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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

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  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
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    • Investing

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      Buying Real Estate For Cashflow

      • Discover tips and strategies used by global property investing veterans

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    Live and Invest Overseas
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
       Moving Out Of The U.S?

      THE 10 BEST PLACES TO RETIRE IN 2025

      the 10 best places to retire in 2025

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      Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE

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      Home Countries Panama

      The Top Cheap Places To Retire Near The Beach

      In Photos: 5 Bargain Beach Havens

      by Kathleen Peddicord
      Jul 05, 2023
      in Panama, Retirement/Living
      0 0
      Costa dei Trabocchi in Abruzzo, Italy

      iStock/Roberto De Ficis

      Looking for an affordable place to retire by the beach?

      Here you go… our top five picks:

      #1: Chitré, Panama

      Small fisherman boats at the bay and the houses in El Rompio village near town of Chitre in Panama
      Alamy/Marek Poplawski

      Chitré is our #1 pick for living or retiring overseas anywhere in the world right now.

      If you’re looking for a new home with the comforts of a city but a small-town feel, an opportunity to immerse yourself in Panamanian culture and live side-by-side with locals, and if you love the beach but not overpriced beachfront property, your dream life awaits you in Chitré.

      This is the best of Panama’s heartland… just minutes from this country’s glorious Pacific coast.

      The best part is that, thanks to its limited tourism and small expat community, Chitré is also one of Panama’s most affordable places to live. For a comfortable, well-appointed lifestyle, budget US$1,223 a month. Choose a minimalistic lifestyle, and a couple could retire here on as little as US$600 a month.

      Panama: Top 5 Expat Hot Spots

      Start Your New Life Overseas Today!
      Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
      We Value Your Privacy! We will not share your email address with anyone else, period.

      #2: Corozal, Belize

      Kayaks at Corozal Bay seashore, Corozal District, Belize.
      Alamy/Witold Skrypczak

      Corozal is a town and district in northern Belize. It offers the rare opportunity to combine oceanfront living with the conveniences and lower cost of living on the Belize mainland (as opposed to the more touristed islands, like Ambergris Caye).

      It’s a vibrant yet sleepy town, featuring outdoor fruit and vegetable markets, hardware stores, bars, and restaurants on the waterfront.

      The infrastructure is still developing in northern Belize. For anything you may want that you can’t get here, like high quality health care or shopping at big box stores, you can drive 9 miles across the Mexico border to Chetumal, a much bigger-city environment.

      Start Your New Life Overseas Today!
      Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
      We Value Your Privacy! We will not share your email address with anyone else, period.

      #3: Kyrenia, Northern Cyprus

      Harbour and medieval castle in Kyrenia, North Cyprus
      Adobe Stock/Debu55y

      In Kyrenia, you could live a luxury lifestyle on the beach for as little as 1,000 euros a month. A healthy meal and a cold glass of wine costs just 10 euros, for example. Real estate costs as little as one third of the cost of similar property just over the border in the Republic of Cyprus.

      English is so commonly spoken that you’d never have to learn the local language (in fact, the locals even speak English amongst themselves). The food is light and fresh, the history is long and colorful, and the landscape is dramatic, with some of the most fantastic beaches in the country.

      #4: Kotor Bay, Montenegro

      Kotor’s old town (stari grad) is protected by UNESCO

      Kotor Bay is a deep inlet of the Adriatic Sea found in Montenegro, an up-and-coming European nation. The bay boasts almost 60 miles of sparkling coastline backed by towering mountains and dotted with medieval villages as well as luxury modern developments.

      You can buy property in this area and elsewhere in Montenegro for as little as US$50,000, and a property purchase in Montenegro can qualify you for residency in the country. It’s on the cusp of entering the EU, which could mean not only Montenegro but EU residency in the future.

      Start Your New Life Overseas Today!
      Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
      We Value Your Privacy! We will not share your email address with anyone else, period.

      #5: Abruzzo, Italy

      Abruzzo, Italy
      iStock/e55evu

      Southern Italy is the cheaper alternative to chicer spots in the north, like Tuscany. It has everything the recognized best of Italy has to offer, but nobody’s paying any attention. This means lower prices and fewer tourists.

      Both coast and mountains are available in Abruzzo. Across its 83 miles of coastline is one of the highest densities of “Blue Flag” beaches in all of Italy. (These stand out for their above-average quality.) In winter, you can ski in the morning and be sitting at the beach enjoying a glass of wine in the afternoon.

      Sincerely,
      Kathleen Peddicord signature
      Kathleen Peddicord
      Founding Publisher, Overseas Opportunity Letter

      Tags: 'Belize''Corozal''Italy'abruzzocheap places to retire near the beachChitréKotor BayKyreniaMontenegroNorthern CyprusPanamaretire in the beachretire overseas
      Share84Tweet52
      Kathleen Peddicord

      Kathleen Peddicord

      Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

      Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

      Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

      Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

      Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

      Start Your New Life Overseas Today!
      Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

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      HOME

      Top Countries

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro

      Best For:

      • Health Care Abroad
      • Retirement Living
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Ownership
      • English Speakers
      • Safety
      BROWSE ALL COUNTRIES

      Budgets

      How Much Will It Cost
      To Live Overseas?

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France

      Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing
      Meet Our Experts

      Real Estate

      Overseas Property Alert 

       

      How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

      VISIT SITE

      Buying Real Estate For Cashflow

       

      Discover tips and strategies used by global property investing veterans

      READ MORE

      Explore Our Latest Posts

       

      Learn how to invest and purchase property abroad…

      EXPLORE

      Conferences

      Live and Invest In Spain Conference

      VALENCIA, SPAIN Sep. 17-19, 2025
      LEARN MORE
      DISCOUNT

      Offshore Wealth Summit

      PANAMA CITY, PANAMA Oct. 15-17, 2025
      LEARN MORE
      PRE-REGISTER

      GREECE WORKSHOP

      VIRTUAL Nov. 13, 2025
      LEARN MORE
      PRE-REGISTER
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      Contact Our Events Team:

      Toll-Free U.S. and Canada:
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      From Outside North America:
      1 (443) 599 1221

      Working Hours
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      Reach us with your questions by email at: events@liveandinvestoverseas.com

      Store

      Overseas Havens Reports

      • Expats' comprehensive destination guides

      Conference Kits

      • Hours of coverage  from our latests conferences

      Lahardan Books

      • Titles on living and investing around the world

      Services

      • Overseas Living Letter: Affordable Retirement Guidance
      • The Simon Letter: Wealth Protection Insights
      • Global Property Advisor: Global Investment Opportunitites
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      FREE REPORT: The 10 Best Places To retire in 2025

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