Live and Invest Overseas
FREE REPORT: LIVE AND INVEST IN PANAMA
We Value Your Privacy! We will not share your email address with anyone else, period.
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Join our Weekly Newsletter
    Overseas Property Alert

    Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






      We Value Your Privacy! We will not share your email address with anyone else, period.

      Buying Real Estate For Cashflow

      • Discover tips and strategies used by global property investing veterans

      Explore Our Latest Posts

      • Learn how to invest and purchase property abroad…

      Go To The Overseas Property Alert Site

      • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
    • Conferences

      Upcoming Events

      • Explore Our Events Site

      Live and Invest In Spain Conference

      Offshore Wealth Summit

      Greece Workshop

      VALENCIA, SPAIN

      Sep. 17-19, 2025

      PANAMA CITY, PANAMA

      Oct. 15-17, 2025

      VIRTUAL

      Nov. 13, 2025

      LEARN MORE
      DISCOUNT
      LEARN MORE
      PRE-REGISTER
      LEARN MORE
      PRE-REGISTER
      • MORE EVENTS

      Contact Our Events Team

      Toll-Free U.S. and Canada:
      1 (888) 627 8834
      From Outside North America:
      1 (443) 599 1221
      Working Hours
      Monday – Friday 08:00 am – 17:00 pm EST.

      Reach us with your questions by email at: events@liveandinvestoverseas.com

    • Store

      Unlock The World

      • Access Your Library

      Overseas Havens Reports

      • Expats' comprehensive destination guides

      Conference Kits

      • Hours of coverage  from our latests conferences

      Lahardan Books

      • Titles on living and investing around the world
      • Explore Our Store
      Your passport to a life well-lived abroad

      Services

      overseas living letter offers affordable retirement guidance
      The Simon Letter Wealth Protection Insights
      Global Property Advisor Global Investment Opportunities

      Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

    • My Library
    Live and Invest Overseas
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
       Free Panama Guide

      LIVE AND INVEST IN PANAMA

      view of the skyline in Panama City, Panama,

      WORLD’S #1 RETIREMENT HAVEN
      IN THE AMERICAS

      Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter plus our In Focus: Panama newsletter and we’ll immediately email you our editors’ latest research report… absolutely FREE






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Home In Focus: Panama

        Panama’s 6 Top Spots For Surfing

        From Lockdown To Riding The Waves: Panama’s 6 Top Spots For Surfing

        by Kathleen Peddicord
        Nov 04, 2022
        in In Focus: Panama, Panama, Travel
        0 0
        Man surfing in Playa Venao, Panama

        iStock/MarcPo

        One of Panama’s greatest attractions is its long Pacific coastline…

        Onto which crash some of the world’s best surfing waves.

        I don’t surf myself, but my son and his friends do… and several of our Live And Invest Overseas staff, if they’re honest, will tell you that the real reason they’re in Panama is for its surf breaks.

        Not only are they world class, but, in spots, it’s possible for the surfer in Panama to have professional competition-worthy waves all to him (or her) self.

        The southeast coast of the Azuero Peninsula, especially Playa Venao, gets most of the attention from surfers who make their way to Panama. These waves have been the location for several Billabong tournaments. In other words, they’re not for beginners.

        The place to start if you’re giving surfing a try for the first time is the City Beaches west of Panama City. The swells are smaller and less intimidating, the available accommodation for those who are spending more than a day at the beach is not as rustic as in the out-of-the-way spots on the Azuero Peninsula, and there are surf schools to help you get your bearings.

        The surfing along this stretch of coast is at its most exciting April through June, when the offshore winds kick up consistent swells. November to April, the dry season, “summer,” in Panama parlance, which we’re entering now, the winds are generally lighter, the waves calmer.

        If you’re a surfing neophyte, a good place to start is Playa El Palmar, outside the town of San Carlos, about 10 kilometers west of Coronado. Because it’s only about an hour-and-a-half from Panama City, this is a popular place and can get crowded on weekends and holidays. Weekdays, though, you won’t find much competition for the waves here.

        If you’ve never been on a surf board before, head first to Panama Surf School. For US$60 you can arrange a private two-hour lesson with a pro who will help you get up and dropping into the faces in no time.

        Then, when you’re ready to venture off on your own, here are the six best surf breaks in Panama’s City Beaches area:

         

        Frente El Palmar:

        Frente El Palmar, Panama
        (The Palmar Front):  This a beach break with a nice, soft sandy bottom for those times you inevitably tumble from your tabla (Panamanian Spanish for surfboard). Beginners will want to check here first, especially on a low to medium tide, and dive right in if the swells are there. The rides can be short but fun.

        Punta Palmar:

        Punta Palmar, Panama
        (Palmar Point): If the tide is high, head for this spot to the right of the beach break. The bottom is rocky, and the swells can be larger than at the front, so beginners may want to tread lightly here. If you’re a more experienced surfer, you’ll appreciate the powerful waves here.

        Hawaiisito:

        Hawaiisito, Panama
        (Little Hawaii): Our LIOS Marketing Manager is an avid surfer, and this is her favorite break in the Palmar area because it’s often less crowded than at the point or the front (especially on weekends). It’s also a rock bottom and ideal when the swells are around four feet or less, at high tide.

        Playa Rio Mar:

        Playa Rio Mar, Panama
        Farther west down the road from Palmar is Playa Río Mar, where two breaks dominate—the Frente Río Mar (Río Mar Front), a beach break that goes both left and right and that is best at medium to high tide, and Punta Río Mar (Río Mar Point), about a mile down the beach, near a long rock ledge where the waves break predominantly at low tide.

        Playa Malibu:

        Playa Malibu, Panama
        Back in the direction of Panama City near the town of Gorgona, this is one of the best and most consistent spots in the City Beaches area. The waves break to the right along a sandbar at the mouth of the Chame River. Look for some lovely tubes here on a good day, but watch out for debris in the water drifting out from the mouth of the river (especially after a heavy rain).

        Playa Teta:

        Playa Teta, Panama
        Another river-mouth spot, also near Coronado, the main attraction here is the long lefts at low tide at the front and the tubes and long rides on incoming tides at the point. Nearby Rinconsito, named after a famous break in California, is known for a right break that can stretch as long as 200 yards under the right conditions.

        See you at the beach!

        Kathleen Peddicord
        Founding Publisher, Live and Invest Overseas

        Tags: Azuero Peninsulacity beachesCoronadoFrente El PalmarHawaiisitoMove to PanamaPanamaPlaya MalibuPlaya Rio MarPlaya TetaPunta PalmarSurf in Panamasurfingtravel to panama
        Share98Tweet52
        Kathleen Peddicord

        Kathleen Peddicord

        Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

        Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

        Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

        Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

        Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

        Get Your Free Panama Report Today!
        Simply enter your email address below and we'll send you our FREE REPORT – Live And Invest In Panama: The #1 Retirement Haven In The Americas.

        We Value Your Privacy! We will not share your email address with anyone else, period.
        Our Expertise Unlocks The World

        quick links

        • Best Places To Live
        • Best Places To Retire
        • Finding A Job Overseas
        • Real Estate

        LIOS Resources

        • New To LIOS
        • Ask An Expert
        • Media Center
        • Contact Us
        • FAQs
        the 10 best places to retire in 2025
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






          We Value Your Privacy! We will not share your email address with anyone else, period.

          As seen in

          US Media Logos

          © 2008 – Live and Invest Overseas™ – All Rights Reserved.

          About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
          Facebook-f X-twitter Youtube Linkedin-in Instagram

          Welcome Back!

          Login to your account below

          Forgotten Password?

          Retrieve your password

          Please enter your username or email address to reset your password.

          Log In

          Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

          RETIRE OVERSEAS AND LIVE LIKE ROYALTY






            We Value Your Privacy! We will not share your email address with anyone else, period.
            Close the CTA
            Close the CTA

            Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

            BEST PLACES TO RETIRE 

            FREE REPORT:






              We Value Your Privacy! We will not share your email address with anyone else, period.
              HOME

              Top Countries

              • Spain
              • Portugal
              • Panama
              • Belize
              • Colombia
              • Cyprus
              • Mexico
              • France
              • Montenegro

              Best For:

              • Health Care Abroad
              • Retirement Living
              • Cost Of Living
              • Investing in Real Estate
              • Establishing Residency
              • Gun Ownership
              • English Speakers
              • Safety
              BROWSE ALL COUNTRIES

              Budgets

              How Much Will It Cost
              To Live Overseas?

              Super Cheap

              • Chitré, Panama
              • Santa Marta, Colombia
              • Phuket, Thailand
              • Dumaguete, The Philippines

              Cheap

              • Medellin, Colombia
              • Boquete, Panama
              • Kyrenia, Cyprus
              • Hua Hin, Thailand
              • The Algarve, Portugal

              Affordable

              • Valencia, Spain
              • Cascais, Portugal
              • Las Terrenas, The DR
              • Pisa, Italy
              • La Rochelle, France
              • Mazatlán, Mexico

              Luxury

              • Ambergris Caye, Belize
              • Kotor, Montenegro
              • The Panama City Beaches
              • Paris, France

              Resources

              Global Living

              • Living & Retiring Overseas
              • Raising A Family Abroad
              • Foreign Residency & Citizenship
              • Offshore & Diversification

              Making Money

              • International Real Estate
              • Banking
              • Employment
              • Investing
              Meet Our Experts

              Real Estate

              Overseas Property Alert 

               

              How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

              VISIT SITE

              Buying Real Estate For Cashflow

               

              Discover tips and strategies used by global property investing veterans

              READ MORE

              Explore Our Latest Posts

               

              Learn how to invest and purchase property abroad…

              EXPLORE

              Conferences

              Live and Invest In Spain Conference

              VALENCIA, SPAIN Sep. 17-19, 2025
              LEARN MORE
              DISCOUNT

              Offshore Wealth Summit

              PANAMA CITY, PANAMA Oct. 15-17, 2025
              LEARN MORE
              PRE-REGISTER

              GREECE WORKSHOP

              VIRTUAL Nov. 13, 2025
              LEARN MORE
              PRE-REGISTER
              MORE EVENTS

              Contact Our Events Team:

              Toll-Free U.S. and Canada:
              1 (888) 627 8834

              From Outside North America:
              1 (443) 599 1221

              Working Hours
              Monday – Friday 08:00 am – 17:00 pm EST.

              Reach us with your questions by email at: events@liveandinvestoverseas.com

              Store

              Overseas Havens Reports

              • Expats' comprehensive destination guides

              Conference Kits

              • Hours of coverage  from our latests conferences

              Lahardan Books

              • Titles on living and investing around the world

              Services

              • Overseas Living Letter: Affordable Retirement Guidance
              • The Simon Letter: Wealth Protection Insights
              • Global Property Advisor: Global Investment Opportunitites
              VISIT OUR STORE

              Free Report

              THE 10 BEST PLACES TO RETIRE IN 2025

              FREE REPORT: The 10 Best Places To retire in 2025

              Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                We Value Your Privacy! We will not share your email address with anyone else, period.

                LIBRARY

                Follow Us:

                © 2008 - Live and Invest Overseas - All Rights Reserved.