, was not a very well-known travel destination and attracted few visitors. But this small island has become a top-destination for travelers and expats alike.

Don’t let the small size of Portugal fool you, this place packs quite a punch. With no shortage of white-sand beaches and golf courses there is always plenty to do. The cost of living is low, especially in the Algarve, and Portugal currently ranks as the 3rd safest country in the world. A retiree looking for a new safe haven cannot go wrong with Portugal.

Spain

Valencian coastal town in Spain with white buildings, red roofs, and a harbor by turquoise sea.
Adobestock/Alex Tihonov

Spain offers a relaxed, laid-back lifestyle that is hard to match. The cost of living is affordable and there is a lot to do in Spain. Everything from watching soccer games, playing golf, visiting ancient historical sites, trying out delicious foods and wines, mountain climbing, skiing, relaxing at the beach and much more.

The quality of life in Spain is great as well, there is great food, climate and plenty of outdoor activities. It’s no surprise the Spaniards have one of the longest life expectancies in the world. The highest in Europe and second worldwide, outmatched only by Japan.

Gaining citizenship in any of the countries in the Schengen zone offers great benefits, the ease of travel throughout the EU gives you all sorts of opportunities, including work, unrestricted travel, and most importantly it saves a lot of precious time that you could spend enjoying your life while enjoying the pleasure of traveling to new destinations with no hassle. When searching for your new home overseas, any of the countries in the Schengen area is definitely worth consideration.

Tags: 'France''Italy'GreecePortugalretire overseasSpain'
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Live And Invest Overseas

Live And Invest Overseas

Live and Invest Overseas is the world's savviest source for top opportunities to live better, retire in style, invest for profit, do business, and own real estate overseas. Established in 2008, the Live and Invest Overseas' editors and correspondents have more experience researching and reporting on top opportunities for living well, investing for profit, doing business, and owning real estate around the world than anyone else you'll find.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Spain Conference

VALENCIA, SPAIN Sep. 17-19, 2025
Learn More About This Event

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
PRE-REGISTER

Argentina Workshop

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

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THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

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