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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

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      • Safest Places For Retirement
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    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
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          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

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          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
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          Home Offshore

          Safe, Solid Options Overseas

          by Lief Simon
          Nov 28, 2023
          in Offshore
          0 0
          Panoramic view of Guatape, near Medellin, Colombia.

          AdobeStock/R.M. Nunes

          The existence of so many independent “nation states” across the world… “countries” the way we think of them today… is a relatively new phenomenon in history.

          The idea that every ethnic or social group should have its own independent national government and geographical homeland… this idea has been very successful in the last century. But it wasn’t always this way.

          Before the last hundred years or so—and in some cases a lot more recently—much more of the earth belonged to empires, “superstates” controlling territories sometimes very far from where those territories were governed…

          Think of the British Empire. At one point it governed a quarter of the earth’s territory and a quarter of its population—from the tip of Africa to Australia, to India, to the Middle East, to Canada.

          Or the Austro-Hungarian Empire, which before World War 1 encompassed not only Austria and Hungary but parts of the Balkans, the Czech Republic, Slovakia, Poland, Romania, and Ukraine.

          Or the Soviet Union… whose collapse led to the creation of a host of new independent states in Europe.

          Historian Niall Ferguson points out in his book Empire that before the First World War, there were just 59 independent countries in the world. By 1995 there were 192. Today there are 193 members of the United Nations.

          Ferguson is unsure whether this is a good thing: “Many of the new states are tiny… There are two disadvantages to this political fragmentation.

          “Small countries are often formed as a result of civil war within an earlier multi-ethnic polity… That in itself is economically disruptive.

          “In addition, they can be economically inefficient even in peacetime, too small to justify all the paraphernalia of statehood they insist on decking themselves out in: border posts, bureaucracies and the rest.”

          Start Your New Life Today, Overseas






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            Bad For Geopolitics… Good For Expats

            For the expat or globally mobile citizen, however, the existence of so many countries—so many options for a backup residency or building a new life—can be a very good thing.

            Benedict Anderson, another historian, described nations as “imagined communities.”

            Borders are usually imaginary, in a sense—made up by men drawing on maps, not natural geography. Anderson meant something else.

            Unlike in the days when we were all part of some tribe, today, we can’t know everybody who makes up the community of our nation.

            So, we “imagine” we have something in common with the people two villages away, and that all the villages and towns and cities within our borders make up one homogenous community… somehow different from the one across the imaginary borders we drew…

            But different laws in different countries… different approaches to taxation, to national debt, to entrepreneurship… different approaches to dealing with crisis… these things are not imaginary.

            Smaller states have to create outsize incentives in order to attract international capital. That can be a big benefit. Think of Ireland and its longtime 12.5% corporate tax rate.

            At the same time, in the churn of history, smaller states… particularly those with much larger neighbors… can get gobbled up.

            They may struggle to defend themselves from invasion. Look at what’s happening right now in Ukraine.

            Or, they may simply lack the numbers of people and the institutions necessary to mobilize effectively in a crisis.

            Yet, larger countries are by no means always better placed to deal with crisis…

            Indeed, a federal government that operates very far from facts-on-the-ground can mean a delayed response to natural disasters… not to mention a myriad of other problems.

            Start Your New Life Today, Overseas






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              A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

              It’s Nice To Have Options

              So, we come back to my main point: It’s good to have options.

              You do not have to live in a country that does not meet your expectations. You have choices.

              At Simon Letter, we’re all about giving our readers options.

              My Simon Letter team and I have just completed an extensive round-the-world study that ranks and rates the best and worst countries to see out a global crisis…

              With so many options out there… you need the best advice.

              The Simon Letter Global Survival Index is something unique… something we’ve never done before.

              Live And Invest Overseas readers are used to us recommending the best countries for retirement abroad or the best offshore jurisdictions for banking or business…

              But this Index asks an even bigger question: Which countries will survive the coming storms?

              Large or small, every country faces a particular set of circumstances and particular challenges…

              As a global citizen, you have a lot of choices before you when it comes to where you would like to live… and where is the best place to escape to in a crisis.

              Most importantly—this Index tells you how easy or difficult it is to move to your chosen haven overseas.

              Because there’s no point knowing that a country is safe… if you can’t actually get there when you need to.

              How do the countries on our regular Simon Letter beat hold up, not as retirement or offshoring destinations… but as boltholes in an emergency?

              Where should you go when the world is falling apart?

              We’ve answered that question for you… in The Simon Letter Global Survival Index 2024.

              Stay diversified,

              Lief Simon

              Editor, Simon Letter

              Tags: 'Diversification Offshore''second passport'Best Place to Retire Abroad
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              Lief Simon

              Lief Simon

              Lief Simon has lived and worked in 7 countries on 5 continents and traveled to more than 75 countries. His real estate investment career began with a $5,000 down payment on a three-flat building in Chicago. Less than three years later, Lief sold the building for a leveraged return of 3,000%—$150,000 in profit after closing costs and commissions.

              From there, he turned his attention overseas and has bought property in 24 countries including France, Croatia, Portugal, Ireland, Belize, Spain, Argentina, Cyprus, Romania, and beyond. Thanks to his decades-long career as a global property investor, Lief has built a multi-million-dollar portfolio that includes rental properties, significant land holdings, and 7 personal residences.

              Lief has established residency in 3 countries and acquired a second passport from Ireland.

              In 2008 Lief and wife Kathleen Peddicord made the most important investment of their lives—a 215-acre oceanside finca, known as Los Islotes. There, on Panama’s largely undiscovered Veraguas coast, they’ve installed underground electricity, water, and internet and built a forever family home that sits at the heart of their ultimate vision: a gold standard private residential community for those in search of a true safe haven escape.

              Lief’s latest book, “Cowboy Millionaire—The New American Pioneer,” collects all the wisdom he has learned in three decades of living and investing outside America.

              He offers advice on international diversification in his twice-weekly Offshore Living Letter and monthly Simon Letter dispatches. For real estate investment opportunities, check out his monthly Global Property Advisor service.

              If you’d like to meet Lief in person, join him for one of our upcoming in-country conferences. You’ll find further details here.

              Start Your New Life Overseas Today!
              Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

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                    HOME

                    Top Countries

                    • Spain
                    • Portugal
                    • Panama
                    • Belize
                    • Colombia
                    • Cyprus
                    • Mexico
                    • France
                    • Montenegro

                    Best For:

                    • Health Care Abroad
                    • Retirement Living
                    • Cost Of Living
                    • Investing in Real Estate
                    • Establishing Residency
                    • Gun Ownership
                    • English Speakers
                    • Safety
                    BROWSE ALL COUNTRIES

                    Budgets

                    How Much Will It Cost
                    To Live Overseas?

                    Super Cheap

                    • Chitré, Panama
                    • Santa Marta, Colombia
                    • Phuket, Thailand
                    • Dumaguete, The Philippines

                    Cheap

                    • Medellin, Colombia
                    • Boquete, Panama
                    • Kyrenia, Cyprus
                    • Hua Hin, Thailand
                    • The Algarve, Portugal

                    Affordable

                    • Valencia, Spain
                    • Cascais, Portugal
                    • Las Terrenas, The DR
                    • Pisa, Italy
                    • La Rochelle, France
                    • Mazatlán, Mexico

                    Luxury

                    • Ambergris Caye, Belize
                    • Kotor, Montenegro
                    • The Panama City Beaches
                    • Paris, France

                    Resources

                    Global Living

                    • Living & Retiring Overseas
                    • Raising A Family Abroad
                    • Foreign Residency & Citizenship
                    • Offshore & Diversification

                    Making Money

                    • International Real Estate
                    • Banking
                    • Employment
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                    Meet Our Experts

                    Real Estate

                    Overseas Property Alert 

                     

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                    READ MORE

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                    PRE-REGISTER

                    Live and Invest In Spain Conference

                    Valencia, Spain Sep. 17-19, 2025
                    LEARN MORE
                    PRE-REGISTER
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                    Contact Our Events Team:

                    Toll-Free U.S. and Canada:
                    1 (888) 627 8834

                    From Outside North America:
                    1 (443) 599 1221

                    Working Hours
                    Monday – Friday 08:00 am – 17:00 pm EST.

                    Reach us with your questions by email at: events@liveandinvestoverseas.com

                    Store

                    Overseas Havens Reports

                    • Expats' comprehensive destination guides

                    Conference Kits

                    • Hours of coverage  from our latests conferences

                    Lahardan Books

                    • Titles on living and investing around the world

                    Services

                    • Overseas Living Letter: Affordable Retirement Guidance
                    • The Simon Letter: Wealth Protection Insights
                    • Global Property Advisor: Global Investment Opportunitites
                    VISIT OUR STORE

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                    THE 10 BEST PLACES TO RETIRE IN 2025

                    FREE REPORT: The 10 Best Places To retire in 2025

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