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India

A Vibrant Land Of Diversity, With An Incredibly Low Cost Of Living


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Indian colorful spices. cost of living india
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India is a dazzling country of culture, religion, language, cuisine, and tradition. It’s the second-biggest country in the world in terms of population and seventh-biggest in terms of landmass.

Many are attracted to retirement in India because of its relaxed lifestyle, low cost of living, pleasant weather, and striking natural beauty.

Kathleen

Reviewed By Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

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Living In India

Taj Mahal at Dawn

India is one of the most climatically diverse countries in the world. Its varied geography—deserts, glaciers, mountains, and rain forests—all claim a different microclimate in India.

The country’s south is generally warmer with higher humidity. Winters are mild, while summers can be scorching hot. There is a climate to suit every lifestyle in India.

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In most of India, infrastructure is poor, making it difficult to travel around efficiently. This is currently a huge focus for the Indian government, who plan to invest billions to improve the country’s infrastructure in the coming years.

Due to India’s history of British colonization, English remains one of the country’s official languages. A transition to India is much easier than moving to other non-English speaking countries, as it removes the stress of  learning a new language.

You can find English speakers in most parts of India, and many people are fluent.

Indian people welcome foreigners and believe strongly in hospitality. They even have a slogan “Atithi Devo Bhava,” which translates to “guest is god.”

Despite this warmth, some expats find the difference in culture significant, making it difficult to fit in.

Expat communities in India are thriving, which can help bridge this culture gap and make expats feel more at home upon arrival.

Expat communities organize events, making it easy to build up a social circle and gain advice from fellow Americans, Canadians, and Europeans.

Cost Of Living In India

Indian rajasthani thali plate

The cost of living in India is a massive draw for expats wanting to live somewhere exotic but unable to fork out for big-budget destinations. In some parts of India, you could live a luxury life on less than your social security check. Some expats who have relocated to India can afford luxuries they would never have dreamed of in the States, such as chauffeurs, cleaners, and at-home care.

Purchasing property in India can be tricky as a foreigner, but often there is no need, as  renting is easier and cheaper.

Rent can cost up to 85% less in India than in the States. Expat neighborhoods, however, are pricier than other parts of India.

Buying groceries at local markets will significantly reduce your cost of living compared to relying on costly, imported products. Eating out and entertainment costs vary but are usually much cheaper at authentic, locally run businesses.

Health Care In India

India’s public health care system severely lacks funding, resulting in long wait times, lack of equipment, and a shortage of specialists in certain departments. The Indian government is constantly working to improve this situation, but the current public system is far from Western standards.

Excellent private clinics can be found in India’s cities, with English-speaking specialists available in every field. The costs associated with private clinics can rack up, so you should invest in  private health insurance  when moving to India.

Marina beach in Chennai City, India.

Getting To India

You can fly direct from several U.S. cities to New Delhi, India’s capital, with certain airlines. It’s a long flight, ranging from 14 to 17 hours… India is, after all, on the other side of the world. It may not be the best destination for homebodies who plan to return to the States frequently.

It’s a good idea to fly onwards from New Delhi to your final destination in India. Arriving in India can be overwhelming, and after a long-haul flight, finding buses or trains can be stressful. That said, India has an excellent rail network, fares are affordable, and you can even get your own private booth with air conditioning on certain routes.

Best Places To Live In India

Goa

Sunset beach in Goa, India

Goa is a small state on India’s west coast. A former Portuguese colony, Goa’s European past has resulted in an eclectic, westernized feel, different from other parts of India.

Goa is a popular destination amongst Indian and international tourists and has a long history of expats relocating here. This influx of visitors has made Goa accessible to outsiders. Most of the population speaks English and is welcoming and open-minded.

Goa  claims some of India’s most beautiful beaches, with golden sand, vibrant blue waters, and swaying palm trees. Relocating to Goa is relocating to a tropical paradise.

Goa enjoys sunny, hot weather for most of the year, with a monsoon season lasting from late May to mid-October. Boasting excellent cuisine, focused on fresh seafood, Goa is hard to overlook when choosing a retirement destination in India.

Bangalore

Often nicknamed the “Silicon Valley of India,” Bangalore is the capital of India’s southern Karnataka state. Bangalore attracts people worldwide with its ever-expanding tech industry, meaning excellent job opportunities and constant room for growth.

Bangalore is an easy transition to India for the expat. There are gated communities, highly rated international schools, and world-class medical facilities, and everyone speaks English.

Bangalore also has a lively nightlife, restaurants with dishes from all over the world, chic cafés, and beautiful parks where you can spend your time relaxing or catching up with friends.

Interactive Map Of India

Click on any highlighted city or region to explore in-depth guides on what life is like there—from cost of living and climate to culture and real estate opportunities. Each location featured is one we’ve carefully reviewed and consider among the most livable and investment-friendly spots in India. Use this map as your starting point for discovering where in India your ideal lifestyle awaits.

Where Is India Located?

India is a world-class destination for expats, digital nomads, and global entrepreneurs alike, offering a rich tapestry of cultures, climates, and opportunities—combined with a low cost of living and a rapidly modernizing infrastructure.

 

Vast in size—roughly one-third the size of the United States—India is a subcontinent with dramatic geographic and cultural diversity.

 

When looking at a map of India, you’ll notice that its southern border stretches along the Indian Ocean, with the Arabian Sea to the west and the Bay of Bengal to the east, giving it over 7,500 kilometers of coastline.

 

Located in South Asia, India shares borders with Pakistan to the northwest, China and Nepal to the north, Bhutan to the northeast, and Bangladesh and Myanmar to the east. 

To the south, the country tapers into a peninsula that extends deep into the Indian Ocean, with Sri Lanka just off its southeastern tip.

 

A bit of Indian history: India is one of the world’s oldest civilizations, with cultural roots stretching back over 5,000 years. It gained independence from British colonial rule in 1947 and today stands as the world’s largest democracy. 

Above all, India is a land of contrasts—home to bustling megacities and peaceful villages, towering Himalayas and tropical beaches, ancient temples and cutting-edge tech hubs.

 

The country is also known for iconic landmarks like the Taj Mahal, the spiritual city of Varanasi, and the backwaters of Kerala.

Airports In India

Firstly, India has numerous international airports, with major hubs in Delhi, Mumbai, Bengaluru, and Chennai. These airports connect India to virtually every corner of the globe.

 

Secondly, due to its size, India experiences a wide range of climates—from alpine conditions in the north to tropical weather in the south. While the country is generally outside of the Pacific hurricane belt, the eastern coast can be affected by seasonal cyclones, particularly during the monsoon months. 

Kathleen

Reviewed By Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

Where To Retire At Any Age - And Guarentee Yourself A Richer Liefstyle
Cover for Kathleen Peddicord's book At Home Abroad
Plus, Revealed Inside Your Free Book: 12 Top Places Where You Can Live The Good Life From As Little As $1000 A Month…
Revealed Inside Your Free Book:
THE SECRET THAT WILL SAVE YOUR FINANCIAL FUTURE
FREE BOOK COWBOY MILLONAIRE THE NEW AMERICAN PIONEER

Experience The World’s #1 Retirement Haven

Sept. 17-19, 2025
Valencia, Spain

Start Your New Overseas Life Today

A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we’ll send you a FREE report on the 10 Best Places To Retire In Style Overseas Today 2025

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Table Of Contents

The Constitution of India prohibits a person from having both Indian citizenship and citizenship of another country at the same time.

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