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      • Chitré, Panama
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      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

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        • Raising A Family Abroad
        • Foreign Residency & Citizenship
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        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
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        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






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          • Discover tips and strategies used by global property investing veterans

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          Home Countries Montenegro

          A Second Home Overseas = Your Richer Retirement

          by Kathleen Peddicord
          May 05, 2024
          in Montenegro, Real Estate
          0 0
          Paris, beautiful building, typical parisian facade

          AdobeStock/Pascale Gueret

          A second home somewhere sunny, sandy, and adventure-filled is a common dream. Alas, it’s beyond most retirees’ reach in the United States.

          Our just-released Global Property Advisor survey finds that beachfront property prices can be at least three times as much per square meter in the States compared with top coastal markets worldwide.

          Your second home overseas can double as an investment. Rent it out when you’re not using it for cash flow. Buy right and position yourself for capital upside.

          It can also equate to a rent-free retirement. Your beachfront condo can be waiting for you to move into when you flip the switch to that stage, eliminating the cost of housing from your retirement budget.

          Where should you shop? We’ve identified five top beachfront rental markets that are also among the world’s best places to enjoy a rich retirement.

          Santa Marta, Colombia

          Santa Marta is our preferred spot when shopping for coastal property for personal use in Colombia.

          This is a beloved destination among Colombians and boasts one of the lowest costs of living anywhere on the Caribbean.

          Santa Marta doesn’t have the same international recognition as Cartagena, which means it doesn’t get the same levels of tourist traffic or expat residents. This could be a benefit for someone looking to live here much of the year.

          Exploring the 20-kilometer stretch of coastline along Santa Marta’s metro area, you’ll discover breathtaking coves bordered by small towns, new residential projects on isolated beaches, and Colombia’s oldest historic center.

          A downside to living in Santa Marta is the weather. It’s hot, too hot for some. Average temperatures are 92 degrees and higher.

          Market momentum has been good, with values increasing nearly 50% over the past three years. Still, property prices remain inexpensive by Caribbean standards.

          The international rental market is stronger in Cartagena, but the capital gains in Santa Marta are worthy, and the town attracts healthy national rental traffic.

          By day, you can swim in the clear, warm waters, enjoying great diving followed by spectacular sunsets. By night, the waterfront transforms into a beach party. People show up by the hundreds for local music, street food, and good company.

          If you’d like a beach lifestyle with a low cost of living and lots of local flavor and flair, Santa Marta could be for you.

          Start Your New Life Today, Overseas






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            A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

            Iskele Long Beach, Northern Cyprus

            Iskele Long Beach is located in the eastern Mediterranean Sea south of Turkey. Its 2.5-kilometer stretch of beach is the longest in Northern Cyprus.

            This is a market you should be paying attention to right now. This is bona-fide Mediterranean beachfront at a bargain price.

            Values have risen 100% since 2020. Despite this, the Iskele district remains one of the least expensive markets for ocean-view properties in the region.

            Iskele and the small towns around it enjoy a healthy tourism trade and good tourism infrastructure. The area is known for its myriad of restaurants, clubs, casinos, and luxury hotels.

            To get here you’ll need to connect through Istanbul, Ankara, or Antalya then on to the Ercan International Airport 40 minutes from Long Beach.

            Northern Cyprus boasts golden sand beaches with crystal clear waters and beautiful natural scenery everywhere you look. It’s a safe, low-crime country with great weather, a low cost of living, welcoming locals, and cheap property.

            Ambergris Caye, Belize

            Belize is a popular and beloved English-speaking retirement haven and vacation destination. Less than a three-hour flight from the southern United States, it’s surrounded by Caribbean waters, bays, inlets, and hundreds of cayes.

            Belize’s largest island, Ambergris offers all the benefits of life in the Caribbean: world-class diving, swimming in turquoise warm waters, year-round sunshine, natural beauty, and friendly and welcoming locals.

            This is not the budget destination it was a few decades ago, but compared with other Caribbean destinations it’s still a bargain.

            Investors are getting into the market shopping for both appreciation and cash flow-producing condos. If you are interested in something hassle-free, land banking is a great choice that comes with little ongoing expense.

            Over the last three years, land in the path of progress of Ambergris has appreciated 15% to 20% per year. We expect this growth to continue.

            During high season Ambergris boasts an active short-term rental market that can generate excellent yields. Repeat visitors help keep occupancy rates high.

            Ambergris Caye is still not as recognized as Cancún or Punta Cana, but it’s on its way to becoming a widely popular destination.

            Due to this increase in demand, prices are rising, but opportunities are out there still. In 10 years, I expect this to be a completely different market. Investors who take advantage of current opportunities will be glad they got in when they did.

            Mazatlán, Mexico

            Mazatlán is a city of almost a half-million people, where you can choose to be part of the American and Canadian expat community and speak mostly English or you can choose to live in a completely Mexican environment and immerse yourself in the local culture.

            Mazatlán’s historic center is large and offers a wide range of prices and architecture styles. Most expats who move to this city buy in Centro in the historic district or eventually end up there after a few seasons.

            For investors, excellent deals can be found along the waterfront, where rental traffic is high. This destination offers 17 kilometers of mostly contiguous stunning beaches, with an 8-kilometer boardwalk with bike lines.

            Mazatlán stands out from Puerto Vallarta and Playa del Carmen for being a mostly Mexican destination. Expats are settled here, but they are not a big presence.

            Mazatlán’s rental market is strong year-round. North Americans come in winter to escape the cold; Mexicans visit in summer for their annual vacations.

            It’s also conveniently close to the United States. You can comfortably drive or fly to Mazatlán.

            If you’re shopping Mexico’s beach markets, Mazatlán is where you’ll get the most intrinsic value for your money.

            Start Your New Life Today, Overseas






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              Kotor Bay, Montenegro

              Kotor Bay is the most beautiful, best-appointed spot along Montenegro’s 300-kilometer-long coast and the most interesting opportunity for investors in this country.

              The bay is dotted by a charming mix of medieval villages, modern towns, and luxe developments complete with superyacht marinas.

              The ultrawealthy treat this yachting paradise like their own private riviera. Within a few hours’ drive inland are sprawling national parks and a dozen ski resorts. It’s an adventure sports enthusiast’s playground.

              We like the diversity of lifestyle opportunities and property types on offer. Kotor Old Town is an ancient walled village widely regarded as the best-preserved medieval town in the Mediterranean. Jaw-dropping ocean views are a given.

              The geography of the bay ensures that. Rarer is property directly on the water. Inventory of that type is limited. Buying costs are low.

              Until next time,

              Kathleen Peddicord signature

              Kathleen Peddicord

              Founding Publisher, Overseas Opportunity Letter

              Editor´s Note: This article was first published in Forbes.

              Tags: 'buying property overseas''Expat Life''invest overseas'diversify abroad
              Share94Tweet58
              Kathleen Peddicord

              Kathleen Peddicord

              Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

              Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

              Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

              Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

              Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                    HOME

                    Top Countries

                    • Spain
                    • Portugal
                    • Panama
                    • Belize
                    • Colombia
                    • Cyprus
                    • Mexico
                    • France
                    • Montenegro

                    Best For:

                    • Health Care Abroad
                    • Retirement Living
                    • Cost Of Living
                    • Investing in Real Estate
                    • Establishing Residency
                    • Gun Ownership
                    • English Speakers
                    • Safety
                    BROWSE ALL COUNTRIES

                    Budgets

                    How Much Will It Cost
                    To Live Overseas?

                    Super Cheap

                    • Chitré, Panama
                    • Santa Marta, Colombia
                    • Phuket, Thailand
                    • Dumaguete, The Philippines

                    Cheap

                    • Medellin, Colombia
                    • Boquete, Panama
                    • Kyrenia, Cyprus
                    • Hua Hin, Thailand
                    • The Algarve, Portugal

                    Affordable

                    • Valencia, Spain
                    • Cascais, Portugal
                    • Las Terrenas, The DR
                    • Pisa, Italy
                    • La Rochelle, France
                    • Mazatlán, Mexico

                    Luxury

                    • Ambergris Caye, Belize
                    • Kotor, Montenegro
                    • The Panama City Beaches
                    • Paris, France

                    Resources

                    Global Living

                    • Living & Retiring Overseas
                    • Raising A Family Abroad
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