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Home Countries Malta

A Safe, Sunny, Mediterranean Island Haven

by Kathleen Peddicord
Jul 17, 2026
in Malta
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Aerial view of Lady of Mount Carmel church, St.Paul's Cathedral in Valletta city, Malta.

Adobestock/aapsky

A string of small islands in the southern Mediterranean makes up Malta. One of the tiniest countries in Europe, it also has the tiniest capital: Valletta covers less than a square kilometer but is full of buildings that give evidence to Malta’s colorful history.

The country is home to some of the oldest human artefacts in the world, some of which predate the Egyptian pyramids and Stonehenge.

It’s been occupied by various groups throughout its existence, from the Phoenicians to the Byzantines, the Ottomans to the Knights of Templar… All have left their mark on the place.

Malta is one of the sunniest places in the Mediterranean, enjoying about 3,000 hours of sunshine a year. Its capital, Valletta has often been ranked among the best expat destinations in the world, and weather is one of the most cited reasons.

Along with Maltese, English is one of Malta’s official languages, making a transition into expat life easier. Living here, you’d never need to try to speak a word of Maltese. Business, banking, and legal affairs are all conducted in English. It has a long-standing, stable de­mocracy in place, is a member of the EU, and the currency used is the euro.

Along with Valletta, Sliema is a popular town for expats on Malta. Located in the northeast coast of the island, Sliema is a large resi­dential and commercial area.

The Inner Harbour region, where Sliema is located, is the most popular location for foreigners (both tourists and expats). It’s busy, culture rich, heavily populated, and close to the water. This area is where you will find the majority of expats because this is where many new turn-key developments are being built.

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The Harbour has plenty of commercial activities such as shopping centers, commercial offices, restaurants, hotels, nightlife, and many other entertainment options.

The area is home to most of the island’s high-rise buildings and major real estate projects. In the summer months, the Northern Har­bour district is especially popular with tourists. Monthly rents for a two-bedroom apartment normally cost about €1,000.

Malta offers the ideal Mediterranean lifestyle. Sipping an espresso outside a quaint café overlooking a cobblestoned courtyard in the early morning… taking countryside walks as the evening sun warms banks of olive groves… and eating freshly caught seafood with hunks of bread and washed down with local wine…

Plus, it’s extremely safe. According to locals, the only people you see wandering the streets at 5 a.m. are grannies on their way to mass. You’re unlikely to fall victim to even petty crime any­where in Malta.

Until next time,

Kathleen Peddicord Signature
Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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