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    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

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        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

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        Toll-Free U.S. and Canada:
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      • Store

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        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        Home Countries Croatia

        Property In Croatia Is Undervalued, But Not For Long

        The World's First Overseas Retirement Haven... Revealed

        by Kathleen Peddicord
        Apr 16, 2023
        in Croatia
        0 0
        Summer seascape of Adriatic sea, Krk island, Croatia Europe

        AdobeStock/Andrew Mayovskyy

        Diocletian was on to something.

        After more than two decades as emperor of Rome, during which time he’d put down all manner of threats to bring the Roman Empire back from the brink of collapse and create a lasting peace, he decided, in May 305, that he’d had enough.

        Diocletian was worn out waging war and managing political squabbles and became the first Roman emperor to abdicate the position voluntarily.

        He’d prepared for the day.

        Diocletian built a 50,000-square-foot palace for himself on the glorious Dalmatian coast overlooking the Adriatic Sea. Here he lived out his days tending to his gardens and enjoying the views.

        Diocletian’s palace forms the core of the modern-day city of Split…

        Making Croatia the world‘s first overseas retirement haven.

        The region’s history is one of its greatest appeals. You don’t travel far in this part of the world without stumbling upon something ancient.

        But I’d say that Croatia’s biggest draw right now is its vision for its future.

        On our most recent visit, Lief and I both had the same reaction…

        This is a country on the up.

        Croatia As A Perfect Vacationing Spot

        Since joining the EU in 2013, Croatia has put the financial advantages of that status to good use, investing in highways, bridges, and tunnels through her mountains of white stone.

        Everywhere is easier to get to… and now there’s more to do when you arrive… more restaurants, more wineries, more art galleries…

        Every August, Europe hits the road. Everyone in this part of the world gets four weeks’ vacation each year, and, typically, they take it in one go, over the month of August. But, those in Northern, Central, and Eastern Europe get in their cars and head south… to the beach.

        Beach is one thing Croatia has in spades. So, this country’s long Adriatic coastline is magnificent. What’s more, Croatia enjoys more days of sunshine annually than any country in Continental Europe.

        So, when Europeans on the Continent set out on their beach holidays, Croatia is one of the destinations they target. Traveling in Croatia you’ll see license plates from Germany, Switzerland, Slovenia, Slovakia, Hungary, Austria, Italy…

        The Italians have sunny beaches of their own, of course, but those over in Croatia can be more affordable.

        We like to base ourselves in the harbor town of Porec. The staff at the hotel where we stay can’t understand our lack of interest in their instructions for where to catch the ferry out to the island or how to get fresh beach towels each morning. Meanwhile, all of our fellow guests are holiday-makers. They’ve come to Croatia for the sun and the sea. Every morning they set out with their mats and umbrellas, bound for the beach.

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        Lief and I, meantime, head for the hills… to Istria, the wonderland that tourists are only just beginning to discover.

        If you’ve any romance in your soul, I defy you not to fall in love with this part of this country. The ancient Romans called it Terra Magica, the Magic Land.

        Investing In Property In Croatia

        In 2005, when we arrived in Croatia for the first time and set our eyes upon Istria, this delightful land of olive trees, grape vines, and sunflowers captured our hearts and our imaginations. We decided we wanted to stake a small claim in this place at a turning point in its history.

        We placed a bet, way back then, on the future of Croatia, a country with an extraordinarily troubled and complicated past and an extremely open-minded, forward-looking population. Returning now, 18 years older, we appreciate what this corner of our globe has to offer more than ever.

        The Istrian Peninsula serves up some of the most enchanting scenery on this planet. The land rises up to embrace you. Everywhere you look, something nice is growing—olives, grapes, figs, tomatoes, pumpkins, blackberries, wildflowers…

        Even the buildings seem to be of the earth, built of its white stone and red clay.

        In some parts of the world, Nature outdoes herself. In others, what man has built is impressive. In Istria, Nature and mankind have worked together over centuries, starting with the Romans, to create a land of delights you have to see to appreciate.

        One rainy morning 18 years ago, Lief and I found one 200-year-old white stone house that we liked in particular, perched as it was on a mountainside above a long valley of olive trees and grape vines. After that, we made an offer to the Istrian owner and agreed the terms with a handshake. The seller sealed the deal by making a gift to us of lavender oil his wife had bottled.

        Then we returned to our lives and got distracted. At last, it’s time to refocus.

        That old farmhouse is being restored as you read this. We’re hoping to enjoy our first family holiday in Istria next year.

        Lief and I prefer the path less traveled. Again, in Istria, it seems that prejudice is paying off.

        Until next time,
        Kathleen Peddicord signature
        Kathleen Peddicord
        Founding Publisher, Overseas Opportunity Letter

        Tags: CroatiaExpats in CroatiaInvest in CroatiaInvest in IstriaIstrialive in CroatiaProperty In CroatiaReal estate in Cratia
        Share92Tweet52
        Kathleen Peddicord

        Kathleen Peddicord

        Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

        Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

        Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

        Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

        Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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          • Chitré, Panama
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          Cheap

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          • Kyrenia, Cyprus
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          Affordable

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