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Real Estate In France

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Property And Real Estate In France

France has no restriction on foreigners owning property.

France is the most visited country on earth. As a result, it’s one of the safest real estate investments markets in the world. You can buy and collect guaranteed returns every year or live in France part time and cash the rent checks while you’re away.

Paris, in particular, is perhaps the world’s most proven rental market. If you’re considering a real estate purchase in the French capital, think about a place you could use yourself from time to time… and then rent when you’re out.

Paris, obviously, is the highest-priced property market in France (and one of the highest-priced in the world). The good news is that not all France is nearly as costly a place to call home. Outside of Paris, property prices drop dramatically, sometimes to bargain levels.

And, of course, not all neighborhoods in Paris are as costly as one another. Paris divides into 20 districts, or arrondissements, numbered in an outward spiral starting in the center of the city on the right (or northern) bank of the River Seine. The most sought-after of these, the best in terms of typical Parisian experience, are the 1st, 4th, 5th, 6th, and 7th. They are all near the river in the heart of the city…and all at the top of the property pricing scale. The lowest property prices in Paris right now are in the 18th, 19th, and 20tharrondissements, followed by the 10th and the 13th.

Every arrondissement is distinct, a village or small town unto itself, with its own character.

Buying Real Estate In France

If buying or investing in property in Europe appeals to you, purchasing a home in France is one of the most sensible options. The dollar surpasses the Euro with more value than in the last ten years.

Costs of Real Estate in France

French property is affordable, in abundant supply, and real estate sales in France aren’t complicated. Most transactions finalize in eight to twelve weeks. You may be searching for a Chateau for sale in France to fulfill a lifetime dream. However, if you want to increase your assets, bargain property for sale in France can be an excellent investment.

Why Invest in Real Estate?

Real estate in France is a good investment, especially if you buy property in Paris, which is one of the most desirable cities in the world in which to live. The value of apartments in several Paris neighborhoods continues to rise. The cost of real estate in Paris can be reasonable, especially outside the city. It’s possible to renovate a home for less than $100,000. Since France has more tourist visits more than any other country, it’s a safe investment.

Renting Property in France

If you choose to live in Paris part-time, you can buy property, and rent it when you’re away. The cost of real estate in France isn’t always expensive. Some Paris neighborhoods are less expensive than others, and if you look outside the city, prices for property drops drastically, sometimes to bargain levels.

Buying Property in France

Buying a home or apartment in France is straightforward. Here is the checklist for real estate transactions:

  • Hire an attorney or notary who speaks French and English
  • The contract of sale, known as the compromis de vente, in French is drawn up and signed
  • You pay your deposit
  • Title of the property search carries out
  • Deed to the property is signed

Hire an attorney or independent notary to handle the transaction and represent you. Although you’re paying for the government official, his purpose is to ensure that the sale is legal under French law. Government officials are required to act for the buyer and seller but aren’t required to call your attention to any potential problems.

Inheritance laws in France get complicated and even though you might have had a will drawn up in your country, don’t assume that your spouse or family will automatically inherit your French property. A lawyer who specializes in complicated real estate transactions can assist you.

The amount of the deposit is usually ten percent of the purchase price. The deposit goes into an account and held by the real estate agent or the notary. If you need financing, you’ll have 45 days in which to secure a mortgage. If you’re denied a mortgage, the transaction is null and void, and you have your deposit returned.

The title of the property is searched as it is with a real estate transaction in the United States, to ensure that you have clear title to the property. You are then required to provide legal documents proving your identity. When the title search completes, the buyer and seller meet at the notary’s office. The notary must read the final deed, which is then signed by the purchaser and seller.

You have to pay the balance of the sale price in full at the time the property transfers to the new owner. When the deed to the property is recorded, you will receive a copy for your records. The original deed is kept in the notary’s office.

The Cost of Real Estate By Area

Prices for France real estate correspond with some areas or neighborhoods. Homes in the cities cost more than homes in rural areas. A Chateau for sale in France costs more than a modest home, and Southern France real estate is expensive in comparison to homes on the French West Coast. You can still find a bargain property for sale in France if you have patience and spend some time on your search.


Southern France real estate is more reasonable in Carcassone than in other cities in the South of France. The medieval city features cobblestone streets, boutiques, excellent restaurants, and a famous summer festival. Apartment prices range from 50,000 to 200,000 euros. If you search about 5 kilometers from the city center, the housing market is more diverse. The Mediterranean, the Pyrenees, and wine country are a short distance from Carcassone.


The cost of real estate is expensive in Paris. However, you can find luxurious apartments in the city. The best way to find a place is to contact real estate agents in the neighborhoods that you find most desirable. Tell the agents what you want and what your price range is. If you’re persistent, the agents will start calling when something in your price range is available. If luxury is what you want, the Marais is a trendy neighborhood with cafes, boutiques, restaurants, art, and culture.


Positioned in the wine country, it is the ideal location if the European lifestyle is what you seek. Languedoc is a charming community with a small town atmosphere, yet has everything you need to live comfortably. The area is a mecca for expats and retirees to invest in and live for a few months or all year-round.


Pau is a lively, university community with an abundance of green spaces and woodlands in the French wine country. If your dream is to live in France, but Paris prices are out of your reach, Pau is an incredible alternative. Many retired couples live a comfortable lifestyle in Pau for about €1,800.

French Real Estate Taxes

Several taxes associate with the purchase of France real estate. Taxes you may pay are:

  • Transfer Tax
  • Government Tax
  • Property Tax
  • Inheritance Tax
  • Wealth Tax
  • Rental Income Tax
  • Capital Gains Tax

A transfer tax of 7.5 percent proceeds when a property in France is sold. When you buy a home in France, the government charges a tax on the mortgage. The amount charged depends on the amount of the loan. Property taxes are the most complicated to calculate and bases on:

  • Whether the property is a main or secondary residence
  • Area of the city
  • Age of the building
  • Size of the property

Apartment buildings are similar to condos in the U.S. and have a monthly fee attached to them. The tax depends on the size of the apartment and the area in which its located. Beneficiaries of an estate must pay the inheritance tax.

The amount depends on the relationship between the surviving family member and the deceased owner of the property. The wealth tax is paid by individuals that have more than €720,000 in assets. If you aren’t a legal resident, the tax is only based on your French assets.

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