Retire In Ireland

A retired couple overlooking the rocky hills and ocean on the coast of Ireland.

Life in The Emerald Isle…

From the beautiful Irish landscape, with its rocky coastal areas, luscious green hills, tranquil lakelands, and vibrant urban areas, to its rich history filled with ancient myths, legends, invasions, and battles, Ireland has so much to offer. The Irish love their traditions and are proud of their heritage. The people are jovial and enjoy a good joke or gag. Singing, dancing, and enjoying time with friends and family is an important part of the Irish lifestyle. It’s no wonder this is one of the greatest places to retire.

If you are seeking a superior quality of life, the Emerald Isle has many options. For those looking to escape to a relaxed lifestyle in a more natural setting, surrounded by lush countryside, it doesn’t get better than Ireland.

In addition to its natural beauty, Ireland has a rich history and heritage; charming, traditional villages; a strong sense of community spirit; and plenty of activities to keep you busy.

If you are interested in super low cost of living, Ireland probably won’t appeal. (Look instead to Central America or Asia.)

But if you are into tradition, culture, and exploring a place where past and present seem to merge seemlessly, than Ireland might be just right. 

Are You Ready For A Relaxing Retirement In Ireland?

For those looking to retire with a relaxed lifestyle in a natural setting surrounded by lush countryside, it doesn’t get better than the Emerald Isle.

Ireland is blessed with an incredible, natural beauty, rich history and heritage, charming traditional villages, a strong sense of community spirit, and plenty of activities to keep anyone busy. You’ll be sure to enjoy your Ireland retirement. The cost of retiring in Ireland, however, is not low… but, if your budget allows it, Ireland certainly deserves your attention…

You won’t need special residency status to invest in real estate upon retiring to Ireland. The country imposes no restrictions on foreigners owning property there, so you’ll be able to easily purchase a new house or land once you retire in Ireland, just as an Irish citizen would.

As a U.S. or Canadian citizen, you won’t need a visitor’s visa to enter the country to get through the paperwork required to retire in Ireland. Not only does this make it easy for you to visit to see if an Ireland retirement is right for you, once you’re settled in, your friends and family will be able to visit whenever they please.

Ireland’s Citizens Information Board, the statutory body which supports the provision of information, advice and advocacy for the country’s public and social services, provides updated visa requirements. 

As of 2014, requirements were put in place for those thinking about retiring in Ireland from outside the EU or EEA. As a U.S. citizen, though you won’t need a visa to enter the country, you will need to obtain a “permission to remain” for stays longer than three months. This means acquiring a passport endorsement, which, for those hoping to retire in Ireland, is known as a “Stamp 0.”

For individuals who retire in Ireland, it’s important to underscore that the Irish Naturalisation and Immigration Service (INIS) expressly prohibits people residing in the country on a Stamp 0 from availing of State benefits. Self-sufficiency is a condition of this residence permission, and INIS will ask that, as someone interested in retiring in Ireland, you demonstrate an annual income of 50,000 euros, savings equal to the cost of buying a home in Ireland, and possession of comprehensive, private, Irish-based medical insurance.

Furthermore, those who retire in Ireland on a Stamp 0 are not permitted to engage in employment nor run a business.

The criteria for retiring in Ireland on a Stamp 0 may be eased in the near future due to a public consultation concerning immigration policy for nationals of countries outside the EEA. The proposal includes reducing the net annual income for individuals who wish to retire in Ireland from 50,000 euros to 40,000 euros. Couples applying jointly for an Ireland retirement would need to show a net annual income of 60,000 euros, down from the current requirement of 100,000 euros.  

The proposal is also exploring allowing applicants wishing to retire in Ireland to seek “pre-clearance.” This means that people wishing to retire in Ireland can initiate the process from outside the country instead of having to do so from within the State as is presently required.

Another noteworthy point of the proposal is a scheme to limit the pool of non-EEA applicants wishing to retire in Ireland to those who can demonstrate a close connection or affinity to the Emerald Isle.      

Though seemingly stringent, the requirements serve the purpose of preventing anyone retiring in Ireland from becoming a burden on the State. This is why anyone retiring in Ireland on a Stamp 0 must not make use of any form of State benefits, including public health care. This means anyone planning to retire in Ireland will have to factor the costs of obtaining private medical insurance and health care coverage as part of their Ireland retirement. 

As part of its public consultation, Ireland’s Tánaiste (deputy prime minister) and Minister for Justice and Equality are taking stakeholder’s comments through the end of October 2016. 

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