Live and Invest Overseas
  • HOME
  • COUNTRIES
    • TOP DESTINATIONS
      • PANAMA
      • PORTUGAL
      • MEXICO
      • FRANCE
      • GREECE
      • SPAIN
      • BELIZE
      • THAILAND
      • COLOMBIA
      • MONTENEGRO
      • THE DOMINICAN REPUBLIC
      • ITALY
      • ARGENTINA
    • RANKING & GUIDES
      • THE 12 BEST PLACES TO RETIRE OVERSEAS IN 2026
      • CHEAPEST REAL ESTATE
      • BEST PLACES TO RETIRE IN LATIN AMERICA
      • THE BEST PLACES TO RETIRE IN EUROPE
      • BEST HEALTH CARE OVERSEAS
      • BEST COST OF LIVING OVERSEAS
      • QUICKEST AND AFFORDABLE RESIDENCY OPTIONS
      • COUNTRIES WITH EASIEST GUN LAWS
      • BEST ENGLISH SPEAKING COUNTRIES TO RETIRE OVERSEAS
      • SAFEST PLACES TO RETIRE OVERSEAS
    • BUDGETS
      • CHEAP
        • HUA HIN, THAILAND
        • CRETE, GREECE
        • MENDOZA, ARGENTINA
      • AFFORDABLE
        • TARRAGONA, SPAIN
        • SANTA FAMILIA, BELIZE
        • GASCONY, FRANCE
        • SARDINIA, ITALY
        • KOTOR, MONTENEGRO
        • LAS TERRENAS, THE DOMINICAN REPUBLIC
        • BOQUETE, PANAMA
      • JET-SET
        • THE ALGARVE, PORTUGAL
        • PUERTO VALLARTA, MEXICO
  • REAL ESTATE
    • LATEST POSTS
    • THE OVERSEAS PROPERTY ALERT
    • BUYING REAL ESTATE FOR CASHFLOW
  • CONFERENCES
    • UPCOMING EVENTS
      • IN PERSON EVENTS
      • VIRTUAL EVENTS
        • 2026 LIVE AND INVEST IN MEXICO ONLINE WORKSHOP
        • 2026 LIVE AND INVEST IN FRANCE VIRTUAL CONFERENCE
        • 2026 OFFSHORE WEALTH VIRTUAL SUMMIT
        • 2026 LIVE AND INVEST IN COLOMBIA ONLINE WORKSHOP
    • CONTACT OUR EVENTS TEAM
  • RESOURCES
    • GLOBAL LIVING
      • LIVING & RETIRING OVERSEAS
      • RAISING A FAMILY ABROAD
      • FOREIGN RESIDENCY & CITIZENSHIP
      • OFFSHORE & DIVERSIFICATION
    • MAKING MONEY
      • INTERNATIONAL REAL ESTATE
      • BANKING
      • EMPLOYMENT
      • INVESTING
  • STORE
    • SERVICES
      • THE OVERSEAS LIVING LETTER
      • THE SIMON LETTER
      • GLOBAL PROPERTY ADVISOR
      • EUROPE UNCOVERED
      • THE PANAMA LETTER
    • REPORTS
      • EUROPE HAVEN REPORTS
      • OVERSEAS HAVEN REPORTS
      • PANAMA SPECIAL REPORTS
    • LAHARDAN BOOKS
  • MY LIBRARY
Live and Invest Overseas
  • HOME
  • COUNTRIES
    • TOP DESTINATIONS
      • PANAMA
      • PORTUGAL
      • MEXICO
      • FRANCE
      • GREECE
      • SPAIN
      • BELIZE
      • THAILAND
      • COLOMBIA
      • MONTENEGRO
      • THE DOMINICAN REPUBLIC
      • ITALY
      • ARGENTINA
    • RANKING & GUIDES
      • THE 12 BEST PLACES TO RETIRE OVERSEAS IN 2026
      • CHEAPEST REAL ESTATE
      • BEST PLACES TO RETIRE IN LATIN AMERICA
      • THE BEST PLACES TO RETIRE IN EUROPE
      • BEST HEALTH CARE OVERSEAS
      • BEST COST OF LIVING OVERSEAS
      • QUICKEST AND AFFORDABLE RESIDENCY OPTIONS
      • COUNTRIES WITH EASIEST GUN LAWS
      • BEST ENGLISH SPEAKING COUNTRIES TO RETIRE OVERSEAS
      • SAFEST PLACES TO RETIRE OVERSEAS
    • BUDGETS
      • CHEAP
        • HUA HIN, THAILAND
        • CRETE, GREECE
        • MENDOZA, ARGENTINA
      • AFFORDABLE
        • TARRAGONA, SPAIN
        • SANTA FAMILIA, BELIZE
        • GASCONY, FRANCE
        • SARDINIA, ITALY
        • KOTOR, MONTENEGRO
        • LAS TERRENAS, THE DOMINICAN REPUBLIC
        • BOQUETE, PANAMA
      • JET-SET
        • THE ALGARVE, PORTUGAL
        • PUERTO VALLARTA, MEXICO
  • REAL ESTATE
    • LATEST POSTS
    • THE OVERSEAS PROPERTY ALERT
    • BUYING REAL ESTATE FOR CASHFLOW
  • CONFERENCES
    • UPCOMING EVENTS
      • IN PERSON EVENTS
      • VIRTUAL EVENTS
        • 2026 LIVE AND INVEST IN MEXICO ONLINE WORKSHOP
        • 2026 LIVE AND INVEST IN FRANCE VIRTUAL CONFERENCE
        • 2026 OFFSHORE WEALTH VIRTUAL SUMMIT
        • 2026 LIVE AND INVEST IN COLOMBIA ONLINE WORKSHOP
    • CONTACT OUR EVENTS TEAM
  • RESOURCES
    • GLOBAL LIVING
      • LIVING & RETIRING OVERSEAS
      • RAISING A FAMILY ABROAD
      • FOREIGN RESIDENCY & CITIZENSHIP
      • OFFSHORE & DIVERSIFICATION
    • MAKING MONEY
      • INTERNATIONAL REAL ESTATE
      • BANKING
      • EMPLOYMENT
      • INVESTING
  • STORE
    • SERVICES
      • THE OVERSEAS LIVING LETTER
      • THE SIMON LETTER
      • GLOBAL PROPERTY ADVISOR
      • EUROPE UNCOVERED
      • THE PANAMA LETTER
    • REPORTS
      • EUROPE HAVEN REPORTS
      • OVERSEAS HAVEN REPORTS
      • PANAMA SPECIAL REPORTS
    • LAHARDAN BOOKS
  • MY LIBRARY
Live and Invest Overseas
Best Retirement Havens →
The 12 Best Places to Retire Overseas

Live Better Overseas
for Less Than You Think

Live and Invest Free Report

Enter your email to get your FREE guide instantly!

🔒 We respect your privacy. Unsubscribe anytime.

  • The retirement havens expats love most
  • Strong healthcare, infrastructure, and lifestyle
  • Climate, culture, and daily life insights
  • Monthly budgets from about $1,400–$3,000
Home Retirement/Living

Expat Community Share Their Biggest Fears Of Moving Overseas

Overheard In Our Clubhouse—Fellow Readers Share Their Greatest Retire Overseas Fears

by Kathleen Peddicord
Feb 14, 2021
in Retirement/Living
Google Add us as a preferred source on Google NO AI POLICY NO AI
Share:
Facebook X
Paradise beach on Koh Kood island, Thailand.

Alamy/Anna Berkut

What is your biggest fear related to the idea of moving overseas?

That’s the question we put to members of our Overseas Living Clubhouse.

I thought I’d share some of their responses with you, as their concerns might be your concerns, too, and just knowing you’re not alone can be enough to help you put your worries aside.

Here’s what’s keeping some of your fellow Live and Invest Overseas readers awake at night as they work to push ahead with their plans to realize their dreams of a new life overseas…

David T.:

My worry is having to come back to the States someday…

Dawn F.:

Right! It’s great to go back and see family and friends, grab stuff to bring back that we can’t get or is more expensive here where we’re living. But then it is time to go back home to Belize!

David T.:

One-hundred percent agree. Repatriation back to (especially provincial parts of) the United States is much harder than assimilating into a new expat community anywhere.

Bruce P.:

My biggest concern is medical care.

Carol Anne B.:

I’d be more afraid of affording adequate medical care in the United States.

Me:

Good point. The United States is the most expensive place in the world to seek medical care. Health insurance is far more expensive in the States than anywhere else in the world, as well. Good international health insurance can cost as little as US$100 per month… and medical care some places in the world is so affordable that it can make more sense to pay for it out of pocket rather than insuring against it.

For major medical care, we recommend keeping Medicare, if you qualify. That way you have a backup in case of a serious or long-term medical situation.

Frances O.:

I have no fear! Was sent to France to study at age 14 for the summer—no parents and no cell phones, but I survived!

Kevin P.:

My biggest fear is waiting too long and missing out on years of good health in our dream location by staying here and going through my regular hassles and stress. Debt is the biggest reason for staying put. The actual relocation is no concern to me or to my wife. In my younger days I worked in 12 different countries, including Spain and Colombia (Bogotá in the mid-90s!). My wife uprooted and moved to the United States from Germany at 38. She had a windsurfing school in the Greek Islands before we met. So we both have no fears of living elsewhere.

Darren H.:

We have lived in Medellín, Colombia for six-and-a-half years now. I can’t remember what our fears were, if we even had any. We probably did, but they are gone now. We were never concerned about safety here. It’s far, far more dangerous in Chicago or Rockford, Illinois, where we lived. Medical care is actually far better here than in the United States and costs about 10% to 20% of what it cost for comparable care in the States. That was never a concern either. Most people we have shared our story with have many concerns or even fears, but we find that most if not all of them are either irrational or based upon false information or possibly based upon the Colombia of the 1980s. We live in Colombia 2021. It’s a much better version.

Dawn F.:

Well done!

Linda T.:

Glad to hear good things about Medellín. I’ve been trying to get down there for three years to check it out. First two, caregiving issues, then COVID-19! Maybe late this year or 2022. In the meantime, have to work on my Spanish!

Patricia B.:

My concern is getting my three big dogs over there safely. Besides COVID-19, it’s our only hang-up to move to France.

Jim L.:

My fear is going alone…

Marsha F.:

I’m not exactly afraid of going alone, but I think in many ways it would be easier to have a companion. On the other hand, a companion would make it easier to not mix with the locals, so there are pros and cons.

Linda T.:

I’d be going alone, too. One thing to do is join an expats group for your possible destination(s) and make some contacts in advance. Already have a FB friend in Oaxaca, Mexico!

Rich M.:

I worry about being able to communicate.

Mike A.:

My worry is dealing with government offices.

Dwight G.:

My concern is that I didn’t do it sooner!

Arlea S.:

I worry about people not speaking English. And about leaving my relatives.

Donald W.:

Finding a town with English expats and nearby hospitals yet close enough to catch a plane back to the United States in a rush.

Dawn G.:

Like others have already said, my fear is going it alone.

Meger A.:

I’m loving doing it alone!

Rick M.:

Wondering if we have enough to live there 12 months a year.

Robina U.:

Health care. I am presently living in Canada.

Joseph J.:

Health care. I am a U.S. veteran.

Leslie Y.:

The Philippines has veteran care.

Bill M.:

I fear the lines at immigrations and customs.

Janie D.:

No fears… just not excited about the hassle involved.

Kay B.:

No fear, just frustration that the travel advisory has discouraged travel for going on a year with no change in the near future.

Diana H.:

Finances and all the legalities of getting residency in another country.

Arlea S.:

Yes, my concern also.

Mike M.:

My fear is trying something completely new and getting out of my comfort zone. What if it doesn’t work out? But if COVID-19 wasn’t here, I know right now I would be there on vacation, trying out the idea. I’m doing this.

Paul C.:

Personal safety.

Jamie S.:

Getting authentic Mexican food. ?

Tyler S.:

Not knowing anyone, starting over, and medical care.

Sara M.:

Feeling overwhelmed by all the details required to actually move and get settled.

Lisa S.:

I don’t have a worst fear yet! We move at the end of next month!

Sincerely,
Kathleen Peddicord
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

Start Your New Life Overseas Today!
Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 12 Best Places To Retire Overseas In 2026.

We Value Your Privacy! We will not share your email address with anyone else, period.
Our Expertise Unlocks The World

quick links

  • Best Places To Live
  • Best Places To Retire
  • Finding A Job Overseas
  • Real Estate

LIOS Resources

  • New To LIOS
  • Ask An Expert
  • Media Center
  • Contact Us
  • FAQs
Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 12 Best Places To Retire Overseas In 2026

We Value Your Privacy! We will not share your email address with anyone else, period.

As seen in

US Logos
© 2025 – Live and Invest Overseas™ – All Rights Reserved.
About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
Facebook-f X-twitter Youtube Linkedin-in Instagram
HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

2026 Live And Invest In Mexico Online Workshop

Online Aug. 22, 2026
Learn More About This Event

2026 Live And Invest In France Conference

Online Sept. 25-26, 2026
Learn More About This Event

2026 Offshore Wealth Summit

Online Oct. 14, 2026
Learn More About This Event
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

FREE Report

The 12 Best Places to Retire Overseas in 2026

Simply sign up for our FREE daily Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE

We Value Your Privacy! We will not share your email address with anyone else, period.

LIBRARY

Follow Us:

© 2008 - Live and Invest Overseas - All Rights Reserved.

Book Cover
User

From the desk of Kathleen Peddicord
Founding Publisher, Live and Invest Overseas

The 12 Best Places to
Retire Overseas in 2026
Live better overseas—for less than you think.
Inside Your Free Report:
  • Where expats are already thriving around the world
  • Destinations with strong healthcare, infrastructure, and lifestyle
  • Climate, culture, and daily life in each location
  • Real-world monthly budgets—from ~$1,400 to ~$3,000
Enter your email to get instant access to your report.
You’ll also receive our free daily Overseas Opportunity Letter.
100% FreeNo obligations
Unsubscribe AnytimeOne-click unsubscribe
Privacy ProtectedYour info is never shared
Where Can You Live Well Overseas on Less Than $1,500 a Month?...
See The 12 Places →
RETIRE OVERSEAS AND LIVE LIKE ROYALTY
Sign up for FREE to learn how. Plus, check out our FREE report on THE 12 BEST PLACES TO RETIRE

We Value Your Privacy! We will not share your email address with anyone else, period.