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The Best Places To Retire In 2025

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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
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      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
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      Making Money

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      • Employment
      • Investing

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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          VIRTUAL PASS
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          DISCOUNT
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
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          Home Lifestyle

          Suit Yourself

          by Kathleen Peddicord
          Jan 01, 2025
          in Lifestyle
          0 0
          Couple in convertible speeding.

          Mark Twain summed up behavior like this:

          “The cat, having sat upon a hot stove lid, will not sit upon a hot stove lid again.

          “But he won’t sit upon a cold stove lid, either,” Twain observed.

          The cat is reacting with his gut. You and I might think gut decisions, coming from instinct and emotions, are sometimes ill-advised. We might think we’re better off applying reason, analysis, and logic.

          But the truth is that we all make most decisions automatically, without thinking.

          Reasoning out every step along the way is hard. Revert solely to reason and you might have trouble deciding what shirt to wear or whether your tea is the right temperature.

          Thinking over every question requires way too much time and effort.

          How do you decide when to get out of bed on a lazy Saturday morning?

          You could try to reason it out. You could review what you have to do or want to do or should do. You could ask what you might gain from drinking more coffee or reading more of your newsfeed.

          Before too long you realize that just listing what you need to think about to decide whether and when to get out of bed could easily take up the day. So instead of using reason, you get out of bed when you feel like it.

          Same is true of deciding when and where to reinvent your life overseas.

          Making the right decision comes down to knowing what makes you happy… then arranging your affairs to achieve that pleasant state.

          Suppose what you most want most is to travel the world, to eat, drink, and be merry with people you meet on the road.

          You want to enjoy the adventure along the way, to savor every random moment.

          Given that, buying a big house on the water wouldn’t be a good decision, would it? It takes you away from your goal, not toward it.

          The big house comes with gardening, leaky roofs, animals, repairs, taxes, and maintenance costs. You can’t travel and chase adventure at will. You’re tied to your big house.

          Even if you think the house might be a good investment, buying it would be a mistake.

          The contrary is also true.

          When my friend Wilbur celebrated his 50th birthday, his wife asked him what he most wanted out of the rest of his life. Wilbur said, “I’ve always spent my happiest days on Cape Cod. I guess I’d like to buy a house on the water, and a sailboat. I could teach my grandkids to sail.”

          Wilbur went out and bought a villa on Bass River. He bought a small boat. He sails with friends and he teaches his grandkids how to sail. His house is in perfect sync with what he wants out of life.

          As it turned out that house went up in value. Wilbur made money in a way that improved his life.

          To make sure your investments line up with what makes you happy, you need to decide what makes you happy.

          I know that sounds cavalier. Research shows that most people have little idea of what makes them happy. Ask someone about their purpose in life or what they want out of life and they respond with a shrug or simply say they want to be happy.

          If you keep prodding and ask them what makes them happy, they are usually stumped.

          I know. I still have trouble answering those questions myself. They’re hard questions.

          So I’ve come up with a simpler approach. Instead of thinking in general about what makes you happy, think back to your most joyful moments. Think back to your worst moments. Do this over a period of a month or so, and make a list. At the end of the process, you’ll likely have a pretty good handle on how you like to live.

          In my case, I’ve decided that some of the worst moments in my life have had to do with traffic. I don’t like to waste time, and sitting in traffic is nothing but a stressful, frustrating waste of time.

          So I’ve organized my life to avoid traffic as much as possible.

          When I’m in Paris, I’m able to walk almost everywhere I need or want to go day-to-day. Within 15 minutes of our front door are grocery stores, bakeries, wine shops, cafés, restaurants, bookstores, parks, gardens, museums, and my favorite places to shop for clothes. When I want to travel beyond our quartier, I hop on the Metro.

          When I’m in Panama at Los Islotes, I have a car but I never have to sit in traffic. This coast is blissfully free of every hassle and frustration of modern life, including rush-hour traffic.

          I do have to deal with traffic when I’m in Panama City. I accept that because, while traffic is one of my least favorite things in life, building businesses is one of my favorite. Live And Invest Overseas is headquartered, needs to be headquartered, in a city. No way around it.

          In other words, maybe you can’t eliminate the things you don’t like completely. Engineering your most happy life is about compromises. Remember the 80/20 rule. I accept that maybe 20% of my time is spent fighting traffic in Panama City because I don’t have any intention of giving up on my entrepreneurial objectives. They’re the driving priority of my life right now.

          What stands out in your memory as the most joyous times of your life?

          Start there.

          Before setting off on your live and invest overseas adventures, take time to get to know yourself.

          Make choices and decisions that flow from your likes, your dislikes, your preferences.

          Suit your new life to your true self, rather than the other way around.

          Until next time,

          Kathleen Peddicord signature
          Kathleen Peddicord

          Founding Publisher, Overseas Opportunity Letter

          Tags: 'Expat Life'american living abroadLife Overseas
          Share84Tweet53
          Kathleen Peddicord

          Kathleen Peddicord

          Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

          Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

          Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

          Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

          Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                HOME

                Top Countries

                • Spain
                • Portugal
                • Panama
                • Belize
                • Colombia
                • Cyprus
                • Mexico
                • France
                • Montenegro

                Best For:

                • Health Care Abroad
                • Retirement Living
                • Cost Of Living
                • Investing in Real Estate
                • Establishing Residency
                • Gun Ownership
                • English Speakers
                • Safety
                BROWSE ALL COUNTRIES

                Budgets

                How Much Will It Cost
                To Live Overseas?

                Super Cheap

                • Chitré, Panama
                • Santa Marta, Colombia
                • Phuket, Thailand
                • Dumaguete, The Philippines

                Cheap

                • Medellin, Colombia
                • Boquete, Panama
                • Kyrenia, Cyprus
                • Hua Hin, Thailand
                • The Algarve, Portugal

                Affordable

                • Valencia, Spain
                • Cascais, Portugal
                • Las Terrenas, The DR
                • Pisa, Italy
                • La Rochelle, France
                • Mazatlán, Mexico

                Luxury

                • Ambergris Caye, Belize
                • Kotor, Montenegro
                • The Panama City Beaches
                • Paris, France

                Resources

                Global Living

                • Living & Retiring Overseas
                • Raising A Family Abroad
                • Foreign Residency & Citizenship
                • Offshore & Diversification

                Making Money

                • International Real Estate
                • Banking
                • Employment
                • Investing
                Meet Our Experts

                Real Estate

                Overseas Property Alert 

                 

                How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                VISIT SITE

                Buying Real Estate For Cashflow

                 

                Discover tips and strategies used by global property investing veterans

                READ MORE

                Explore Our Latest Posts

                 

                Learn how to invest and purchase property abroad…

                EXPLORE

                Conferences

                INTERNATIONAL PROPERTY SUMMIT

                PANAMA CITY, PANAMA June 18-20, 2025
                LEARN MORE
                VIRTUAL PASS

                CARIBBEAN VIRTUAL CONFERENCE

                VIRTUAL July 17-19, 2025
                LEARN MORE
                PRE-REGISTER

                Live and Invest In Spain Conference

                Valencia, Spain Sep. 17-19, 2025
                LEARN MORE
                DISCOUNT
                MORE EVENTS

                Contact Our Events Team:

                Toll-Free U.S. and Canada:
                1 (888) 627 8834

                From Outside North America:
                1 (443) 599 1221

                Working Hours
                Monday – Friday 08:00 am – 17:00 pm EST.

                Reach us with your questions by email at: events@liveandinvestoverseas.com

                Store

                Overseas Havens Reports

                • Expats' comprehensive destination guides

                Conference Kits

                • Hours of coverage  from our latests conferences

                Lahardan Books

                • Titles on living and investing around the world

                Services

                • Overseas Living Letter: Affordable Retirement Guidance
                • The Simon Letter: Wealth Protection Insights
                • Global Property Advisor: Global Investment Opportunitites
                VISIT OUR STORE

                Free Report

                THE 10 BEST PLACES TO RETIRE IN 2025

                FREE REPORT: The 10 Best Places To retire in 2025

                Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






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