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Home Countries Croatia

Property In Croatia Is Undervalued, But Not For Long

The World's First Overseas Retirement Haven... Revealed

Kathleen Peddicord by Kathleen Peddicord
Apr 16, 2023
in Croatia
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Old Istrian town in Rovinj, Croatia.

Adobe Stock/Aleksandar Todorovic

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Diocletian was on to something.

After more than two decades as emperor of Rome, during which time he’d put down all manner of threats to bring the Roman Empire back from the brink of collapse and create a lasting peace, he decided, in May 305, that he’d had enough.

Diocletian was worn out waging war and managing political squabbles and became the first Roman emperor to abdicate the position voluntarily.

He’d prepared for the day.

Diocletian built a 50,000-square-foot palace for himself on the glorious Dalmatian coast overlooking the Adriatic Sea. Here he lived out his days tending to his gardens and enjoying the views.

Diocletian’s palace forms the core of the modern-day city of Split…

Making Croatia the world‘s first overseas retirement haven.

The region’s history is one of its greatest appeals. You don’t travel far in this part of the world without stumbling upon something ancient.

But I’d say that Croatia’s biggest draw right now is its vision for its future.

On our most recent visit, Lief and I both had the same reaction…

This is a country on the up.

Croatia As A Perfect Vacationing Spot

Since joining the EU in 2013, Croatia has put the financial advantages of that status to good use, investing in highways, bridges, and tunnels through her mountains of white stone.

Everywhere is easier to get to… and now there’s more to do when you arrive… more restaurants, more wineries, more art galleries…

Every August, Europe hits the road. Everyone in this part of the world gets four weeks’ vacation each year, and, typically, they take it in one go, over the month of August. But, those in Northern, Central, and Eastern Europe get in their cars and head south… to the beach.

Beach is one thing Croatia has in spades. So, this country’s long Adriatic coastline is magnificent. What’s more, Croatia enjoys more days of sunshine annually than any country in Continental Europe.

So, when Europeans on the Continent set out on their beach holidays, Croatia is one of the destinations they target. Traveling in Croatia you’ll see license plates from Germany, Switzerland, Slovenia, Slovakia, Hungary, Austria, Italy…

Clear waters under blue sky in the Adriatic coastline, Croatia
Alamy/annete

The Italians have sunny beaches of their own, of course, but those over in Croatia can be more affordable.

We like to base ourselves in the harbor town of Porec. The staff at the hotel where we stay can’t understand our lack of interest in their instructions for where to catch the ferry out to the island or how to get fresh beach towels each morning. Meanwhile, all of our fellow guests are holiday-makers. They’ve come to Croatia for the sun and the sea. Every morning they set out with their mats and umbrellas, bound for the beach.

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Lief and I, meantime, head for the hills… to Istria, the wonderland that tourists are only just beginning to discover.

If you’ve any romance in your soul, I defy you not to fall in love with this part of this country. The ancient Romans called it Terra Magica, the Magic Land.

Investing In Property In Croatia

In 2005, when we arrived in Croatia for the first time and set our eyes upon Istria, this delightful land of olive trees, grape vines, and sunflowers captured our hearts and our imaginations. We decided we wanted to stake a small claim in this place at a turning point in its history.

We placed a bet, way back then, on the future of Croatia, a country with an extraordinarily troubled and complicated past and an extremely open-minded, forward-looking population. Returning now, 18 years older, we appreciate what this corner of our globe has to offer more than ever.

The Istrian Peninsula serves up some of the most enchanting scenery on this planet. The land rises up to embrace you. Everywhere you look, something nice is growing—olives, grapes, figs, tomatoes, pumpkins, blackberries, wildflowers…

Springtime Poppies in the crops in Istria, Croatia
Alamy/Alen Ferina

Even the buildings seem to be of the earth, built of its white stone and red clay.

In some parts of the world, Nature outdoes herself. In others, what man has built is impressive. In Istria, Nature and mankind have worked together over centuries, starting with the Romans, to create a land of delights you have to see to appreciate.

One rainy morning 18 years ago, Lief and I found one 200-year-old white stone house that we liked in particular, perched as it was on a mountainside above a long valley of olive trees and grape vines. After that, we made an offer to the Istrian owner and agreed the terms with a handshake. The seller sealed the deal by making a gift to us of lavender oil his wife had bottled.

Then we returned to our lives and got distracted. At last, it’s time to refocus.

That old farmhouse is being restored as you read this. We’re hoping to enjoy our first family holiday in Istria next year.

Lief and I prefer the path less traveled. Again, in Istria, it seems that prejudice is paying off.

Until next time,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: CroatiaExpats in CroatiaInvest in CroatiaInvest in IstriaIstrialive in CroatiaProperty In CroatiaReal estate in Cratia
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her Best-Seller book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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