Live and Invest Overseas
The Best Places To Retire In 2025

FREE REPORT: THE BEST PLACES TO RETIRE IN 2025






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        International Property Summit

        Caribbean Virtual Conference

        Live and Invest In Spain Conference

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        Valencia, Spain

        Sep. 17-19, 2025

        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Moving Out Of The U.S?

        THE 10 BEST PLACES TO RETIRE IN 2025

        the 10 best places to retire in 2025

        PLUS: A SPECIAL BONUS DESTINATION

        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home Retirement/Living

          The Key To Living Rich

          by Paul Terhorst
          Nov 05, 2024
          in Retirement/Living
          0 0
          Hua Hin beach, Thailand. Living Rich

          Adobe Stock/Sergii Figurnyi

          In the past being rich meant spending a lot of money…

          But then came low-cost airlines, ATMs, satellite TV, computers, Skype, and iPads. Millions of expats moved to places where they could live better and have more fun, sometimes way more fun, with the money they already had.

          In some countries you can live rich just on your Social Security benefits. I figure we need an up-to-date definition of rich, and here it is: If you live well within your means, you’re rich. If you spend more than you have, no matter how much you have, you’re poor.

          Note that living rich has to do with how you spend money, rather than how much money you have. To live well within your means implies adaptability: the ability to change or modify the what, where, and how of your lifestyle.

          Your ability to adapt might allow you to do something you never thought possible.

          In the late 1990s someone wrote to us and explained how we could live in Paris for little money.

          Wow!

          We had always thought Paris would be way too expensive. Six months later we flew to Paris and settled into a cozy, furnished, fifth-story walk-up for around $600 a month in Montmartre.

          Later Montmartre became trendy. But we lived there when Montmartre seemed little changed from when Van Gogh and Picasso painted there.

          We lived full-out in Paris for one-and-a-half years. Later, we continued with shorter stays, balancing the ever increasing cost of living there with longer stints in cheaper Thailand.

          We had to adapt. Our building had no elevator, and those five flights of stairs tired us out. We had to wash clothes at a laundromat. We learned to live with a bathroom so small that the entire bathroom was the shower stall. We had a closet-sized kitchen with only a small fridge, hotplate, and a toaster.

          We had no TV and dial-up internet. Yet we barely noticed what we lacked. Instead we lived rich, overjoyed with the window of opportunity that allowed us to live in the City of Light.

          I figure most of you reading this article are already, or soon will be, living rich simply because you have passports.

          A passport enables you to live and travel abroad, thus giving you numerous options and opportunities to live rich. Just 51% of Americans have passports, if you number among them, you can take advantage of the flexibility that comes with it.

          Can’t afford an extended stay in Seattle? Try Kotor, Montenegro. Can’t afford to be a snowbird in Miami? Try Hua Hin, Thailand. Can’t afford the eternal springtime of San Diego? Try Chapala, Mexico.

          To live rich you simply move to where your most important needs can be met at a cost you can afford. And you expand your comfort zone.

          Start Your New Life Today, Overseas






            We Value Your Privacy! We will not share your email address with anyone else, period.
            A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

            My wife Vicki and I have French friends who never travel overseas. They suppose that if they travel they might find themselves among people who don’t speak French.

            We have American friends who only travel to countries where English is spoken. Vicki and I have traveled all over the world and I’d certainly agree that speaking the local language makes traveling easier, more comfortable.

            When we travel to countries where we don’t speak the language, we become more creative, courageous, and dynamic. We enjoy an intensity that only comes when we’re out of our comfort zones.

            We all have our comfort zones, and some people refuse to budge out of them.

            We were once told of young Canadians who visited expat relatives in Portugal. The guests from Canada arrived and installed themselves in the living room with TV, WiFi, and computers. They spent their entire two weeks in Portugal doing exactly what they’d have done if they’d stayed home, that is, they played video games and watched movies.

            Our French friends, American friends, and the young Canadian visitors have trouble getting out of their comfort zones. They lack the flexibility it takes to live overseas.

            This lack of flexibility keeps them from living rich. You do have that flexibility, an adaptability which nurtures an ever expanding comfort zone. You’ve traveled, you’ve lived overseas… you have a sense of adventure.

            You realize there’s more to life than TV. And if you meet someone who speaks a different language, you learn ways to get around the problem.

            Go back to my definition. And, if you live well within your means, you’re living rich. In most cases at retirement age our means have been pretty much set up.

            Often, our means are fixed and may look like too little for a comfortable lifestyle. Yet, we can do a very great deal about living well within those means.

            We can move from high-cost countries to low-cost countries. If we’re already in a low-cost country we can move from a high-cost rental to a lower cost rental. Adaptability enables us to live rich, especially when we stay focused on the overall picture, focused on what matters most to us.

            In conclusion, you’re living rich, in the sense that you have so much more flexibility than the other guy. If need be you can move to a cheaper country, get health care abroad, and live on less.

            Congratulations. Your adaptability might be even better than money—after all money can go away—whereas adaptability stays with you, as long as you can expand your comfort zone.

            Sincerely,

            Paul Terhorst

            Contributor, Overseas Opportunity Letter

            Tags: 'Retire Rich'american living abroadlive overseas
            Share87Tweet54
            Paul Terhorst

            Paul Terhorst

            Paul Terhorst and his wife, Vicki, retired young and can now be found traveling the globe. These perpetual travelers have been everywhere from Chiang Mai, Thailand to Paris, France, and beyond. Paul regularly writes for the retirement and investing publications of Live and Invest Overseas.

            Start Your New Life Overseas Today!
            Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

            We Value Your Privacy! We will not share your email address with anyone else, period.
            Our Expertise Unlocks The World

            quick links

            • Best Places To Live
            • Best Places To Retire
            • Finding A Job Overseas
            • Real Estate

            LIOS Resources

            • New To LIOS
            • Ask An Expert
            • Media Center
            • Contact Us
            • FAQs
            the 10 best places to retire in 2025
            Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






              We Value Your Privacy! We will not share your email address with anyone else, period.

              As seen in

              US Media Logos

              © 2008 – Live and Invest Overseas™ – All Rights Reserved.

              About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
              Facebook-f X-twitter Youtube Linkedin-in Instagram

              Welcome Back!

              Login to your account below

              Forgotten Password?

              Retrieve your password

              Please enter your username or email address to reset your password.

              Log In

              Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

              BEST PLACES TO RETIRE 

              FREE REPORT:






                We Value Your Privacy! We will not share your email address with anyone else, period.

                Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

                RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

                  Buying Real Estate For Cashflow

                   

                  Discover tips and strategies used by global property investing veterans

                  READ MORE

                  Explore Our Latest Posts

                   

                  Learn how to invest and purchase property abroad…

                  EXPLORE

                  Conferences

                  INTERNATIONAL PROPERTY SUMMIT

                  PANAMA CITY, PANAMA June 18-20, 2025
                  LEARN MORE

                  CARIBBEAN VIRTUAL CONFERENCE

                  VIRTUAL July 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER

                  Live and Invest In Spain Conference

                  Valencia, Spain Sep. 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER
                  MORE EVENTS

                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

                  Services

                  • Overseas Living Letter: Affordable Retirement Guidance
                  • The Simon Letter: Wealth Protection Insights
                  • Global Property Advisor: Global Investment Opportunitites
                  VISIT OUR STORE

                  Free Report

                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

                  Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                    We Value Your Privacy! We will not share your email address with anyone else, period.

                    LIBRARY

                    Follow Us:

                    © 2008 - Live and Invest Overseas - All Rights Reserved.