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The Critical Issues You Face Relocating To Another Country

This Misstep Could Crush Your Retire Overseas Plans

Kathleen Peddicord by Kathleen Peddicord
Sep 11, 2019
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A tropical beach in Thailand

Image Source: iStock/lena_serditova

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“I read something you wrote on Thailand several months ago and decided that that was the place for me,” explained an attendee at this week’s Retire Overseas Conference in Houston, who approached me during the Welcome Cocktail Reception.

“So I bought a ticket, and I went to Thailand.

“But, then, when I arrived, I realized that I had no idea what to do. I didn’t even know where to turn for help. I didn’t know anyone.

“I went to a real estate agent’s office and asked him if he could tell me how to establish residency. He said he had no idea what I was talking about.

“I wandered around for a couple of weeks, and then I returned home. I didn’t know what else to do.

“Then, just a few weeks ago, I read about this conference you were having here in Houston. I didn’t want to give up on my idea of moving overseas, so I signed up… and here I am,” the attendee continued.

“I can’t get over this,” he said looking around the reception room where we stood amidst more than 300 like-minded folks.

“I had no idea you had this much reach or all these resources. I just had no idea that all this help was available…”

As I explained to the group assembled for this week’s event, there are many ways to retire overseas, some more efficient than others.

The least efficient strategy is to take off for a new place unprepared and without a plan.

That’s why, this week in Houston, we armed all our Retire Overseas Conference attendees with a plan. The program for this event was built around a series of panel discussions on each of the critical issues the would-be retiree overseas must address—namely:

  • Getting Your Finances In Shape (that is, figuring out how much money you have to retire on and how that translates into a budget for living in your chosen dream location overseas)…
  • Addressing The Nuts And Bolts Of Getting Established Overseas (such as shipping your household belongings, opening a bank account, accessing cash, paying bills, installing utilities, buying a car, etc.)…
  • Considering Your Top Options For Residency (if you intend to live in your new home full-time)…
  • Understanding The Tax Implications Of Being A Retiree Overseas…
  • Navigating The Property Question (that is, either renting or buying a new home)…
  • Health Care And Health Insurance (with the help of a top industry expert)…
  • Funding Your New Life Overseas (how to earn an income to support or subsidize your new life anywhere in the world)…
  • Settling Into Your New Life (making friends, becoming part of the community, learning a new language, volunteering, and getting to know your new home town)…

I applaud the attendee who made a false-start in Thailand, because that detour hasn’t deterred him. He is still pursuing his dream. In Houston with us this week, he re-launched his retire-overseas adventure… this time with a clear-cut plan.

Kathleen Peddicord

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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