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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

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      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






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          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

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          LEARN MORE
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          LEARN MORE
          PRE-REGISTER
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          Toll-Free U.S. and Canada:
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          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
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          Home Health Care

          Where To Find The Best Health Care Abroad

          The Top 7 Overseas Health Care Havens

          by Sophia Titley
          Jun 16, 2023
          in Health Care
          0 0
          City view of beautiful Medellin Colombia

          City view of beautiful Medellin Colombia

          Health care is a primary concern for anyone moving overseas and, the good news is, in some places around the world, comprehensive health insurance can be had for US$100 per month.

          In some countries, the cost of medical care can be so low that it makes more sense to pay for it as you need it rather than insure against it.

          And, under certain circumstances, health care can even be free.

          Here’s our top 7, A-grade destinations for health care overseas…

          1. Medellín, Colombia

          Plaza De Botero, Medellin, Antioquia, Colombia
          Adobe Stock/camaralucida1

          Health care is a major selling point for Colombia. Its health system ranked 22nd in the world by the WHO (they rank the United States at 37, and Canada at 30).

          Many of the best hospitals in the country are found in Medellín. In fact, many of the top hospitals in all of Latin America are found here. Colombia’s only JCI-accredited hospital (Hospital Pablo Tobón Uribe) is located in Medellín.

          Excellent health care will be easily accessible no matter where you base yourself in Medellín. It’s a major medical tourism destination. The difference in price compared to North America is often so stark that it’s worth it to buy round-trip flights and pay for accommodation just to have work done here.

          To access local health care as a resident, you’ll first need a visa and a cédula (local ID). Then you’ll be eligible for a local plan under Entidadas Promotoras de Salud, or EPS. These are basic health care plans that everyone in Colombia must have by law.

          These plans cost 12.5% of your monthly income, or pension for retirees. They cover medical, vision, and dental, but at a basic level. Most expats also opt to sign up for some kind of private coverage, known as medicina prepaga.

          The cost depends on a variety of factors, such as your age and pre-existing conditions. These plans ensure shorter wait times. There are a few different insurance companies you can go through to get set up on these plans, with SURA being a favorite among expats.

          It’s also not difficult to find a doctor that speaks English here, as many have completed some of their studies abroad.

          2. Paris, France

          The Eiffel Tower and vintage carousel on a winter evening in Paris, France
          Adobe Stock/MarinadeArt

          Paris is a place where you can have any medical need met, regardless of how complex the procedure. France’s health care system is world-class, ranked first in the world by the WHO. In Paris specifically, you’ll have access to the bestmedical care in the country.

          Most of the cost of France’s health care is free if you’re a member of French Social Security (if you’re paying taxes in France). If not, care is still affordable enough that paying out of pocket is a viable option.

          3. Chitré, Panama 

          Parque Union in Chitre, Panama
          iStock/Mabelin Santos

          Chitré offers excellent private and public health care. The two best private clinics are Clínica San Juan Bautista and Clínica Dr. Venancio Villareal. Hospital General Cecilio A. Castillero and Hospital Gustavo Nelson Collado are public hospitals offering exceptional care.

          Care is free to residents and citizens with Panamanian Social Security. Without Social Security, the cost is US$15 per day and US$1 for a consultation.

          Hospital Regional de Azuero, in La Villa de Los Santos (10 minutes from Chitré), is a public hospital that has an agreement with Johns Hopkins. It specializes in heart attacks and heart disease, and all treatment is 100% free, with or without insurance. The doctors are excellent, and some speak English.

          Start Your New Life Today, Overseas






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             4. Costa de la Luz, Spain

            Costa de la Luz, Spain
            Adobe Stock/JoannaTkaczuk

            Spain’s health care system is ranked seventh-best by the World Health Organization. Across the country, hospitals are of a high standard, with highly trained medical staff and high-tech equipment.

            Spain offers a mix of public and private care, with about 90% of the population relying on public health care.

            Primary health care is delivered at health centers (centros de salud) across Spain. You can register with a GP at a health center after becoming part of the national health system and paying social security contributions. One expat quotes about US$60 for her monthly contributions.

             5. Kyrenia, Northern Cyprus

            Ancient chain tower in Kyrenia Harbour in Cyprus
            Adobe Stock/kirill_makarov

            Cyprus’s health care system is ranked 12th in the world by the WHO.

             In Northern Cyprus, care is of such a high standard, medical tourists are starting to seek it out. Many come for world-class treatments in IVF while others take advantage of the low cost of complex investigations (MRIs, CT scans, etc.) as well as inexpensive dental care.

            Costs are so low that many pay out of pocket. The average cost of seeing a specialist, for example, is around US$45. Standards are excellent, and medical professionals are English-speaking and well-qualified.

            In Kyrenia, the main hospitals are Kyrenia General Hospital (a public facility), Kyrenia Medical Centre (private), and Kolan British Hospital (private).

            In all of Northern Cyprus’s cities, you’ll find private and state-run clinics and hospitals, as well as surgeries, emergency medical facilities, dentists, opticians, and even alternative health care options.

             6. Oaxaca, Mexico

            Oaxaca, Mexico
            Alamy/Mehdi33300

            A major draw of living in Oaxaca (and Mexico in general) is the high-quality, affordable health care. Your medical bills will be a fraction of what they are up north if you relocate here.

            On the most basic level, you can see a doctor in the small offices that are attached to most pharmacies. This costs US$2 or so and is great if you’re feeling under the weather and need a quick diagnosis.

            For more serious matters, Oaxaca is home to plenty of excellent clinics and hospitals, many of which have English-speaking doctors and specialists. Some recommended private hospitals include Hospital del Valle, Clínica Hospital

            Carmen, and Hospital Reforma.

            If you’re looking to become a permanent resident in Mexico, you can eventually join the national program, the Instituto Mexicano de Seguro Social (IMSS). It costs about US$515 a year for someone in their 60s.

            Some expats choose to get IMSS coverage but still visit private clinics here and there for things like lab tests. It costs more, but the time saved and the ease of communicating in English make it worth it.

             7. Tavira, Portugal

            Beach and lighthouse on jetty on Tavira Island, known as Ilha de Tavira in the Algarve in Portugal
            Adobe Stock/Kristin Greenwood

            Portugal ranks 12th out of 190 countries for health care, according to the WHO. Its state health care system is paid for by taxes and is typically available to all residents of Portugal, but many expats take out private health insurance as well.

            Tavira has a handful of public and private clinics. The main public clinic is Centro de Saúde; the main private clinics are Taviclínica Médica, where you’ll find a handful of English-speaking doctors. The clinics are suitable for the “walking wounded”—people who are ill but not suffering from something life-threatening.

            The main hospital serving Tavira is Faro District Hospital, which is 30 minutes away in the town of Faro. It provides services in a range of fields—genetics, allergies and immunology, vascular surgery, rheumatology, and emergency care.

            Dental clinics are found across the Algarve, and unless you’re covered under your private health insurance, you’ll pay per visit. Prices are reasonable: US$50 for a check-up and polish, and US$65 for a basic tooth extraction.

            Sincerely,

            Sophia Titley signature

            Sophia Titley

            Editor, Overseas Living Letter

            Tags: 'Colombia''France''health care'ChitréCosta De La LuzKyreniaMedellinMexico'Northern CyprusOaxacaPanamaParisPortugalSpain'Tavira
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            Sophia Titley

            Sophia Titley

            For Sophia Titley, home is a subjective concept. She was born in Singapore but grew up in Indonesia and Saudi Arabia… and has since lived in Canada, Spain, Colombia, and, most recently, Panama. She studied political science and Spanish at the University of British Columbia, and in her free time enjoys trying new recipes, playing soccer, and salsa dancing.

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                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
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