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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
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      • Panama
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      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
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      • Safest Places For Retirement
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    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
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          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

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          Lahardan Books

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          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        THE 10 BEST PLACES TO RETIRE IN 2025

        the 10 best places to retire in 2025

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          Home Retirement/Living

          Retire Earlier Than You’ve Planned

          Retire Well Overseas On Your Social Security Check Alone

          by Lee Harrison
          Nov 08, 2022
          in Retirement/Living
          0 0
          Aerial View of Benigno Malo High School in Cuenca, Ecuador

          Adobe Stock/mindstorm

          I retired when I was 49… 13 years before I’d planned.

          And it wasn’t because I’d struck it rich; quite the opposite. I had an average income and moderate savings… less than most of my coworkers who stayed behind to continue working.

          I was able to retire at that age for two reasons…

          I retired abroad… and I chose my country wisely.

          Financially, there’s no other way I could have pulled it off.

          If you think the retirement that you’ve always dreamed of is slipping away, I can guarantee you there’s a solution.

          In the end, I was shocked at how financially easy it was. Let me explain.

          For most of my adult life, I thought that retiring overseas was for the very wealthy… not for an average person like me.

          I first got the idea to retire abroad while browsing in a bookstore in Scottsdale, Arizona. I found a book written by a guy who had retired early and was living comfortably abroad—splitting his time between Costa Rica and Mexico—on a very modest income. He was an honest writer… and a regular middle-class guy like me.

          His book changed my thinking entirely.

          Instead of working until I’d earned a pension large enough to live well in the States, I realized that I could retire years earlier… and still have plenty of money to live well abroad.

          Instead of working until 62 as planned, I found that I’d have enough to live overseas comfortably prior to age 50.

          Instead of hoping for good health in my old age, I could retire when I was relatively young, fit, and able to enjoy a life of fun and adventure.

          But it was critical that I choose the right country.

          Few countries offered a cost of living low enough to meet my needs. And of those that did, most were places I didn’t want to live… places that were cheap enough, but didn’t offer the comfortable, convenient, and exciting lifestyle that I was hoping for.

          But one country fit the bill perfectly… with benefits to spare.

          It was Ecuador.

          Start Your New Life Today, Overseas






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            In Ecuador, I Found Enriching Lifestyles For Every Income Level

            A couple settling in small towns can live on around US$750 per month. In a rural setting, two of my close friends are living on less than US$650 per month.

            If you’d be happier in a beautiful, 16th-century colonial city—with its theater, orchestra, art shows, restaurants, and cafés—you can do that starting at US$1,200 per month (under US$1,000 if you own your own house).

            To put this in perspective, of the more than 61 million retirees now collecting Social Security in 2022, the average payment is US$1,657 per month.

            So who can live in Ecuador on a Social Security check? Almost everyone. The average Social Security recipient can do it with room to spare.

            And what’s amazing is that you’ll do more than just live. You’ll live well… a wealthy and enriching lifestyle that just wouldn’t be possible back home.

            Best of all, you’ll have the experience and adventure of a lifetime.

            You can do it… and we can show you how to do it the easy way.

            When I retired to Ecuador, things were different. Making that move was a lot of work for me.

            I covered the country from top to bottom in a rental car—with limited Spanish at the time—exploring unknown regions via poorly marked roads.

            Working with the Ecuadorian officials, I had to figure out how to get a residency visa from scratch.

            I wanted to learn Spanish but had no idea which language schools were any good… among hundreds that were marketing their programs.

            After picking my city, I had to find an honest real estate agent and navigate a disorganized market with no multiple listing service. It was every real estate agent for himself, with me at their mercy.

            After selecting a home, I didn’t know an English-speaking attorney. I had to go to the U.S. Embassy to try to find one.

            Hardest of all, I didn’t know anyone who lived in Ecuador… that is, no one who had already moved here, who I could ask for help.

            In other words, I didn’t just drop into a paradise, like Dorothy in “The Wizard of Oz.”

            But you can.

            That is, you can land in Ecuador and hit the ground running with your new life laid out in front of you.

            Over the past few years, it may have seemed like the retirement you’ve always dreamed of was slipping away. And for many Americans, it is.

            But here’s your chance to grab it back.

            Whether you’re 39 or 79, it’s a chance to not only meet but exceed the expectations you’ve always had for a happy, healthy, and secure retirement… for the price of a Social Security check.

            For many retirees worried about their retirement—including, perhaps, you—Ecuador is the answer.

            Lee Harrison
            Senior Correspondent

            Tags: 'Ecuador''retire'Cost Of Living In Ecuadorearly retirementExpats In Ecuadorlife in ecuadorMove to EcuadorRetire In Ecuador
            Share118Tweet61
            Lee Harrison

            Lee Harrison

            Lee has been living overseas for nearly two decades, making his first purchase abroad in the colonial city of Cuenca, Ecuador. After that first investment, he traveled extensively across Latin America and Europe looking for the best property deals possible. Lee’s network of property insiders from those travels, along with his understanding of local cultures and languages, has helped him develop insight into local property markets that only the locals usually possess.

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                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

                  Buying Real Estate For Cashflow

                   

                  Discover tips and strategies used by global property investing veterans

                  READ MORE

                  Explore Our Latest Posts

                   

                  Learn how to invest and purchase property abroad…

                  EXPLORE

                  Conferences

                  INTERNATIONAL PROPERTY SUMMIT

                  PANAMA CITY, PANAMA June 18-20, 2025
                  LEARN MORE

                  CARIBBEAN VIRTUAL CONFERENCE

                  VIRTUAL July 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER

                  Live and Invest In Spain Conference

                  Valencia, Spain Sep. 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER
                  MORE EVENTS

                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

                  Services

                  • Overseas Living Letter: Affordable Retirement Guidance
                  • The Simon Letter: Wealth Protection Insights
                  • Global Property Advisor: Global Investment Opportunitites
                  VISIT OUR STORE

                  Free Report

                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

                  Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






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