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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

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          Conference Kits

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          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        Live and Invest Overseas
         Moving Out Of The U.S?

        THE 10 BEST PLACES TO RETIRE IN 2025

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          Home How to

          5 More Things To Check Before You Move Overseas

          How To Retire Overseas In 2023, Part 2

          by Kat Kalashian
          Jan 11, 2023
          in How to, Lifestyle, Retirement/Living
          0 0
          Picturesque lane with flowers in an Italian hill town

          Adobe Stock/Jenifoto

          Yesterday I began a list of 10 things you’ll need to think about when you’re planning for a move overseas.

          Think of it as “How To Retire Overseas In 10 Easy Steps.”

          Today, we continue, picking up with point number 6…

          #6: Get your affairs in order

          Go paperless on all accounts and make sure you know how to use online banking.

          Don’t close any bank accounts, but change your address on file to that of a close family member or trusted friend who can receive mail on your behalf. Consider applying for new credit cards that come with benefits for overseas travelers (like no foreign transaction fees, reimbursed ATM fees, or airline cards that give you miles per purchase).

          You’ll also need to open at least one bank account in your new country (preferably more than one if you can), though you might have to do this after you’ve settled into your new home. Local credit cards may also be a boon to you in your new life—in Europe, it’s sometimes hard or impossible to make online purchases at local stores using foreign cards. Plus, local debit cards allow you to avoid ATM fees and local credit cards won’t charge foreign transaction fees.

          Before you leave home, make sure your passport isn’t due to expire anytime soon. It should be valid for at least six months, but you really want to have at least a year before you need to renew, especially if you’re seeking residency in your new country.

          Make copies of all your important documents and bring them with you (birth and marriage certificates, etc.).

          #7: Get tech savvy

          Make sure your cell phone is unlocked before moving, which will allow you to buy a local SIM card and pop it into your existing phone.

          Download communication apps like Skype, WhatsApp, Facebook Messenger, and a host of others that are used globally and make sure both you and your loved ones know how to use them effectively. They’ll not just help you keep in touch with those back home, they’ll save you tons of money on communication both international and local.

          Consider investing in a VPN or DNS system that will allow you to use American media. Netflix is international, but what it offers changes from country to country. You won’t be able to use HBO, Hulu, Amazon Prime, or most other online TV services in your new home without an IP cloaking service of some sort.

          Start Your New Life Today, Overseas






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            #8: Get connected

            Scout around for local social groups to join, be they local or expat. Making some contacts before you move can be hugely valuable, not just socially but also practically. These new friends can help you get settled into your new home more easily than you might have on your own.

            You can do this online or in person, so don’t be shy. Even if you’re not in town yet, you can do plenty of preliminary work on this front from the comfort of home. Use Google, Facebook, LinkedIn, local sites and blogs, and anything else you can think of to get the scoop and make some friends. Chances are there are plenty of options, so join some clubs and dive right in.

            #9: Learn the lingo

            If you’re moving to a country that’s official language isn’t English, you should learn at least a bit of the local tongue. You don’t necessarily need to become fluent, but even if you’re in a place where most locals speak English, it’s only smart (and polite) to know a few basics.

            At the absolute least, the five magic words that you should know how to say locally are: hello, goodbye, please, thank you, and excuse me. I recommend learning these even if you’re only passing through someplace as a tourist. Some basic conversational skills are always good to have, too—like “how are you,” “my name is,” etc.

            Make sure you have a translation app on your phone (or carry a pocket dictionary). You’ll likely use these several times a day once you get out and about in your new home.

            There are plenty of language learning software options out there, but I highly recommend Duolingo as a starting point for language learning—download it now and get started from home. It’s free to begin, and if you like the format, the annual subscription is a good value. You can also take classes from home (either in person or online), buy some kids’ books in Spanish, turn on the French subtitles, or find some musical artists singing in Italian, for example. These are all great ways to begin learning.

            Once you get to your new home, you’ll be glad you have some foundation already, and once you’re immersed in the language, learning it will come much easier. Joining a class is not just a way to learn but an easy way to make friends.

            #10: Realize that, no matter how much you prepare, Murphy will have the last laugh…

            Sad but true. No matter how well you prepare, something will inevitably go wrong. Although you can’t avoid bumps in the road, you can prepare yourself for them mentally. Know that with the good days come the bad and that patience is key when it comes to dealing with the unexpected overseas.

            Moving overseas can be a series of dizzying highs in the early stages, and something going wrong can feel like a major crash. By reminding yourself there will be tough times, you’ll be better equipped to thrive in the face of them.

            Bon voyage.

            Kat Kalashian
            Editor, Live And Invest Overseas Confidential

            Share117Tweet66
            Kat Kalashian

            Kat Kalashian

            Kat Kalashian has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. Growing up as a young expat she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. After living in Panama for seven years, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American-born cat, Panamanian-born dog, and two French-born daughters. She's now been living in Paris for over 10 cumulative years, and enjoys being able to explore France and the rest of Europe at every opportunity. As head of Live And Invest Overseas’ European Division, she is Editorial Director of Europe Uncovered, a monthly subscription service, MCs the Europe based Live And Invest Conferences, and scouts out new locations for coverage on the Continent.

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                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

                  Buying Real Estate For Cashflow

                   

                  Discover tips and strategies used by global property investing veterans

                  READ MORE

                  Explore Our Latest Posts

                   

                  Learn how to invest and purchase property abroad…

                  EXPLORE

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                  INTERNATIONAL PROPERTY SUMMIT

                  PANAMA CITY, PANAMA June 18-20, 2025
                  LEARN MORE

                  CARIBBEAN VIRTUAL CONFERENCE

                  VIRTUAL July 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER

                  Live and Invest In Spain Conference

                  Valencia, Spain Sep. 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER
                  MORE EVENTS

                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

                  Services

                  • Overseas Living Letter: Affordable Retirement Guidance
                  • The Simon Letter: Wealth Protection Insights
                  • Global Property Advisor: Global Investment Opportunitites
                  VISIT OUR STORE

                  Free Report

                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

                  Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






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