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Home Lifestyle

7 Continents, 1 Decision: Where To Retire Overseas?

Where Should You Retire Overseas? Here’s How To Find That Answer…

Kathleen Peddicord by Kathleen Peddicord
Sep 22, 2020
in Lifestyle, Retirement, Retirement/Living
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Retirement overseas

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Historically in these dispatches, we’ve given a lot of virtual ink to Latin America. That’s because it’s nearby to North America (from where most of our readers hail) and because it can be cheap and sunny… two things most would-be expats and retirees abroad actively seek.

But there’s a world beyond these Americas that can also offer good weather and a low cost of living… plus, in some cases, some things you won’t find in these Americas.

Asia

Asia boasts perhaps the most cost-friendly places anywhere to call home right now. Pockets of Thailand and Vietnam, for example, as we’re pointing out for attendees of this week’s Retire Overseas Virtual Conference, can be absurdly cheap.

Living on this side of the planet, you’d also have access to some of the world’s most beautiful beaches.

Your life would be full of the exotic, the unexpected, and the adventuresome. That is to say, the culture shock would be significant.

For some, this reality is thrilling and invigorating… for others, intimidating, even terrifying.

In Asia, as well, you’d have a long plane ride between you and your family, friends, investments, and business concerns back home.

That’s why Asia can make a great part-time choice. Create a new-life-overseas plan for yourself that allows you to enjoy the benefits of Asia (super cheap and super exotic) during the best months of the year to be in that part of the world (outside monsoon season, for example).

How about three months in Chiang Mai, Thailand, where your retirement budget would stretch far indeed, followed by a few months in the south of France?

Europe

Which bring us to Europe. Most would-be expats and retirees abroad have long dismissed Europe as too expensive. In recent years, though, as we’ve been doing our best to highlight for you, the strong dollar has made this less true than it’s been in decades.

Plus, parts of the Old World are more affordable than you might ever imagine. At this week’s Retire Overseas Virtual Conference, we’re shining the spotlight on our three favorite budget-friendly corners of the Continent—Algarve, Portugal… Abruzzo, Italy… and Pau, France.

One of the big advantages of Europe, compared with other regional retire-overseas options, is the opportunity it affords for what one Euro-expat participating in this week’s online event referred to as “high culture.”

Every country in the world has local culture, but not everywhere has world-class museums, opera, and live theater, for example. If you’re interested in a life that includes what are conventionally recognized as cultural offerings of the high-brow variety, look to the Continent. Which is not to say it’s impossible to enjoy an Old World Continental lifestyle anywhere else.

The Americas

Some cities in South America offer a fair imitation—Buenos Aires, for example, and Medellín, Colombia, to name two that feature in this week’s Retire Overseas Virtual Conference program. Both are cities of open-air cafés, classic-style museums and theaters, art galleries and antique shops.

And both, you’ll note, are in South America, not Central America. The differences between these two regions, even between Panama and Colombia, just next-door, can be striking.

I’m speaking generally and could name exceptions to every point, but, again, generally speaking, South America offers what I’d call more polished options. Not everywhere. It’s possible, of course, to retreat to a lifestyle that’d qualify as modest, even basic, on this continent.

Central America, by contrast, is, everywhere, very rough around the edges. These are small, developing countries with nonexistent budgets for things like art museums.

Making for a way of life that is, for some, charming. Romantics (like me) in Central America focus on the potential for what could be rather than the reality of what sometimes is.

Others find Central America frustrating, disappointing, even appalling.

Not everyone is cut out for life in the developing world. Identifying the right place for you to reinvent your life overseas is all about understanding the pluses and minuses of each spot you’re considering versus all the others on your list.

The very good news right now, again, as we’re discussing with the hundreds of Live and Invest Overseas readers participating in this week’s annual Retire Overseas Conference, is that the many pluses of Europe can be much more affordable than you might fear.

If it’s the Old World that captures your imagination, you owe it to yourself to take a closer look right now.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'Argentina''Colombia''France''Italy''retirement''Thailand'AmericaAsiaEuropemove overseasPanamaPortugalretire abroadretire overseas
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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