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    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
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THE 10 BEST PLACES TO RETIRE IN 2025

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Home In Focus: Europe

Europe’s Top Expat Havens

by Kat Kalashian
Sep 19, 2024
in In Focus: Europe
0 0
Planted fields in France. europe top haven

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Looking for an old-world retirement, rich with history, café lunches, wine on the terrace, and the kind of laid-back, cultured lifestyle that only Europe can offer?

More and more of our readers are interested in a life in Europe, and we’ve heard the call.

We’ll be hosting our Live And Invest in Europe Conference in November to explore the continent together, meantime I’ll be launching our newest publication, Europe Uncovered, later this month (stay tuned for more details)…Which countries top our list for a dreamy new life, both sophisticated and affordable, in Europe?

Read on…

Spain: An Established Expat Haven That’s Rich In History, Culture, And Beautiful Scenery

I just arrived in Spain this week for our Live And Invest in Spain Conference, and I am as smitten with this country as ever…

The second biggest country in the EU after France, Spain is a beautifully diverse nation, brimming with culture and tradition.

Located on the Iberian Peninsula, Spain is bordered by Portugal and France, and the rest of the country is surrounded by the Mediterranean, the Cantabrian Sea, and the Atlantic Ocean—meaning miles upon miles of gorgeous coastline in all directions.

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The varied surroundings play a part in creating the vibrant mix of cultures we see in Spain today, the rest of this cultural mix is down to Spain’s intriguing history.

Spain’s diversity goes beyond its culture, it also has several different climates and landscapes, including thousands of kilometers of beaches, beautiful mountains, and an abundance of enchanting towns and cities to explore.

Spain tops the list of the most popular destinations for relocating, investing, and retiring overseas. Some of the benefits of settling on Spanish soil are low living costs, affordable housing prices, and First World infrastructure.

The incredible diversity combined with the warm temperatures, historic legacy, and friendly citizens make it an ideal alternative for those planning a new adventure overseas.

Boasting 3,000 hours of sunshine a year, Spain guarantees a sunshine-filled retirement. Temperatures are generally mild, although significant differences occur depending on the region and the season.

Portugal: A Peaceful, Surprisingly Affordable European Destination

Portugal wasn’t a well-known destination and attracted very few foreign visitors until fairly recently. It remained largely undiscovered until the mid-1990s, when Europeans began immigrating en masse.

Nowadays, Portugal is home to some 700,000 expats who enjoy its beautiful landscapes, historical architecture, stunning beaches, and welcoming residency programs.

Despite its small size (225 kilometers wide and 612 kilometers long), Portugal rewards the visitor at every step, offering a mild climate and hospitable locals.

You’ll enjoy beautiful white-sand beaches throughout the country… almond trees in the African-looking Algarve region… fields of golden wheat in Alentejo, ranches in Ribatejo… ox-driven carts across Minho… and vineyards in Douro.

The country is rich with artistic and cultural treasures, tasty cuisine, and a unique architectural style (called Manueline).

Plus, Portugal ranks as the 6th safest country in the world, and most people here speak English.

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Greece: Pristine Waters, Alluring Coastline, And World-Class Cuisine

Greece’s reputation as a bona fide beach destination is well-founded: With the longest coastline in the Mediterranean Basin and unique geography full of islands and peninsulas, this is a beach-lover’s paradise.

It’s not just about beaches, though. Greece offers mountains, thousands of picturesque islands, olive groves, vineyards, and an untouched inland wilderness, as well as seemingly endless ancient and wonderfully scenic villages.

On top of the unique scenery, Greek people are warm and welcoming, the food is some of the best in the world, and the cost of living is low, especially for Europe.

Located at the crossroads of Asia, Africa, and Europe, resulting in a diverse cultural mix, Greece has a colorful history. This is a culturally fascinating country—the cradle of Western civilization from philosophy, democracy, and political science to art and literature.

Sites of cultural and historical importance, some dating back thousands of years, are found all over the country, making Greece a must-visit for history buffs.

Wherever you go in Greece, you’re all but guaranteed to find a handful of expats living there. These expat communities are active and organize activities and events to meet new members. The locals are friendly and happy to chat with anyone.

France: Refined Western Culture, Plus The World’s Best Health Care

France is the fairytale land of romance, culinary excellence, delicious wine, and beautiful architecture.

Thanks to countless movies with a love story that unravels in Paris or some quaint French town, many of us view France with rose-tinted glasses. For many, this rose-tinted ideal is not far off from the reality of living in the most-visited country in the world.

France has something to offer everyone: a metropolitan capital, laid-back, rustic living in the countryside, outdoor mountain life, or glamorous, beachside living.

With a mainly temperate climate, sun-seekers will be content in the south, while those who prefer cooler weather will enjoy milder temperatures in the north.

Famous for its vineyards, France is home to some of the world’s best wines. Enjoy a glass of local wine only a few kilometers from where it was produced. Paired with world-renowned gastronomy, French wine and cuisine alone are almost worth the move.

Often called the fashion capital of the world, Paris was once home to some of fashion’s greats: Coco Chanel and Christian Dior. This is reflected in the well-dressed, stylish society of today.

Not only known for its fashion, France is also renowned for its art galleries, with Paris’ Louvre being one of the most famous museums in the world.

France is steeped in rich history, which can be seen in its beautiful architecture, charming traditions, and heavenly food culture.

From the countless churches and cathedrals to the dozens of museums and hundreds of galleries, to the universities and varied classes of all kinds you could enroll in… this country offers the culture vulture a lifetime’s worth of fodder.

Montenegro: Luxury Mediterranean Living For Less

Montenegro, a tiny country in the Balkans, is unknown to many, but in recent years it’s become an up-and-coming expat destination.

Those who have discovered this Central European destination enjoy its mild climate, beautiful scenery, low cost of living, and relaxed lifestyle.

Montenegro is particularly popular amongst adventure seekers. Its rugged geography provides excellent opportunities for snow sports during winter and stunning hiking trails in the summer.

Most importantly, the entire country is covered by mountains, hence its name Black Mountain (monte=mountain, negro=black).

Its unique location leads to a fascinating blend of cultures. Montenegro’s European influence can be seen in its Gothic, Venetian, and Romanesque architecture, while its traditional cuisine is a reminder of its past under the Ottoman Empire.

Montenegro is a young country, only gaining complete independence from Serbia in 2006. Despite this, it has a strong economy, stable democracy, and is currently awaiting acceptance into the European Union.

Now is the time to invest in Montenegro—real estate is cheap, taxes are low, and residency is easy.

Bonne route,

Kat Kalashian signature

Kat Kalashian

Editor, In Focus Europe

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Tags: 'retirement havens'american living abroadbest place to retire in EuropeOverseas Retirement Index
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Kat Kalashian

Kat Kalashian

Kat Kalashian has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. Growing up as a young expat she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. After living in Panama for seven years, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American-born cat, Panamanian-born dog, and two French-born daughters. She's now been living in Paris for over 10 cumulative years, and enjoys being able to explore France and the rest of Europe at every opportunity. As head of Live And Invest Overseas’ European Division, she is Editorial Director of Europe Uncovered, a monthly subscription service, MCs the Europe based Live And Invest Conferences, and scouts out new locations for coverage on the Continent.

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Top Countries

  • Spain
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  • Colombia
  • Cyprus
  • Mexico
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Best For:

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To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

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