Live and Invest Overseas
The Best Places To Retire In 2025

FREE REPORT: THE BEST PLACES TO RETIRE IN 2025






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Access France Workshop

        International Property Summit

        Caribbean Virtual Conference

        VIRTUAL

        May 15, 2025

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        LEARN MORE
        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Subscriptions

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          Access France Workshop

          International Property Summit

          Caribbean Virtual Conference

          VIRTUAL

          May 15, 2025

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          LEARN MORE
          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Subscriptions

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Moving Out Of The U.S?

        THE 10 BEST PLACES TO RETIRE IN 2025

        the 10 best places to retire in 2025

        PLUS: A SPECIAL BONUS DESTINATION

        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home In Focus: Panama

          Celebrating Christmas In The Tropics

          by Kathleen Peddicord
          Dec 20, 2024
          in In Focus: Panama, Lifestyle
          0 0
          Tropical beach and snowman figure made with sand

          AdobeStock/EMrpize

          These days, as you know, Lief and I are dividing our time between Panama and Paris.

          This year however, we’re Stateside. We’ve spent much of the holiday season in our new home here in Woodstock, Illinois. In a couple days, we’ll head to my hometown of Baltimore where we’ll meet up with the rest of the family and spend Christmas.

          Meantime, back at LIOS HQ, our Panama City-based Live And Invest Overseas team is preparing to celebrate our 17th Christmas in the Hub of the Americas.

          They’ve strung white lights around the trunks of the palm trees in our back garden, hung wreaths on our front gate, trimmed a fresh evergreen in our boardroom, and picked names for Secret Santa…

          Our first Christmas in Panama City, 17 years ago, not knowing better, we bought our tree from the Super 99 grocery store near our apartment. We chose it from among the trees leaning against the front of the store, baking day after day in the hot sun, took it home, and then watched as our little tree lost nearly all its needles long before the 25th rolled around.

          Our second Christmas in Panama City, we asked for help. Where’s the best place to buy a tree in this city, we wondered of friends. A big, fresh, live pine…

          We were directed to a shop called Tzanetatos, on Vía Brazil, a warehouse with pallets of hams, wine, olives, and other holiday fixings, and, in a giant refrigerated area at the back, fresh Christmas trees, delivered direct from Canada.

          Ah, this is more like it, we thought as we stood in the meat locker in our short sleeves and sandals, shivering and rubbing our hands together for warmth. We chose the tallest tree they had, took it home, and enjoyed it through the New Year.

          We’ve returned to this same spot for our tree every year since, remembering to wear sweaters. Some shoppers come dressed in snow parkas.

          Celebrating Christmas in the Tropics all these years, we’ve never had snow, of course, but we’ve always managed the scent of pine in the office and fresh needles underfoot.

          Start Your New Life Today, Overseas






            We Value Your Privacy! We will not share your email address with anyone else, period.
            A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

            Christmas Activities 

            In our early years in Panama, we also enjoyed watching our son participate in his annual school Christmas pageant.

            Jackson attended Panama City’s French school his decade growing up in Panama.

            When we arrived on the scene, Paul Gauguin had a total student population, starting from pre-K, of about 75 children. When he graduated three years ago, Jackson was part of a student body that numbered more than 1,000. The school had moved a few years earlier from its original small house in a residential area of the city to a building 8 or 10 times the size in the new Panamá Pacífico city-under-construction.

            I was surprised when we enrolled Jackson years ago to discover that many of the students at Panama’s French school were Panamanian. Why would a Panamanian family, living in Panama City, choose to send their children to a French-language, French-curriculum school? I still don’t know the answer to that question, but today many more Panamanian families are opting for Paul Gauguin, creating an expanding tri-lingual generation.

            Of course, not all the students at Paul Gauguin are Panamanian. Jackson was one of a few Americans. His friends were kids from families that call themselves Spanish, Mexican, Colombian, Irish, English, German, Chinese, Japanese, Canadian, and, yes, French.

            The parents of these wandering youngsters are in Panama as entrepreneurs, like Lief and me, or because the international companies they work for have placed them here. Some of the parents of Jackson’s school friends were in Panama working with the U.N. and other international organizations. Others were in the country for work related to various of this country’s many infrastructure projects. They and their children migrated to Panama from Mexico City or Caracas, Buenos Aires or Santiago, Paris or Madrid…

            And, again, their numbers increased manyfold while we were part of the charming community they create.

            Our first year in Panama, Paul Gauguin’s Christmas pageant took place in the 300-year-old Teatro Anita Villalaz in the center of Casco Viejo’s Plaza de Francia. Even back then, when the student body was much smaller than it is today, it made for as eclectic a collection of small children as you might ever find.

            Some of these children, then and now, have lived in three or four other countries already, though they’ve only barely begun their little lives. Most speak Spanish and French; others also speak English, Italian, German, Japanese, Chinese…

            They switch among languages effortlessly and manage to communicate among themselves cheerfully and with far less misunderstanding than you might expect.

            That first year, on stage in the grand old theater on the Plaza de Francia, the young but worldly bunch from Ecole Paul Gauguin, Jackson among them, performed Christmas songs in Spanish, French, and English, including some we recognized but many we didn’t.

            Start Your New Life Today, Overseas






              We Value Your Privacy! We will not share your email address with anyone else, period.
              A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

              “Children in Palestine and children in Israel, children from the Americas and also from China, this day, let us think only of Christmas,” began one song in French.

              Over the past two-and-a-half decades that Lief and I have been raising our children overseas, we have worried sometimes about the lives they’ve been living.

              Jackson, for example, born in Ireland, went on to live and attend school in Paris and then Panama City. He’s an American by birth but has spent more of his life outside of the U.S. than he has in it.

              If you were to ask him, Jackson would tell you that he’s Irish, with the passport to prove it. I wouldn’t call him American or Irish or French either, though the parents of his friends are shocked always to discover that Jackson’s parents are American.

              “But Jackson is French, is he not?” they ask us, trying to make sense of Jackson’s Parisian French in the context of our American English.

              “No, he’s American, like us,” I explain, not sure how else to describe him.

              Jackson is a young guy without a country but embracing the world. Indeed, the motto for NYU Shanghai, where he’s in his final year of study, is “Make The World Your Major.”

              At the French school in Panama City, Jackson connected with 1,000 other guys and girls just like him who, one evening each year, would join together to fill the tropical night with the sound of Christmas songs from around the world.

              On behalf of my hardworking team down in the Hub of the Americas counting down now to the big day, Feliz Navidad.

              Enjoy this special time of year, wherever in the world you find yourself celebrating.

              Until next time,
              Kathleen Peddicord signature
              Kathleen Peddicord
              Founding Publisher, Overseas Opportunity Letter

              Tags: 'Christmas In Panama''Christmas''France''Ireland''panama city'celebrate ChristmasChristmas OverseasexpatsPanamaParis
              Share118Tweet63
              Kathleen Peddicord

              Kathleen Peddicord

              Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

              Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

              Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

              Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

              Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

              Start Your New Life Overseas Today!
              Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

              We Value Your Privacy! We will not share your email address with anyone else, period.
              Our Expertise Unlocks The World

              quick links

              • Best Places To Live
              • Best Places To Retire
              • Finding A Job Overseas
              • Real Estate

              LIOS Resources

              • New To LIOS
              • Ask An Expert
              • Media Center
              • Contact Us
              • FAQs
              the 10 best places to retire in 2025
              Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






                We Value Your Privacy! We will not share your email address with anyone else, period.

                As seen in

                US Media Logos

                © 2008 – Live and Invest Overseas™ – All Rights Reserved.

                About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
                Facebook-f X-twitter Youtube Linkedin-in Instagram

                Welcome Back!

                Login to your account below

                Forgotten Password?

                Retrieve your password

                Please enter your username or email address to reset your password.

                Log In

                Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

                BEST PLACES TO RETIRE 

                FREE REPORT:






                  We Value Your Privacy! We will not share your email address with anyone else, period.

                  Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

                  RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                    We Value Your Privacy! We will not share your email address with anyone else, period.
                    HOME

                    Top Countries

                    • Spain
                    • Portugal
                    • Panama
                    • Belize
                    • Colombia
                    • Cyprus
                    • Mexico
                    • France
                    • Montenegro

                    Best For:

                    • Health Care Abroad
                    • Retirement Living
                    • Cost Of Living
                    • Investing in Real Estate
                    • Establishing Residency
                    • Gun Ownership
                    • English Speakers
                    • Safety
                    BROWSE ALL COUNTRIES

                    Budgets

                    How Much Will It Cost
                    To Live Overseas?

                    Super Cheap

                    • Chitré, Panama
                    • Santa Marta, Colombia
                    • Phuket, Thailand
                    • Dumaguete, The Philippines

                    Cheap

                    • Medellin, Colombia
                    • Boquete, Panama
                    • Kyrenia, Cyprus
                    • Hua Hin, Thailand
                    • The Algarve, Portugal

                    Affordable

                    • Valencia, Spain
                    • Cascais, Portugal
                    • Las Terrenas, The DR
                    • Pisa, Italy
                    • La Rochelle, France
                    • Mazatlán, Mexico

                    Luxury

                    • Ambergris Caye, Belize
                    • Kotor, Montenegro
                    • The Panama City Beaches
                    • Paris, France

                    Resources

                    Global Living

                    • Living & Retiring Overseas
                    • Raising A Family Abroad
                    • Foreign Residency & Citizenship
                    • Offshore & Diversification

                    Making Money

                    • International Real Estate
                    • Banking
                    • Employment
                    • Investing
                    Meet Our Experts

                    Real Estate

                    Overseas Property Alert 

                     

                    How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                    VISIT SITE

                    Buying Real Estate For Cashflow

                     

                    Discover tips and strategies used by global property investing veterans

                    READ MORE

                    Explore Our Latest Posts

                     

                    Learn how to invest and purchase property abroad…

                    EXPLORE

                    Conferences

                    ACCESS FRANCE WORKSHOP

                    VIRTUAL May 15, 2025
                    LEARN MORE

                    INTERNATIONAL PROPERTY SUMMIT

                    PANAMA CITY, PANAMA June 18-20, 2025
                    LEARN MORE

                    CARIBBEAN VIRTUAL CONFERENCE

                    VIRTUAL July 17-19, 2025
                    LEARN MORE
                    PRE-REGISTER
                    MORE EVENTS

                    Contact Our Events Team:

                    Toll-Free U.S. and Canada:
                    1 (888) 627 8834

                    From Outside North America:
                    1 (443) 599 1221

                    Working Hours
                    Monday – Friday 08:00 am – 17:00 pm EST.

                    Reach us with your questions by email at: events@liveandinvestoverseas.com

                    Store

                    Overseas Havens Reports

                    • Expats' comprehensive destination guides

                    Conference Kits

                    • Hours of coverage  from our latests conferences

                    Lahardan Books

                    • Titles on living and investing around the world

                    Subscriptions

                    • Overseas Living Letter: Affordable Retirement Guidance
                    • The Simon Letter: Wealth Protection Insights
                    • Global Property Advisor: Global Investment Opportunitites
                    VISIT OUR STORE

                    Free Report

                    THE 10 BEST PLACES TO RETIRE IN 2025

                    FREE REPORT: The 10 Best Places To retire in 2025

                    Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                      We Value Your Privacy! We will not share your email address with anyone else, period.

                      LIBRARY

                      Follow Us:

                      © 2008 - Live and Invest Overseas - All Rights Reserved.