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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

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      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
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          Home Retirement/Living

          The Exodus Of Expats Overseas

          The Best Retire Overseas News Ever

          by Kathleen Peddicord
          Jun 29, 2021
          in Retirement/Living
          0 0
          Picturesque view of small colorful houses on tropical coastline with palm trees, Panama.

          Alamy/ADDICTIVE STOCK CREATIVES

          “Would you say this is a trend… and that it is growing?” the reporter who interviewed me this week wondered.

          “That is,” she continued, “are more Americans considering this idea of retiring overseas now than in the past?”

          “Yes… yes… and yes,” I replied.

          I’ve been covering this beat for more than 35 years. When I started out writing about retiring overseas, I was considered part of the fringe element.

          Three-and-a-half decades ago, Americans weren’t thinking about retiring to different countries. Three decades ago, this was a crazy idea, and any American considering retiring anywhere other than where he’d happened to be living until that point was looking at Florida or Arizona… not Panama or Portugal.

          Two Important Things Have Happened In The Intervening Years

          1. The Electronic Age

          First, it’s possible today to be anywhere in the world and remain in real-time, full-time contact with anyone anywhere else in the world.

          With e-mail and Skype you can communicate daily with family, friends, business colleagues, financial advisors, and your banker no matter where in the world you happen to be hanging your hat at the moment…

          You can access cash from a bank account in one country (say the United States) through an ATM in any other…

          You can scan documents, share photos on social media, download reading material from Kindle, and have packages delivered to you anywhere you roam with the help of a mail-forwarding service…

          And you can file your tax return electronically and stay in touch with your broker with regular video chats.

          Our electronic age means it’s possible to remain connected with an old life while pursuing a new one anywhere in the world.

          It also means it’s easier than ever and ever-easier to identify and explore the possibilities for what that new life might look like. Anyone today who wakes up to the realization that maybe his or her retirement life could be better, richer, fuller, and cheaper lived someplace else needs only go online to connect with loads of recommendations for where and how that fantasy idea could be made real.

          Google “retire overseas” and you are presented with hundreds of thousands of resources standing by to help you do just that. Retirees 30 years ago and even 10 years ago had a much tougher time finding out about their options and an even tougher time building any infrastructure of support required to pursue them.

          2. Smaller Retirement Nest Egg

          Meantime (this is the second important thing that has changed since I began reporting on opportunities for retiring overseas years ago), current-day would-be retirees are worried they don’t have enough retirement nest egg to carry them through retirement. They’re not confident in the security net of Social Security, as their parents may have been. They probably don’t have guaranteed pensions, as their parents may have had. And their retirement investment accounts may not be worth what they were planning for them to be worth.

          Today’s retiree is concerned about how much he’s got and how much he’s going to get from Social Security while looking ahead to many years, often, of retirement living.

          He’s also better educated and better traveled than his parents may have been, so, when he begins to take stock of his prospects, his mind is more open than that of any retirement generation that has preceded him.

          My chances of enjoying a full, fun retirement living where I’m living and how I’ve been living are risky, he thinks to himself. I wonder what they’d be like living somewhere else…

          He goes online to Google, types in “retire overseas,” and he’s on his way.

          “Is it mostly people who’ve been retired for some time or people who are just coming up to retirement age who are making this kind of move?” the reporter yesterday also wondered.

          I met a gentleman at a conference a few years ago who was considering retiring to Belize. He was 91-years-old.

          “I was with the U.S. Navy my entire life,” Joe told me. “I had many adventures with them. Now I think I have one more adventure in me. I’d like to have it in Belize.”

          At our live- and retire-overseas conferences, I meet thousands of people each year who are planning for new lives in new countries. Some of these folks are long retired, like John. Increasingly, though, they’re also younger, 50-, 40-, even 30-somethings who are exploring their options for reinventing their lives overseas. Why?

          Money is a primary motivator, of course. More Americans than ever are realizing that they could reinvent their lives entirely and live how they want, making their own schedules, running their own shows, even from early ages, even with small nest eggs, by relocating to particular places abroad.

          Some folks are opting out of the corporate world and choosing to live frugally on very little. Some are taking whatever they’ve got and investing it in a business of their own. Some are going on walkabouts, as I think of it, to find out where the world might lead them if they give it a chance.

          Couples with young children, single moms, single dads, women on their own, men and women post-divorce, men and women in mid-life…

          Over the years, I’ve encountered probably every demographic possibility imaginable. The common denominator is that all of these many thousands of people were keen to start over. Maybe to reduce their cost of living, but, as well, to increase their quality of life.

          We Americans are wanderers. We like to climb the next mountain and ford the next river, and we’re always intrigued by what might lie just around the next corner or beyond the next summit.

          Our parents considered what retirement might be like in Naples, Florida, or Scottsdale, Arizona. We’re considering what retirement might be like in on the coast of Panama or in the capital of Portugal.

          Yes, it’s a trend.

          Sincerely,
          Kathleen Peddicord
          Kathleen Peddicord
          Founding Publisher, Overseas Opportunity Letter

          Tags: 'investment''retirement''Social Security'Live abroadlive overseasmove overseasoverseasrelocateretire abroadretire overseasTravel
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          Kathleen Peddicord

          Kathleen Peddicord

          Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

          Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

          Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

          Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

          Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                HOME

                Top Countries

                • Spain
                • Portugal
                • Panama
                • Belize
                • Colombia
                • Cyprus
                • Mexico
                • France
                • Montenegro

                Best For:

                • Health Care Abroad
                • Retirement Living
                • Cost Of Living
                • Investing in Real Estate
                • Establishing Residency
                • Gun Ownership
                • English Speakers
                • Safety
                BROWSE ALL COUNTRIES

                Budgets

                How Much Will It Cost
                To Live Overseas?

                Super Cheap

                • Chitré, Panama
                • Santa Marta, Colombia
                • Phuket, Thailand
                • Dumaguete, The Philippines

                Cheap

                • Medellin, Colombia
                • Boquete, Panama
                • Kyrenia, Cyprus
                • Hua Hin, Thailand
                • The Algarve, Portugal

                Affordable

                • Valencia, Spain
                • Cascais, Portugal
                • Las Terrenas, The DR
                • Pisa, Italy
                • La Rochelle, France
                • Mazatlán, Mexico

                Luxury

                • Ambergris Caye, Belize
                • Kotor, Montenegro
                • The Panama City Beaches
                • Paris, France

                Resources

                Global Living

                • Living & Retiring Overseas
                • Raising A Family Abroad
                • Foreign Residency & Citizenship
                • Offshore & Diversification

                Making Money

                • International Real Estate
                • Banking
                • Employment
                • Investing
                Meet Our Experts

                Real Estate

                Overseas Property Alert 

                 

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                READ MORE

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                CARIBBEAN VIRTUAL CONFERENCE

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                LEARN MORE
                PRE-REGISTER

                Live and Invest In Spain Conference

                Valencia, Spain Sep. 17-19, 2025
                LEARN MORE
                PRE-REGISTER
                MORE EVENTS

                Contact Our Events Team:

                Toll-Free U.S. and Canada:
                1 (888) 627 8834

                From Outside North America:
                1 (443) 599 1221

                Working Hours
                Monday – Friday 08:00 am – 17:00 pm EST.

                Reach us with your questions by email at: events@liveandinvestoverseas.com

                Store

                Overseas Havens Reports

                • Expats' comprehensive destination guides

                Conference Kits

                • Hours of coverage  from our latests conferences

                Lahardan Books

                • Titles on living and investing around the world

                Services

                • Overseas Living Letter: Affordable Retirement Guidance
                • The Simon Letter: Wealth Protection Insights
                • Global Property Advisor: Global Investment Opportunitites
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                THE 10 BEST PLACES TO RETIRE IN 2025

                FREE REPORT: The 10 Best Places To retire in 2025

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