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    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

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Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
 Moving Out Of The U.S?

THE 10 BEST PLACES TO RETIRE IN 2025

the 10 best places to retire in 2025

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Home Retirement/Living

Where To Live Richer For Less

by Sophia Titley
Jan 13, 2025
in Retirement/Living
0 0
Cullera Dosel beach Mediterranean Valencia, Spain

AdobeStock/lunamarina

I have to admit that I may be more excited about the release of this year’s Retirement Index than any other we’ve produced…

As we enter this New Year, it seems that more people than ever before are seriously considering moving abroad.

According to a recent poll, 34% of Americans would like to move out of the United States. This means that 113.8 million—a mind-boggling number—are now onboard with an idea that, just a few years ago, was considered fringe, niche, and unusual, if not completely contrarian.

If you’ve been reading Overseas Living Letter or following Live And Invest Overseas for a while, you know that we’ve long championed the idea that the best opportunities to live better for less are found beyond the borders of the U.S. and Canada.

In fact, everything we do is founded on that principle.

Providing information for people considering moving overseas is our identity, and we’ve been doing this for a long time.

Now this idea has gone mainstream, and it’s gratifying to see so many people embracing it.

There’s a newfound enthusiasm surrounding this topic in the media, too. You can scarcely scan the news without seeing a handful of headlines dedicated to so-and-so’s overseas relocation story or see a “best of” list published by any number of outlets.

I realize the irony of pointing that out as I write to you today about our “best of” list for 2025… The Overseas Retirement Index. But I do it intentionally because I want to take a moment to address how our particular “best of” list stands out…

First, our editorial team is made up of real-life expats, so we have first-hand experience with this whole moving abroad thing. We’ve all been lucky enough to explore the world and immerse ourselves in different cultures…

We’ve packed up our homes, said goodbye to neighbors and friends, and hopped on planes…

We’ve experienced culture shock and made fools of ourselves while navigating new languages… We’ve applied for residency, filed taxes, and had health care needs taken care of abroad.

The point is that we’ve been where you are right now as you consider the realities of launching life in a new country.

We’ve asked ourselves the same questions you’re asking yourself and sought answers the same way: by consulting trusted sources and then going out and doing the thing in question… often figuring it out as we go but learning a lot along the way.

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Unlike others currently covering this topic, we live the very lifestyles that we recommend that you take up, so we speak from personal experience when we offer guidance about what to expect—the good, the bad, and the ugly.

That leads me to the second way that our Overseas Retirement Index stands out: It features specific towns, cities, or regions rather than entire countries because specificity is crucial when considering your options abroad.

Imagine Joe Blow stating that he’s going to “retire to the United States” but not specifying whether he’s talking about New York City or Little Rock, Arkansas.

The lifestyles in these two cities could not be more different, so the preparation to move to either must also be different.

We apply the same thinking in our discussion of the best places to retire. We thin-slice our selection to specific havens rather than talking about “retiring to Panama” or “retiring to Portugal” because we think this gives you the most authentic overview of each place possible.

The third way that our Overseas Retirement Index stands out is that it prioritizes what’s realistic.

So many of the “best of” lists that are flooding the internet right now feature countries like New Zealand, Canada, and Singapore… All amazing locations, but they’re not realistic options for the average person because it’s near impossible to gain residency in any one of them.

Assuming you’re moving abroad for retirement and lifestyle benefits (in other words, you’re not applying for a work or student visa and don’t have ancestral,

familial, or marital ties to another country), you’ll likely apply for an independent means, retiree, or investor’s visa to gain the legal right to live there long-term.

In the countries featured in many “best of” lists right now, the financial thresholds you need to meet to qualify for some of these visas are so prohibitively high, they’re out of reach for the average person.

Take New Zealand as an example. To qualify for its Active Investor Plus Visa, you’d need to invest at least NZD $15 million in an approved category. That’s about $8.8 million dollars, which is simply not feasible for most people.

The Overseas Retirement Index features countries that welcome prospective expats with open arms.

They set low financial thresholds to qualify for residency and, in some cases, even offer perks and incentives for establishing residency because they want to attract you.

That’s ultimately what moving abroad is all about… upgrading your lifestyle by relocating to a country that welcomes you and that offers something that you value—better weather, more affordable health care, a slower pace of life, a vibrant new culture, or a lower cost of living…

Choosing any of the 14 havens featured in this year’s index can open the door to a richer, more fulfilling chapter of your life… It’s exciting to know that more people than ever before are open to the possibilities.

Sincerely,

Sophia Titley

Editor, Overseas Living Letter

Tags: Life OverseasMove abroadOverseas Retirement Index
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Sophia Titley

Sophia Titley

For Sophia Titley, home is a subjective concept. She was born in Singapore but grew up in Indonesia and Saudi Arabia… and has since lived in Canada, Spain, Colombia, and, most recently, Panama. She studied political science and Spanish at the University of British Columbia, and in her free time enjoys trying new recipes, playing soccer, and salsa dancing.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Spain Conference

VALENCIA, SPAIN Sep. 17-19, 2025
Learn More About This Event

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
PRE-REGISTER

GREECE WORKSHOP

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

We Value Your Privacy! We will not share your email address with anyone else, period.

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