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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
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          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

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          Overseas Havens Reports

          • Expats' comprehensive destination guides

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          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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          Home Investing

          Panama Is A Land Of Opportunity For Investors, Entrepreneurs, And Job Seekers

          The Greatest Benefit Of Choosing Panama

          by Kathleen Peddicord
          Apr 29, 2022
          in Investing, Panama
          0 0
          Adobe Stock/Rodrigo

          Adobe Stock/Rodrigo

          “It’s hard to describe how much this view has changed over the past 20 years that I’ve been spending time in Panama City,” I said, nodding my head left and then right to indicate the whole of the vista before us.

          I was sitting at the rooftop pool deck of our Avenida Balboa apartment, overlooking the Bay of Panama and the entrance to the Panama Canal, colonial Casco Viejo in one direction, posh Punta Pacífica in the other, enjoying the breezy afternoon and a cold Perrier in the company of a new friend who came to visit last week. It was Beth’s first time in Panama.

          “It’s not accurate to say that this stretch of Avenida Balboa looks different today than it did 20 years ago,” I continued. “It didn’t exist 20 years ago. The whole of this Cinta Costera… the 10-lane highway and the expansive pedestrian and park areas, the basketball courts, the fountains… it’s all been built on reclaimed land over the past decade or so.

          “And all of the buildings you see today along this stretch of Avenida Balboa—the high-rise condo towers, the hotels, the shopping malls, the casinos? They didn’t exist either.”

          Panama City, as we’ve been reporting from our front-row seat for more than 14 years, is a bona fide boomtown.

          “So much construction,” Beth observed, “and so many tall buildings. Some seem out of place. That building shaped like a corkscrew, for example…”

          “Yes, and there’s another one shaped like a boat,” I said. “Panama City wants to be Singapore… or Dubai. They’ve even built islands over there,” I pointed, “just offshore from Punta Pacífica, that are being developed with multimillion-dollar building lots and luxury homes…”

          “Before Panama you were living in Paris,” Beth said. “What prompted that move?”

          Why We Moved To Panama City

          Aerial view of the modern skyline of Panama City , Panama
          Adobe Stock/Mariana Ianovska

          “Lief and I came to Panama for practical reasons,” I explained. “I wanted to start a business, the Live And Invest Overseas group…”

          “Ah, and Panama is a good choice for entrepreneurs,” Beth said, finishing my sentence for me.

          Yes, Panama was 14 years ago when we made our move and remains today one of the best places in the world to start an Internet business, thanks to this country’s approach to taxation and also to another factor that we didn’t expect.

          We employ 45 people in our Panama City office. Among these are Panamanians, as you would expect. In addition, we’ve got Americans, Canadians, Irish, Jamaicans, and a Venezuelan. Over the years, we’ve had, among our numbers, a couple of Russians, two Germans, a Frenchwoman, a Dutch woman, a Guatemalan, and a Nicaraguan.

          “That must make for interesting chitchat around the water cooler,” Beth observed.

          When our two Germans passed each other in the hall, they’d exchange greetings auf Deutsch. Then one would turn to a Panamanian coworker to ask a question in Spanish, while the other carried on to speak to me in English. Our French conference director used to help one of our Panamanian designers practice the French she’s studying at Panama City’s Alianza Francesa.

          Our British editorial assistant speaks of lorries and lifts. Our Irish colleagues take the mick out of us when we beg off from their invitations for a bit of craic on a Friday night. And none of us ever understands what our Jamaican IT Director is saying… mon.

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            Two Things Have Brought This Crazy Mix Of Folks To Panama City: 

            Love and money.

            I don’t want to give away intimate secrets, but some of our staff came to Panama chasing amour. Conference Director Valentine moved here from France with her French boyfriend… who targeted Panama as the place to grow his investment advisory business…

            American Editor-in-Chief Kat moved to Panama after graduating college to be with her then boyfriend now husband… a British Editorial Assistant Catherine settled here because her Panamanian boyfriend convinced her they’d both find better employment opps in Panama City than in London (“and he was right,” Catherine agreed)…

            Others among our non-Panamanian staff sought out this country because they needed jobs. These folks are from two places in particular—elsewhere in Central America and Europe. These are regions struggling with, in some cases, alarmingly high unemployment rates.

            In Panama, anyone who wants a job can find one. Former President Ricardo Martinelli’s 2012 “Friendly Nations” visa program made it possible for foreign job-seekers to establish residency and obtain work permits easily and cheaply. Today, nearly a decade later, the Panama City employment landscape is accordingly eclectic.

            In fact, one more thing is responsible for attracting some of our non-local LIOS staff to Panama: the surfing.

            No kidding.

            If not for Panama’s world-class surf breaks, our German marketing manager, for example, might not have been so inclined to stick around. The surfing in Deutschland (very fortunately for us) doesn’t compare.

            Nowhere else in this region certainly but even few other places in the world can an employer tap into such a diverse pool of educated English-speaking labor.

            “Typically, ‘expats’ are people placed in new countries by their employers,” Beth explained. “But your market is different?”

            “Yes, we speak primarily to retirees. At least that’s been the case historically… but that’s changing.

            Today, It’s Not Only Retirees Who Are Seeking A Life Overseas 

            “I’ve been doing this for a long time. Years ago, our readers were 60 years old and older. Then they were 50 and older. Now 40-, 30-, even 20-somethings are reading us. We meet them at conferences. The 40-somethings are maybe planning ahead, but, increasingly, these younger readers are looking for options for opting out early, for walking away from conventional career paths and chasing something different.

            “I knew I wanted to live overseas, in Europe if possible, by the time I graduated college,” I continued. “But it never would have occurred to me to take off to chase that dream. I had a full-time job within a month of graduating and stuck with it for almost two-and-a-half decades before breaking away to start my own thing…”

            It was dumb luck that that first job out of school landed me in like-minded company and presented me with the opportunity, eventually, finally, to live in Europe as I’d long wanted to do.

            Twenty-something me didn’t have the courage to set off for foreign shores on my own in search of adventure, in need of a job.

            Lucky for me now, three-and-a-half decades later, that all the 20- and 30-somethings running around my Panama City office are braver sorts.

            Sincerely,
            Kathleen Peddicord's signature
            Kathleen Peddicord
            Founding Publisher, Overseas Opportunity Letter

            Tags: 'invest in panama'entrepreneurs in panamain panamainvestorslive in PanamaPanama
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            Kathleen Peddicord

            Kathleen Peddicord

            Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

            Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

            Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

            Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

            Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
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                  • Montenegro

                  Best For:

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                  • Retirement Living
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                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
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                  • Investing
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                  Store

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