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      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






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          VALENCIA, SPAIN

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          PANAMA CITY, PANAMA

          Oct. 15-17, 2025

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          Home Travel

          Top Countries Where You Can Enjoy A Tropical Climate

          by Live And Invest Overseas
          Jan 06, 2025
          in Travel
          0 0
          Paradise beach with palm trees on white sand. tropical climate

          AdobeStock/A.Jedynak

          What Is A Tropical Climate?

          A tropical climate is classified as average temperatures of 64°Fahrenheit and above in regions that get a lot of annual rainfall. This rainfall is what separates the tropics from the desert.

          The word itself comes with two main connotations: tropical beaches and tropical rain forests. Unsurprisingly, these are some of the most popular destinations for vacationers and expats.

          Enjoy warm weather year-round and never worry about shoveling snow again. Those cold winter nights that begin unreasonably early in the afternoon never feel further away than when you’re stepping into the tropical sunshine in mid-January.

          What Are The Downsides To A Tropical Climate?

          It’s not all hammocks and ice-cold coconut water though, there are some disadvantages to this climate. Perhaps the biggest one is bugs. During the rainy season, mosquitoes are a constant menace and seem to have a preference for non-native blood.

          Humidity is another disadvantage. During the summer, there is generally a warm summer breeze to take the edge off the intense heat. This breeze tends to disappear during the rainy season, though. If you plan to live in the tropics, be sure to budget for air conditioning.

          Panama

          Beach house in Panama. Possibly the best place to enjoy a tropical climate
          iStock/Damocean

          Panama offers everything you can expect from a tropical lifestyle plus one extra bonus… the chance to live in a big and modern city. Of course, you’ll find tropical beaches, rain forests, and a huge range of flora and fauna. But, Panama City is also one of the world’s most important and fastest growing cities in all of Latin America.

          Panama Has City Living And Life In The Countryside

          It’s known as the Hub of the Americas—a major trade, business, and finance sector. Thanks to business-friendly regulations, Panama has transformed into one of the best places in the world for companies.

          Panama’s countryside, or “the interior” as it’s referred to by locals, is one of the most biodiverse in the world. Panama’s location, connecting North and South America, creates a crossroads for a wide range of plants and animals spreading from one continent to the other. Plus, Panama’s warm waters are home to an abundance of fish and various migratory species, including whales and turtles.

          Costa Rica

          Volcano in Costa Rica
          Flickr/Arturo Sotillo

          One of the earliest choices for expats seeking to escape in tropical climates, Costa Rica benefits from warm weather all year. It regularly scores near the top of the World Happiness Index. This country is perfect for people looking to slow down. Lots of expats come here to escape the frantic pace of life in the Western world.

          Costa Rica has two distinct climates: the dry season (December to mid-April) and the rainy season (rest of the year). Don’t alarm yourself though. The rain is usually just an intense burst for an hour a day, and it’s fairly reliable rolling in around midday.

          Escape The Heat In The Mountains

          For those who like to escape from the tropical heat, Costa Rica has plenty of mountainous areas where you can enjoy cooler temperatures. As a fairly narrow country, you are never too far from the coast and its many spectacular beaches.

          Start Your New Life Overseas Today!
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          Colombia

          beach in cartagena colombia
          Adobe Stock/Jess

          Colombia isn’t a place many people would associate with a tropical climate. The signature towns of Medellín and Bogotá are both set up in the mountains. But Colombia is vast, and most of country benefits from a warmer climate. Away from the Andes, you can find tropical living on both the Pacific and Caribbean, as well as inland.

          Tropical Living On The Caribbean And Pacific Coast

          Cartagena, on the Caribbean coast is one of the most popular places for expats looking to enjoy a tropical lifestyle.

          Founded in the 16th century, Cartagena boasts extensive old-town infrastructure. It’s a regular stop for cruise ships. It is also popular with locals and brings plenty of money into the local economy.

          The Pacific coast has any number of smaller towns to choose from. As well as a quiet life by the sea, there’s an abundance of nature. Turtles, dolphins, and whales call the warm coastal waters home. The surrounding countryside is a haven for monkeys, sloths, and an array of birds, butterflies, and plants.

          Belize

          Belize Cayes - Small tropical island at Barrier Reef with paradise beach - known for diving, snorkeling and relaxing vacations - Caribbean Sea, Belize, Central America
          AdobeStock/Simon Dannhauer

          When miles of unspoiled Caribbean beaches aren’t the main reason people move to a place, you know it must have something special. In Belize’s case, what makes it strongly appealing to expats are its values.

          Belizeans value privacy and freedom above all else. This makes it the perfect haven for people who prefer to live without intrusive governments.

          In Belize you can live and completely off-grid. Expats have set up communities and projects enabling you to easily do just that.

          Advantage Of Living In Belize

          An advantage is that this is an English-speaking country, so you’ll be able to socialize with your neighbors from day one. Just as well, Belizeans are warm and welcoming people. If you want to enjoy a tropical climate and still be able to speak English, Belize is your best option.

          Dominican Republic

          Walking an empty beach on Dominican Republic
          iStock/Valio84sl

          While many of the countries on this list enjoy a Caribbean coast, this is the only Caribbean island. The best thing about the Dominican Republic (D.R.) is that while most Caribbean islands are now the refuge of the super rich, the D.R. remains affordable. So affordable, in fact, that you could embrace the white-sand living of a Caribbean lifestyle on your monthly Social Security check.

          The Future Looks Bright For The Dominican Republic

          It has a fast-growing economy, recently gaining plenty of attention from investors and property developers. The government has been modernizing the country. Many of their initiatives are good news for would-be expats. For starters, the Dominican Republic is one of the fastest and easiest places to get a residency and second passport. In today’s ever-changing world, a second passport can be a very useful thing to have.

          Mexico

          Mexico's Caribbean coast

          A great first move for anyone who wants to spend at least part of the year overseas. There is enough American culture and influence for it to still feel familiar. There is also warm weather all year. Regular flights to and from the States make it a perfect first step down the living overseas path.

          How Safe Is Mexico?

          Mexico has a mixed reputation among Americans thanks to associations with drugs and cartels. However, these dangers have been greatly exaggerated. The truth is, Mexico is just like anywhere else.

          Of course, not all of Mexico is tropical. The Tropic of Cancer splits the country into a tropical and more temperate zone. Generally speaking, anywhere south of the city of Tampico has a tropical climate, apart from a few spots at high altitude. Mexico has a shorter rainy season, lasting only from June to mid-October.

          Vietnam

          Halong Bay in Vietnam. A great option to enjoy a tropical climate in Asia

          The climate in Vietnam is tropical monsoon. The southern part of the country has a rainy and dry season, and the north of the country has four seasons.

          Vietnam is currently going through a period of rapid growth. It is starting to open itself up to foreign investors. These are bringing new money and stimulus. Some are calling Vietnam the “next China” thanks to its fast-growing middle class.

          The Vietnam Real Estate Market

          People are seeing big potential in the urban real estate market. For a long time, foreigners weren’t permitted to own real estate in Vietnam. But since 2015, that’s no longer the case. You can now own property on a 50-year lease that includes the same rights as a local. This includes being able to rent your property for profit and also to sell at the time of your choosing.

          Singapore

          Joy of life at Gardens By The Bay, Singapore
          Adobe Stock/Tomas

          Close to the equator, Singapore enjoys a hot and tropical climate. The temperature doesn’t vary much throughout the year; it’s hot and humid, with enough rainfall to keep things lush and green. Unlike some of the other countries on this list, there is seldom any breeze. If you’re thinking of moving here, air conditioning is a must.

          Singapore Isn’t Cheap But You Can Make Savings

          Singapore can be one of the most expensive places in Asia. While this is true for real estate and cars, there are ways to keep your cost of living down. For starters, you can eat excellent cheap food from the hawkers who sell local cuisine from food trucks.

          There are even hawker centers where you can choose from dozens of options available. This is often cheaper than buying food to cook at home.

          Public transport in Singapore is also modern, clean, efficient, and affordable. The average cost of a bus journey is a little under 50 cents.

          Tags: 'Belize''Colombia''Dominican Republic''living in panama''World’s Best Climate'
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                Top Countries

                • Spain
                • Portugal
                • Panama
                • Belize
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                • Cyprus
                • Mexico
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                • Montenegro

                Best For:

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                • Retirement Living
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                BROWSE ALL COUNTRIES

                Budgets

                How Much Will It Cost
                To Live Overseas?

                Super Cheap

                • Chitré, Panama
                • Santa Marta, Colombia
                • Phuket, Thailand
                • Dumaguete, The Philippines

                Cheap

                • Medellin, Colombia
                • Boquete, Panama
                • Kyrenia, Cyprus
                • Hua Hin, Thailand
                • The Algarve, Portugal

                Affordable

                • Valencia, Spain
                • Cascais, Portugal
                • Las Terrenas, The DR
                • Pisa, Italy
                • La Rochelle, France
                • Mazatlán, Mexico

                Luxury

                • Ambergris Caye, Belize
                • Kotor, Montenegro
                • The Panama City Beaches
                • Paris, France

                Resources

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