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        Super Cheap

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          Life In Panama Is Not What You Think It Is… For Better Or Worse

          Panama 2023—Still A Good Idea?

          by Kathleen Peddicord
          Feb 14, 2023
          in Panama
          0 0
          Aerial view of Avenida Balboa, Panama City, Panama. wealth panama dream homes

          Adobe Stock/julieta

          I woke up this morning, brewed a pot of Irish breakfast tea, and, as has been my custom for decades now, sat down at my laptop to write you a letter.

          I want to focus your attention this week on Panama.

          Trouble is… I’ve been telling people about Panama for 25 years.

          In fact, I was the first person to tell people about Panama… at least in the context of a top option for North Americans looking for a place to live better for less in retirement.

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            I named Panama as a top retire-overseas destination before anyone else, but, full disclosure, I didn’t come up with the notion myself. A property scout who worked for me at the time put the idea in my head.

            I was living in Baltimore. My scout, Bob Fordi, called me in my Mt. Vernon office one morning. He’d just returned from a week in Panama at my behest.

            This was about two years before the United States was scheduled to hand over control of the Canal to Panama as had been agreed in the 1977 treaties signed by U.S. President Jimmy Carter and Panama’s General Omar Torrijos.

            “You need to see this place yourself,” Bob told me on the phone that morning.

            “Panama has everything Costa Rica has,” Bob continued, comparing Panama to the then gold-standard overseas retirement haven that borders it to the north.

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              “Panama has beaches, rain forest, highlands, wildlife, bird life, surfing, fishing… everything that draws the crowds to Costa Rica…

              “The difference,” Bob pointed out, “is that the infrastructure in Panama is head and shoulders above that in Costa Rica and anywhere else in Central America. Panama City is a real city… built by U.S. engineers…

              “And it’s also a screaming bargain,” Bob added.

              “Plus,” I remember him saying that morning, with emphasis, “the timing is once-in-a-lifetime.

              “After Panama takes control of its Canal, in about two years’ time,” Bob told me, “this country is going to begin to reinvent itself.

              “I believe,” Bob predicted, “that prices will go even lower after the U.S. military pulls out. When all the GI’s and their disposable income have gone home, Panama will fall into recession… creating a historic opportunity to invest in a country that is going to become very important on the world stage in not too many years.”

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                Soon after that conversation I made my first trip to Panama. I was as impressed as Bob had been. After more research and several more scouting trips, by me and others of my team, I made one of the most important forecasts of my career:

                Panama, I told readers, is the world’s next top overseas retirement and investment haven.

                Eventually, others caught on. By 2010, Kiplinger, Forbes, The New York Times, Fortune, Frommer’s, Condé Nast Traveler, the Wall Street Journal, and even the AARP had named Panama the world’s #1 place to retire overseas.

                So, when I woke up in Panama City this morning and remembered that my plan today was to tell you something about Panama… I panicked.

                After two-and-a-half decades reporting on this little isthmus of a country… and after more than 15 years living here with my family full time, sharing my experiences and discoveries with you in real time… what in the world new could I have to say about Panama that’s worth your time and attention today?

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                  How about this:

                  Panama Is Not What You Think It Is

                  I and many others have been telling you about this country for years, but much or most of what you’ve garnered from all of that is not true… at least it’s no longer true.

                  -The City

                  Over the past two-and-a-half decades, Panama has been one of the fastest-changing points on our planet.

                  I’m sitting, as I write, in the living room of my apartment on Avenida Balboa. From this spot, I have a long view of central Panama City on the Bay of Panama, from Punta Paitilla and Punta Pacífica in one direction…

                  Panama City Skyline on summer night
                  iStock/Rodrigo Cuel

                  To Casco Viejo in the other…

                  Casco viejo old town in Panama City
                  Image Source: iStock/diego_cervo

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                    Between these two landmarks, in the bay on the Pacific Ocean, is a long queue of ships awaiting their turns for passage through the Panama Canal. This queue is perpetual, a constant on the seascape 24 hours a day 7 days a week.

                    On my doorstep is the lengthy and nicely landscaped park and pedestrian zone known as the Cinta Costera that extends along the Bay of Panama, from Paitilla to Casco…

                    View of balboa avenue in Panama City, Panama with the skyline of skyscrapers in the background
                    Adobe Stock/Walter

                    When I visited Panama City for the first time two-and-a-half decades ago, most of what I’m describing did not exist.

                    The two small peninsulas—Paitilla and Casco Viejo—were here, of course, but looking at photos of them from 25 years ago you wouldn’t recognize either.

                    Paitilla then was a neighborhood of high-end houses; Paitilla today is a mass of high-rise towers overlooking the bay.

                    Casco Viejo then was a slum; Casco Viejo today is an evolving gentrification project and the hippest night spot in the city.

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                      The Spanish-, French-, and American-colonial structures here, a world-class UNESCO-protected collection of buildings, have been renovated into private homes, condos, restaurants, bars, art galleries, and shops. The whole place now is encircled by a highway suspended above the water.

                      -The People

                      It’s not only the Panama City skyline that has been transformed over the past 25 years… it’s also the size and makeup of the Panama City population.

                      A city of about 1 million in 1996, the Panama City metropolitan area is home to nearly twice that population today.

                      More people, more high-rise apartments housing those people, more cars (a lot more cars), more shopping malls, restaurants, hotels, fitness centers, furniture stores, casinos, bars, pubs, gentleman’s clubs, strip joints, schools, health clinics, grocery stores, fast-food franchises, real estate agencies, liquor stores, delis, dry cleaners… and on and on and on…

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                        You can get anything you might want in Panama City today. Every product and service imaginable is available in this boom town this 2023.

                        For better or for worse.

                        -The Country’s Growth Under Ricardo Martinelli’s Presidency

                        Under former President Ricardo Martinelli, Panama set an aggressive agenda for herself.

                        Since leaving office in 2014, Martinelli has been accused of corruption, embezzlement, and domestic spying on grand scales. He spent time on the lam and then under house arrest, then in 2019 he was found not guilty of the various charges and has been a free man since. This could change again… as, later this year, Martinelli is set to stand trial once more, this time for money laundering.

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                          That’s all a top topic of conversation here in Panama, but it’s not the point. The point is that Martinelli thought big. Panama will be the next Singapore, he decreed upon taking office… and then he spent every day of his five-year term (2009 to 2014) working to make that prediction reality.

                          The reinvented landscape I see from my window today is largely due to Martinelli’s near-fanatical commitment to making his little country competitive on a global scale.

                          Love Martinelli or hate him, you can’t deny what the guy made happen while in office. If not for Martinelli, Live And Invest Overseas might not be still in Panama. Without Martinelli’s Executive Order known today as the Friendly Nations visa program making it easy for any national of any of the “friendly nations” on the list to acquire residency and a work permit in this country, we would not have been able to find and hire the educated English-speaking staff we’ve needed to build our business.

                          I’ve told you about our eclectic group before. We’ve got Panamanians in our El Cangrejo office, sure, but we’ve also been able to hire Americans, Canadians, Germans, French, Dutch, Irish, British, Jamaicans, Venezuelans, Argentines, Guatemalans, and Hondurans.

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                            That’s the better.

                            The worse is the challenges and frustrations that go along with life in a boom town.

                            -The Streets And Sidewalks

                            A drive across Panama City during rush hour is one of the most miserable experiences of my life… and, when I’m in town, I do it twice a day.

                            A walk down a Panama City street is one of the most dangerous experiences of my life… and I do it all the time.

                            I don’t worry that I’ll be mugged or encounter violence. That’s not the fear. The fear is that I’ll fall into an open manhole (I’ve known five people who have), trip over an exposed tree root, or be caught up in low-hanging electrical wires.

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                              You need to keep your eyes open as you maneuver this city, by car or on foot. Accidents are common.

                              What else do you need to know to be able to take advantage of all the better on offer in Panama today while avoiding, as much as possible, all the worse?

                              That’s the starting point question for the discussions that will take place starting Wednesday at this week’s Live And Invest In Panama Conference.

                              Drawing from two-and-a-half decades of experience spending time and money in this country, including 15 years living here with my family full time, I’m going to introduce you to today’s Panama.

                              With the help of my entire on-the-ground team of Panama experts and expats, we’ll look at this country from all angles of current opportunity.

                              Is Panama 2023 still a top choice for retiring overseas?

                              For investing in property? Starting a business? Raising a family?

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                                Having a grand adventure?

                                The people I know most qualified to answer those questions will join me on stage this week.

                                If you’re making your way down here to the Hub of the Americas to join us, I’m looking forward to meeting you.

                                Sincerely,
                                Kathleen Peddicord signature
                                Kathleen Peddicord
                                Founding Publisher, Overseas Opportunity Letter

                                Tags: 'Casco Viejo''panama city'el cangrejoinvesting panamaLife In Panamaliving panamaMove to Panamapunta paitillaretire panama
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                                Kathleen Peddicord

                                Kathleen Peddicord

                                Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

                                Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

                                Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

                                Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

                                Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                                      HOME

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                                      Super Cheap

                                      • Chitré, Panama
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                                      • Dumaguete, The Philippines

                                      Cheap

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                                      • Boquete, Panama
                                      • Kyrenia, Cyprus
                                      • Hua Hin, Thailand
                                      • The Algarve, Portugal

                                      Affordable

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