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    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
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      Buying Real Estate For Cashflow

      • Discover tips and strategies used by global property investing veterans

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    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
       Free Belize Guide

      DISCOVER BELIZE

      REEF RUINS, RIVERS, AND RAIN FOREST, PLUS EASY RESIDENCY AND TAX-FREE LIVING

      Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter plus our In Focus: Belize newsletter and we’ll immediately email you our editors’ latest research report… absolutely FREE






         

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        Home Countries Belize

        Carmelita Gardens, Belize: A Community For Freedom Seekers

        Independent Together—Retaking Control Of Your Future In Sunny Belize

        by Kathleen Peddicord
        Nov 03, 2021
        in Belize, In Focus: Belize
        0 0
        A beautiful house in Carmelita Gardens, a community of freedom seekers in Belize

        Facebook/CarmelitaGardensBelize

        I’d like to introduce you to a little-known escape in Belize…

        As well as a fellow reader who’s already made the move here.

        Last year amid simultaneous crises of the pandemic, civil unrest, and political upheaval in North America, this little slice of paradise saw a massive boom in interest.

        It was as if an entire continent had an “aha! moment,” and suddenly realized that a self-sufficient community in Belize could be the perfect “Plan B”… or, what has turned out to be the case for many, the perfect “Plan A.”

        To start, this community is surrounded by tropical rainforests, the majestic Maya Mountains, and the Belize River Valley…

        It’s a nature-lover’s paradise, with wide-open spaces crisscrossed by rivers for swimming and kayaking, rainforests for exploring and hiking, and Mayan ruins for climbing…

        It’s the perfect haven for anyone who wants to reclaim their independence while leaving the bills, cold winters, and rat race behind.

        Meet Tony—He’s One Of My Neighbors Here…

        As way of full disclosure, I’ve purchased a lot in this community…

        I have known Phil, the developer, a long time now and have seen this parcel of land grow into a thriving riverside village with residents of all ages and backgrounds… from retirees to young families, from ex-military to former ER nurses, and from arborists to tax attorneys…

        Carmelita Gardens in Belize during sunset

        Carmelita Gardens is a place where folks live simply, enjoying the everyday freedoms many places back home have lost.

        It offers a more relaxed, healthier pace of life.

        One of the residents here, Tony, moved from the Bronx to Carmelita Gardens. He likes to show people his old driver’s license with a photo of him looking stressed and gaunt, then comparing it to his healthy energetic glow now in his simple yet elegant cottage in Carmelita Gardens.

        Tony was kind enough to record a short video, to walk us through his home, and new life in this welcoming community. You can take a listen here:

        Video of Tony, a resident of Carmelita GardensTony went looking for warmer weather, a lower cost of living, and the ability to spend more time outdoors…

        Tony Found His Perfect Home In Belize—Plus A Piece Of Property
        For US$35,000

        Your home here is less than a two-hour drive from Belize City and the international airport…

        And only a short distance from San Ignacio, a charming, bustling town with a hospital, grocery stores, hotels, cafés, restaurants, and the largest Farmer’s Market in the country.

        This is a peaceful riverside community that boasts sustainability and independence at the core of its ethos.

        Carmelita Gardens Collage showing residents

        Gardens and orchards are interwoven with the housing lots, providing fresh and organic food.

        Each home here is self-sufficient, too. Houses here have solar panels, rainwater harvesting, filtration systems, and productive gardens.

        And this isn’t your parents’ idea of off-grid living… self-sufficiency technology has improved so that you can enjoy all the comforts of back home—big screen TV, washer and dryer, high-speed internet.

        Want a skype call with the family back home, or need to take a zoom call for business?

        That’s no problem here.

        Get Your Free Belize Report Today!
        Simply enter your email address below and we'll send you our FREE REPORT – Discover Belize: Reef, Ruins, Rivers, And Rain Forest… Plus Easy Residency And Tax-Free Living.
        We Value Your Privacy! We will not share your email address with anyone else, period.

        This Is No Cookie Cutter “One Size Fits All” Plan…

        Phil tells me his motto is “Independent Together,” which applies to our community of individualists as well as to the homes and facilities they build.

        Planned as a traditional town, the neighborhoods around the Town Square have garden lots with cottages, then radiating from there are larger village and estate properties.

        All houses regardless of size and style are handcrafted using quality materials and methods. The off-grid systems are custom designed for each owner’s lifestyle and budget—they all have luxury finishes to the owner’s specifications.

        Finishes include granite counter tops, beautiful exotic hardwoods, outdoor kitchens, swimming pools, or a myriad of other choices.

        A white house at Carmelita Gardens
        Casa Carmelita was built and finished—on time and on budget…
        A yellow house at Carmelita Gardens
        Another resident’s dream home in Carmelita Gardens…

        While I have always valued my independence and freedom, I certainly didn’t foresee just how important this project would become when I bought here back in 2018.

        For many people, reclaiming an independent lifestyle has become a top priority for their move overseas…

        And nowhere in the world serves up a better opportunity for that way of life than this corner of Belize.

        Kathleen Peddicord
        Founding Publisher, In Focus: Belize

        Tags: 'Belize'Carmelita Gardensindependent lifestylelive in BelizeMove to Belizeretire in belizeself-sufficient community
        Share84Tweet52
        Kathleen Peddicord

        Kathleen Peddicord

        Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

        Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

        Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

        Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

        Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

        Get Your Free Belize Report Today!
        Simply enter your email address below and we'll send you our FREE REPORT – Discover Belize: Reef, Ruins, Rivers, And Rain Forest… Plus Easy Residency And Tax-Free Living.

        We Value Your Privacy! We will not share your email address with anyone else, period.
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          Top Countries

          • Spain
          • Portugal
          • Panama
          • Belize
          • Colombia
          • Cyprus
          • Mexico
          • France
          • Montenegro

          Best For:

          • Health Care Abroad
          • Retirement Living
          • Cost Of Living
          • Investing in Real Estate
          • Establishing Residency
          • Gun Ownership
          • English Speakers
          • Safety
          BROWSE ALL COUNTRIES

          Budgets

          How Much Will It Cost
          To Live Overseas?

          Super Cheap

          • Chitré, Panama
          • Santa Marta, Colombia
          • Phuket, Thailand
          • Dumaguete, The Philippines

          Cheap

          • Medellin, Colombia
          • Boquete, Panama
          • Kyrenia, Cyprus
          • Hua Hin, Thailand
          • The Algarve, Portugal

          Affordable

          • Valencia, Spain
          • Cascais, Portugal
          • Las Terrenas, The DR
          • Pisa, Italy
          • La Rochelle, France
          • Mazatlán, Mexico

          Luxury

          • Ambergris Caye, Belize
          • Kotor, Montenegro
          • The Panama City Beaches
          • Paris, France

          Resources

          Global Living

          • Living & Retiring Overseas
          • Raising A Family Abroad
          • Foreign Residency & Citizenship
          • Offshore & Diversification

          Making Money

          • International Real Estate
          • Banking
          • Employment
          • Investing
          Meet Our Experts

          Real Estate

          Overseas Property Alert 

           

          How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

          VISIT SITE

          Buying Real Estate For Cashflow

           

          Discover tips and strategies used by global property investing veterans

          READ MORE

          Explore Our Latest Posts

           

          Learn how to invest and purchase property abroad…

          EXPLORE

          Conferences

          Live and Invest In Spain Conference

          VALENCIA, SPAIN Sep. 17-19, 2025
          LEARN MORE
          DISCOUNT

          Offshore Wealth Summit

          PANAMA CITY, PANAMA Oct. 15-17, 2025
          LEARN MORE
          PRE-REGISTER

          GREECE WORKSHOP

          VIRTUAL Nov. 13, 2025
          LEARN MORE
          PRE-REGISTER
          MORE EVENTS

          Contact Our Events Team:

          Toll-Free U.S. and Canada:
          1 (888) 627 8834

          From Outside North America:
          1 (443) 599 1221

          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

          Store

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world

          Services

          • Overseas Living Letter: Affordable Retirement Guidance
          • The Simon Letter: Wealth Protection Insights
          • Global Property Advisor: Global Investment Opportunitites
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          THE 10 BEST PLACES TO RETIRE IN 2025

          FREE REPORT: The 10 Best Places To retire in 2025

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