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Home Retirement/Living

The Top Cheap Places To Retire Near The Beach

In Photos: 5 Bargain Beach Havens

Kathleen Peddicord by Kathleen Peddicord
Jul 05, 2023
in Retirement/Living
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Costa dei Trabocchi in Abruzzo, Italy

iStock/Roberto De Ficis

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Looking for an affordable place to retire by the beach?

Here you go… our top five picks:

#1: Chitré, Panama

Small fisherman boats at the bay and the houses in El Rompio village near town of Chitre in Panama
Alamy/Marek Poplawski

Chitré is our #1 pick for living or retiring overseas anywhere in the world right now.

If you’re looking for a new home with the comforts of a city but a small-town feel, an opportunity to immerse yourself in Panamanian culture and live side-by-side with locals, and if you love the beach but not overpriced beachfront property, your dream life awaits you in Chitré.

This is the best of Panama’s heartland… just minutes from this country’s glorious Pacific coast.

The best part is that, thanks to its limited tourism and small expat community, Chitré is also one of Panama’s most affordable places to live. For a comfortable, well-appointed lifestyle, budget US$1,223 a month. Choose a minimalistic lifestyle, and a couple could retire here on as little as US$600 a month.

#2: Corozal, Belize

Kayaks at Corozal Bay seashore, Corozal District, Belize.
Alamy/Witold Skrypczak

Corozal is a town and district in northern Belize. It offers the rare opportunity to combine oceanfront living with the conveniences and lower cost of living on the Belize mainland (as opposed to the more touristed islands, like Ambergris Caye).

It’s a vibrant yet sleepy town, featuring outdoor fruit and vegetable markets, hardware stores, bars, and restaurants on the waterfront.

The infrastructure is still developing in northern Belize. For anything you may want that you can’t get here, like high quality health care or shopping at big box stores, you can drive 9 miles across the Mexico border to Chetumal, a much bigger-city environment.

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#3: Kyrenia, Northern Cyprus

Harbour and medieval castle in Kyrenia, North Cyprus
Adobe Stock/Debu55y

In Kyrenia, you could live a luxury lifestyle on the beach for as little as 1,000 euros a month. A healthy meal and a cold glass of wine costs just 10 euros, for example. Real estate costs as little as one third of the cost of similar property just over the border in the Republic of Cyprus.

English is so commonly spoken that you’d never have to learn the local language (in fact, the locals even speak English amongst themselves). The food is light and fresh, the history is long and colorful, and the landscape is dramatic, with some of the most fantastic beaches in the country.

#4: Kotor Bay, Montenegro

Kotor’s old town (stari grad) is protected by UNESCO

Kotor Bay is a deep inlet of the Adriatic Sea found in Montenegro, an up-and-coming European nation. The bay boasts almost 60 miles of sparkling coastline backed by towering mountains and dotted with medieval villages as well as luxury modern developments.

You can buy property in this area and elsewhere in Montenegro for as little as US$50,000, and a property purchase in Montenegro can qualify you for residency in the country. It’s on the cusp of entering the EU, which could mean not only Montenegro but EU residency in the future.

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#5: Abruzzo, Italy

Abruzzo, Italy
iStock/e55evu

Southern Italy is the cheaper alternative to chicer spots in the north, like Tuscany. It has everything the recognized best of Italy has to offer, but nobody’s paying any attention. This means lower prices and fewer tourists.

Both coast and mountains are available in Abruzzo. Across its 83 miles of coastline is one of the highest densities of “Blue Flag” beaches in all of Italy. (These stand out for their above-average quality.) In winter, you can ski in the morning and be sitting at the beach enjoying a glass of wine in the afternoon.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'Belize''Corozal''Italy'abruzzocheap places to retire near the beachChitréKotor BayKyreniaMontenegroNorthern CyprusPanamaretire in the beachretire overseas
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her Best-Seller book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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