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        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

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        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
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          Home news Lifestyle

          3 Affordable Mediterranean Havens

          by Kat Kalashian
          Dec 11, 2024
          in Lifestyle
          0 0
          Biogradsko lake landscape, Montenegro

          AdobeStock/AlexanderNikiforov

          In recent years, Europe’s popularity has been soaring with visitor numbers breaking record levels and Americans arriving in droves—both for tourism and for investment.

          You could buy your own home in some of our favorite parts of Europe for a fraction what you’d pay in tourist hot spots like Ireland, France, or even Portugal. One that could also hand you a steady cash flow for the rest of your life…

          Plus, the destinations we have in mind offer some of the easiest residency options we know of…

          And, even better, in the up-and-coming markets we’ve scouted, you’ll find not only turn-key rental income opportunities, but stunning undervalued locations—all poised for serious appreciation.

          Specifically, we’re looking at the Mediterranean… some of the least-known, most undervalued corners of Southern Europe… among our favorites?

          #1 Mediterranean Haven: Montenegro

          Landscape with Herceg Novi in Montenegro
          AdobeStock/Roman Sigaev

          Montenegro boasts 57 miles (107 kilometers) of sparkling coastline backed by towering mountains and dotted with a charming mix of medieval towns and luxe modern developments.

          It has a unique geography, full of nooks and crannies that together make up one of the most indented areas of the Adriatic Sea.

          Gorgeous views of the sea and mountains are a given regardless of where you are in the bay.

          Montenegro’s government values foreign investment and wants to attract more foreign residents. It makes it easy for expats to set up life here with its turn-key residency policies.

          It continues to invest in tourism and construction… more hotel chains are establishing themselves here… cruise ships sail up to Kotor’s harbor on the daily…

          It’s only a matter of time before word about Montenegro spreads as far as North America, and Canadian and American tourists and expats start to arrive.

          The biggest objective on Montenegro’s agenda right now is joining the European Union, which it’s poised to do in the next couple of years (some say by 2030).

          It became an EU candidate in 2010 and adopted the euro as its currency in 2002.

          Considering all that’s on offer, and unlike comparable destinations like Croatia, the cost of living in Montenegro is low.

          A couple can live comfortably here on a budget of 1,500 to 2,000 euros per month.

          Not many people have heard of Montenegro; to move here, you’ve got to be a little adventurous, a little bold, and a little open-minded to be able to come to terms with the realities of living in a country that’s still in development.

          But you’ll be rewarded for that boldness with stunning sea and mountain vistas every day… a lower cost of living… mild temperatures year-round as well as access to untouched nature…

          And you’ll be making a smart move, as property and rent are still cheap and it gets you residency and potentially a backdoor to the EU…

          Start Your New Life Today, Overseas






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            #2  Cyprus

            view of paphos cyprus
            Adobestock/M-Production

            At the far eastern edge of the Mediterranean, blessed with year-round warm weather, clear blue waters, and over 400 miles of coastline, lies Cyprus, Isle of Aphrodite.

            On an island frequented by millions of tourists and expats, English has become so commonly spoken that you’d never have to learn Greek or Turkish…

            The food in Cyprus is light, fresh, and tasty, and it’s proven to help prevent heart disease and Alzheimer’s.

            Hibiscus, oleander, and daisies blossom across the island, from the coast to the foot of its mountains, while fig, lemon, and orange trees everywhere offer shade and the occasional free treat.

            Blessed with rocky coves and white-sand, Cyprus’ coast has won the “Blue Flag” award for 76 of its beaches an marinas…

            Remarkably, for a few months of the year, you can also snow ski down Mount Olympus rising from the center of the island. If you enjoy the outdoors, this is even more of an island paradise than the beaches would have you believe…

            About twice the size of Delaware, Cyprus boasts three national parks, 10 golf courses, and 240 official hiking trails through its mountains and sprawling forests.

            Expeditions on horses, ATVs, and Jeeps venture out every day in search of hidden lagoons, waterfalls, and caves…

            And, to top it off, life (and property) is as affordable as it gets in Europe— you could live very comfortably here on as little as US$1,243 a month.

            #3  Mediterranean Haven: Spain

            Castillo de San Sebastian in Cadiz
            AdobeStock/David Andres

            OK, Spain isn’t off-radar by any means, but it is one of the most affordable countries in Western Europe.

            Spain is the second-largest country in Western Europe both in size and in population, which means the lifestyles here are as diverse as they come…

            Settle in a bustling city, in a resort-style beach community, in the rugged mountains or the desert of the north, on an unknown stretch of coastline that sees no tourists, on your own farm in this fertile land known as “the garden of Europe” for how much produce it provides its neighbors…

            And there is no shortage of expats here, though you can easily avoid them if you’re looking for a more authentically Spanish experience in your new life overseas. Plus, Spanish is one of the easier languages to learn.

            The Iberian Peninsula is known for having lower costs of living than the rest of Western Europe, quoted as being up to 30% cheaper on average than other EU regions.

            But prices—for real estate and day-to-day living in this Mediterranean haven—have been pushed up in the last 10 years or so throughout much of Portugal, especially Lisbon and the renowned Algarve region.

            In Spain, costs have inflated less appreciably in recent years and even in big, cosmopolitan cities, it’s still possible to get a menu del día (a three-course meal) for 10 euros, or a generous breakfast, complete with coffee and juice, for 4 euros. In rural areas or on the less touristed costas, prices are even better.

            The health care is the 7th best in the world according to WHO, and the country offers a Golden Visa program, granting North Americans full access to the Schengen Area.

            Bonne route,

            Kat Kalashian signature

            Kat Kalashian

            Editor, In Focus: Europe

            Tags: 'Offshore Havens''Property In Spain'Live in CyprusLive In The MediterraneanMontenegroMove abroad
            Share98Tweet61
            Kat Kalashian

            Kat Kalashian

            Kat Kalashian has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. Growing up as a young expat she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. After living in Panama for seven years, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American-born cat, Panamanian-born dog, and two French-born daughters. She's now been living in Paris for over 10 cumulative years, and enjoys being able to explore France and the rest of Europe at every opportunity. As head of Live And Invest Overseas’ European Division, she is Editorial Director of Europe Uncovered, a monthly subscription service, MCs the Europe based Live And Invest Conferences, and scouts out new locations for coverage on the Continent.

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                  HOME

                  Top Countries

                  • Spain
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                  Best For:

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                  • Investing in Real Estate
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                  • Gun Ownership
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                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

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