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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
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      • Cyprus
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      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
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      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        Live and Invest Overseas
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          Home Retirement/Living

          Top Tips For Settling Into Expat Life

          by Kathleen Peddicord
          Sep 01, 2024
          in Retirement/Living
          0 0
          Top view of Kaputas Beach between Kas and Kalkan, Turkey.

          AdobeStock/Birol

          On Tuesday, Lief and I arrived in Izmir on a mission to explore Turkey’s Turquoise Coast… From there we drove to Ephesus, on to Bodrum, and ahead of us is Kalkan.

          We believe this stretch of the Mediterranean is Europe’s next unsung, undervalued, under-appreciated, and poised-for-boom riviera. I’m looking forward to updating you on our findings.

          For now, I wanted to share an excerpt from an article by Portugal expat Caitlin on settling into your new life overseas taken from the latest issue of our flagship publication, Overseas Living Letter. If you’re not already a subscriber, you can become one in our Labor Day Weekend Sale for just $17. Full details here.

          Start Your New Life Today, Overseas






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            It’s simultaneously the easiest and the most difficult thing you’ll do—moving abroad and settling into your new life.

            You’ll find yourself sipping a glass of vinho verde on a Wednesday afternoon with the winter sun shining on your face.

            You won’t think twice about the snow, the politics, or whatever else you left behind (or maybe you might think of it intensely as you find yourself deeply appreciating this new stage in your life).

            Those will be the easy moments.

            But then, you’ll find yourself crawling out of bed at 4 a.m. to secure yourself a spot in line at the local health center, which won’t open for four hours, in hopes of registering for a health number so that you can access the public system in your new home, and you’ll wonder if maybe you do miss the snow and the politics.

            Start Your New Life Today, Overseas






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              And those will be the hard moments.

              For the past three years, I’ve been living in Portugal—the sixth country where I have held residency.

              With all this experience under my belt, even the hard moments have begun to feel routine and straight-forward.

              And if there is one thing that I can say with confidence that you must do when you move abroad, it is to be intentional and active in the way you settle into this new life you are building for yourself.

              Here are my top tips for “actively settling” into your new community overseas.

              Start Your New Life Today, Overseas






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                1. Make Friends

                This important. At any age, with any relationship status, with or without kids, whatever your personal circumstances may be, get out there and make friends.

                You need a community. You need people from your home country who understand exactly what you are going through—the language struggles, the immigration process.

                And you need people from your new home country who have no idea what you’re going through but who know the city, the country, and the language you are learning like the backs of their hands.

                It’s on you to go find these people. You need to put yourself out there, attend events, walk up to strangers, smile, shake hands, and then follow up and invite that person whose number you got to have a coffee.

                It’s on you to build your community. It’s not going to find you; you need to find it.

                Start Your New Life Today, Overseas






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                  A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .
                  1. Keep It Simple

                  Absolutely go and have that Wednesday afternoon vinho verde in the sunshine, go on a sunrise hike on a Monday morning, jump in the ocean at lunchtime, but also just do the boring stuff.

                  The thing about life abroad is that it is still just… life.

                  You can (and will) glamorize it.

                  But ultimately, you still need to go to the grocery store and post office, get your teeth cleaned and your blood pressure checked, you still need to pick up prescriptions and update your driver’s license…

                  So allow yourself to live a boring life. It’s OK to skip a Wednesday afternoon vinho verde occasionally. Because, remember, you are not on holiday, and though you are somewhere new and exciting and beautiful and glamorous, this is not the sprint of a one-week getaway. This is your life now.

                  Take it slow; let it be dull, boring, and simple. In my experience, those who glamorize this move so much that they forget that they’re still simply living life are the ones who crash, burn, and ultimately head back to where they started.

                  I think the honeymoon phase, as many like to call it, is actually a very dangerous period. So right from the start, remember that it’s only your backdrop that has changed. Get into the mundane and allow the routine to remain.

                  1. Make Time For Your Hobbies

                  If there is something that you loved doing before, you’re going to love it just as much in your new home. And having that passion, whatever it is, continue to be a part of your life is going to ensure that you feel more settled and at ease.

                  If you love pottery, find classes. If you have a newfound love for padel, goodness knows you can find a myriad of padel clubs anywhere in the world these days!

                  I’m a horseback rider, and wherever I go, I find a place to ride—even when I lived in Ho Chi Minh City, Vietnam.

                  You know that Full Metal Jacket quote: “There’s not one horse in this whole country. There’s not one horse in Vietnam”? Well, I managed to find a few, because anywhere I live wouldn’t be home with them.

                  And, as much as it is important for you just to have your creative or physical outlet, being a part of the community that surrounds your hobby is going to help you integrate, and who knows, you just may make friends while you’re at it!

                  Sincerely,
                  Caitlin Boylan
                  Contributor, Overseas Living Letter

                  Tags: ' Expat Communities Overseas''Expat Life''living in vietnam'life abroadPortugal
                  Share90Tweet56
                  Kathleen Peddicord

                  Kathleen Peddicord

                  Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

                  Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

                  Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

                  Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

                  Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

                  Start Your New Life Overseas Today!
                  Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

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                        HOME

                        Top Countries

                        • Spain
                        • Portugal
                        • Panama
                        • Belize
                        • Colombia
                        • Cyprus
                        • Mexico
                        • France
                        • Montenegro

                        Best For:

                        • Health Care Abroad
                        • Retirement Living
                        • Cost Of Living
                        • Investing in Real Estate
                        • Establishing Residency
                        • Gun Ownership
                        • English Speakers
                        • Safety
                        BROWSE ALL COUNTRIES

                        Budgets

                        How Much Will It Cost
                        To Live Overseas?

                        Super Cheap

                        • Chitré, Panama
                        • Santa Marta, Colombia
                        • Phuket, Thailand
                        • Dumaguete, The Philippines

                        Cheap

                        • Medellin, Colombia
                        • Boquete, Panama
                        • Kyrenia, Cyprus
                        • Hua Hin, Thailand
                        • The Algarve, Portugal

                        Affordable

                        • Valencia, Spain
                        • Cascais, Portugal
                        • Las Terrenas, The DR
                        • Pisa, Italy
                        • La Rochelle, France
                        • Mazatlán, Mexico

                        Luxury

                        • Ambergris Caye, Belize
                        • Kotor, Montenegro
                        • The Panama City Beaches
                        • Paris, France

                        Resources

                        Global Living

                        • Living & Retiring Overseas
                        • Raising A Family Abroad
                        • Foreign Residency & Citizenship
                        • Offshore & Diversification

                        Making Money

                        • International Real Estate
                        • Banking
                        • Employment
                        • Investing
                        Meet Our Experts

                        Real Estate

                        Overseas Property Alert 

                         

                        How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

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                        Discover tips and strategies used by global property investing veterans

                        READ MORE

                        Explore Our Latest Posts

                         

                        Learn how to invest and purchase property abroad…

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                        INTERNATIONAL PROPERTY SUMMIT

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                        LEARN MORE
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                        Live and Invest In Spain Conference

                        Valencia, Spain Sep. 17-19, 2025
                        LEARN MORE
                        PRE-REGISTER
                        MORE EVENTS

                        Contact Our Events Team:

                        Toll-Free U.S. and Canada:
                        1 (888) 627 8834

                        From Outside North America:
                        1 (443) 599 1221

                        Working Hours
                        Monday – Friday 08:00 am – 17:00 pm EST.

                        Reach us with your questions by email at: events@liveandinvestoverseas.com

                        Store

                        Overseas Havens Reports

                        • Expats' comprehensive destination guides

                        Conference Kits

                        • Hours of coverage  from our latests conferences

                        Lahardan Books

                        • Titles on living and investing around the world

                        Services

                        • Overseas Living Letter: Affordable Retirement Guidance
                        • The Simon Letter: Wealth Protection Insights
                        • Global Property Advisor: Global Investment Opportunitites
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                        THE 10 BEST PLACES TO RETIRE IN 2025

                        FREE REPORT: The 10 Best Places To retire in 2025

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