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    • Chitré, Panama
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    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
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    • Kyrenia, Cyprus
    • Hua Hin, Thailand
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    Affordable

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    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

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    Toll-Free U.S. and Canada:
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    From Outside North America:
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    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

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    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

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    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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Home Investing

Forget Stocks And Bonds… This Is Where The Real Money Is

How The 1% Stay Rich

by Lief Simon
Jan 03, 2024
in Investing
0 0
Luxurious villa with pool

AdobeStock/Netfalls

We’re all looking for a “sure thing.”

An investment we know is going to make us money—no matter what.

Not long ago, people thought the stock market could only go up.

The S&P 500 in 2022 showed—yet again—why you should never rely on stocks to always go up.

The market was down nearly 20% for the year.

US stocks January 2022
Source: CNN

Just look at those ups and downs…

Frankly, this is the kind of volatility you’ll always see with stocks.

It’s why I personally have never invested much of my net worth in stocks.

You need to pay too much attention to them. You need to know exactly when to buy and when to sell—or you lose out.

The market has been on a rollercoaster since COVID and that doesn’t look to be stopping any time soon…

Who wants that kind of stress when it comes to money?

Checking your portfolio constantly to see what’s up and what’s down…

Lying awake at night wondering what price the market will open at…

I don’t need that kind of stress.

So, forget stocks…

What about bonds?

They used to be a “sure thing.” A safer bet than stocks.

But in 2022, bonds plummeted—the biggest losses in history. On the back of an already-bad 2021…

And the Great Bond Market Selloff of 2023 brought even more turmoil…

Bond fund managers are now looking at their third straight year of losses… the first time in 40 years this has happened.

What can you rely on to make money amid this chaos?

What’s the most valuable stuff in human history?

It’s not gold… or oil… or even food…

It’s real estate.

Property is the basis for civilization. It’s where you can base a city, raise a family, mine for gold, grow crops, breed animals…

The National Bureau of Economic Research published a study covering 150 years up to the modern day…

Compared to equities, bonds, and treasury bills—real estate boasts the best long-term return of any asset class.

Return Of Investments Wealthy Economies

I’m a real estate investor. So, you could say I’m biased. But I’m just laying out the facts.

And here’s a truth about investing—any kind of investing—that big-time investors like me don’t usually admit.

Finding the best investments comes down to “who you know.”

It’s about having “insider information.”

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How The 1% Stay Rich…

You might be shocked to see me admit this.

But you probably know in your heart already that it’s true.

The truth is—the system is rigged.

We all know the best deals are made among the 1% behind closed doors…

They’re made out on the golf course, at $50,000 ticket charity events, or over expensive lunches after the board room meeting…

Wherever they happen, these are squarely insider deals.

Sometimes it’s insider trading, sometimes it’s perfectly legal, but rarely is it available to the ordinary investor…

It’s just like certain senators who sold off stocks mysteriously just in time before the coronavirus outbreak clobbered the stock markets.

Like Georgia Senator Kelly Loeffler, whose husband also happened to be the chairman of the New York Stock Exchange.

They sold $1.2 million in stocks after a Senate briefing on the global coronavirus outbreak… but before the spread of the disease in the U.S. was confirmed.

Not surprisingly, they saved themselves big losses when the market crashed.

Of course, they claimed their investment advisors made these decisions without their input…

But wouldn’t it have been nice to have intel like that in your pocket?

Rather than rail against the unfairness of all this… I’ve decided to join the insiders.

In The Room—In The Deal

“If you’re not in the room, you’re not in the deal.”

That’s a piece of business advice I take to heart.

I’ve spent decades searching the globe, on the hunt for the best real estate investments in places where few others dare to look—so I can grow my own wealth, and so I can bring those deals to members of my newsletter services.

I’ve traveled the costas and rivieras of the Mediterranean… hopped island chains in several seas… hacked through jungles in the Americas… and visited more development sites in these places than maybe anyone else on earth…

All with the goal of being “in the room” when real estate deals are done.

See, it’s only by understanding the local markets… and getting up close and personal with the people behind every project… seeing how their numbers stack up… that I can be confident that a proposed investment really is worth my time—or yours.

I’m proud of doing the legwork so you don’t have to.

Over the years, by spending time “in the room,” I’ve built up a trusted network of contacts. A Rolodex of dealmakers who’ll let me know when a great deal… a great buy… is available. And then I can bring it to my readers.

It’s taken me 30 years to get to this point. But now I have people I trust—people on the ground and in the market—in Latin America, Europe, the Middle East, Asia, and beyond: developers, attorneys, investment firms…

I’ve brought readers along for the profits with so many deals by this point…

And today I’m inviting you to join me with an even more exclusive deal…

Here’s the story…

Consistent Profits

I would never have heard about this specific deal except for my insider on the ground. This contact gave me the tip-off…

When I heard the numbers, I could scarcely believe it.

I had to audit the numbers myself… and it turned out the numbers were very real.

The opportunity is very real.

I’m talking about the chance to see consistent results like:

· 6%+ annual cash payments

· 10% returns every year

· 100% pre-tax profits

While retail investors run around looking for “1,000%” gains… steady and strong numbers like the above are what make the elite wealthy.

These specific profits are enjoyed by investors with a company you’ve never heard of…

They don’t advertise. They like to fly under the radar.

In fact, they almost always do business by word-of-mouth…

This is an old-school investment firm. Discreet. Personal.

But this firm has built more than $4 billion worth of real estate.

And they’ve brought returns like those I mentioned to investors in their deals…

Stay diversified,

Lief Simon signature

Lief Simon

Editor, Simon Letter

Tags: 'Foreign Real Estate''Investing In Foreign Real Estate''real estate markets'
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Lief Simon

Lief Simon

Lief Simon has lived and worked in 7 countries on 5 continents and traveled to more than 75 countries. His real estate investment career began with a $5,000 down payment on a three-flat building in Chicago. Less than three years later, Lief sold the building for a leveraged return of 3,000%—$150,000 in profit after closing costs and commissions.

From there, he turned his attention overseas and has bought property in 24 countries including France, Croatia, Portugal, Ireland, Belize, Spain, Argentina, Cyprus, Romania, and beyond. Thanks to his decades-long career as a global property investor, Lief has built a multi-million-dollar portfolio that includes rental properties, significant land holdings, and 7 personal residences.

Lief has established residency in 3 countries and acquired a second passport from Ireland.

In 2008 Lief and wife Kathleen Peddicord made the most important investment of their lives—a 215-acre oceanside finca, known as Los Islotes. There, on Panama’s largely undiscovered Veraguas coast, they’ve installed underground electricity, water, and internet and built a forever family home that sits at the heart of their ultimate vision: a gold standard private residential community for those in search of a true safe haven escape.

Lief’s latest book, “Cowboy Millionaire—The New American Pioneer,” collects all the wisdom he has learned in three decades of living and investing outside America.

He offers advice on international diversification in his twice-weekly Offshore Living Letter and monthly Simon Letter dispatches. For real estate investment opportunities, check out his monthly Global Property Advisor service.

If you’d like to meet Lief in person, join him for one of our upcoming in-country conferences. You’ll find further details here.

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Top Countries

  • Spain
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  • Colombia
  • Cyprus
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Best For:

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To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

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  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

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