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    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

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      Making Money

      • International Real Estate
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      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

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        Go To The Overseas Property Alert Site

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        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
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        Toll-Free U.S. and Canada:
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        From Outside North America:
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        Reach us with your questions by email at: events@liveandinvestoverseas.com

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        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

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        Home In Focus: Panama

        Moving To Panama Is Possible… Even During A Pandemic

        I Moved To Panama During The Pandemic— And You Could, Too

        by Gabrielle Wells
        Jul 23, 2021
        in In Focus: Panama
        0 0
        Alamy/Rosemarie Stennull

        Alamy/Rosemarie Stennull

        For me, living abroad was always a given. I spent my childhood and teenage years dreaming of how I would explore the globe when I grew up.

        As my college years came to a close and graduation approached, I leapt at the chance to relocate to Panama, a country that had stolen my heart two years before.

        However, as the COVID-19 pandemic ravaged the world, my excitement and anticipation quickly plunged into frustration.

        I decided that despite the obstacles, I was going to make my dream a reality. As I write this article from the balcony of my apartment in Panama City, I’m proud to say I made it and that you can, too.

        Finding A Job

        This was by far the most challenging aspect of my move. I began my job search in December 2020, when the Panamanian economy was at its lowest point.

        I spent the next three months contacting new agencies every day, inquiring about open positions. The response I received was the same each time: “Our apologies, due to the pandemic we’re not currently taking any new applications.”

        Eventually, a friend directed me to Expat Exchange’s Job Listings in Panama page, where I found my current position at Live and Invest Overseas.

        Expat Exchange posts a variety of employment opportunities ranging from video production specialists to marketing assistants to sales positions. Many are specifically seeking expats and native English speakers. This resource is a valuable starting place if you’re also relocating to Panama in the COVID-19 era.

        Renting An Apartment

        By word of mouth, I found a simple three-bedroom apartment on Avenida Transístmica, in a centrally-located area of the city. The rent is US$600 monthly, which I split with my two roommates.

        The main challenge I encountered during my search for an apartment was the high cost of living in Panama. Areas popular among expats, such as El Cangrejo and Punta Pacífica, tend to be significantly more expensive.

        I prefer to live surrounded by locals because it provides an outstanding opportunity for cultural and linguistic immersion.

        Certain landlords have shortened the length of their lease agreements due to the pandemic, and mine is currently a six-month arrangement with the option to renew when the lease expires. I appreciate the flexibility, but I realize that this could be an inconvenience for others.

        If you’re on the hunt for an apartment in Panama City, I recommend checking out Encuentra 24’s website. You’ll find opportunities for leasing and purchasing apartments, homes, beach houses, offices, and more in all provinces of Panama.

        The site lets you filter your search according to location, price, number of rooms, and size. It’s straightforward and easy to use.

        Keep in mind is that hot water, dishwashers, and drying machines are not a given here, and if these amenities are important to you, be sure to inquire beforehand as to whether the apartment or home has them. Real estate with these amenities is likely to be pricier.

        Moving To Panama

        Flying into Tocumen International Airport from the States can be expensive… I booked my flight two months in advance with American Airlines.

        Tocumen International airport sign in Panama
        AnelGTR, CC BY-SA 3.0 via Wikimedia Commons

        I paid US$310 for a basic economy seat, and the ticket came with an added advantage: due to the uncertainty of the pandemic, I had the option of cancelling my flight at any time.

        I like to use Expedia when booking flights because it offers you the most affordable options as well as the ability to rent a car, hotel room, or a package with all three at a reasonable rate.

        When you land in Panama City you will be required to take a COVID-19 test, even if you’re already vaccinated. There are two different labs in the airport: one for arrivals from Africa and South America and the other for travelers from the United States and other areas with lower transmission rates.

        I made the mistake of waiting nearly an hour in the wrong line because they weren’t clearly marked. To avoid doing the same, ask one of the security guards to point you toward the correct laboratory. Once the technicians take the sample, they’ll ask you to wait half an hour to receive your results. You will then present your card as you pass through customs.

        Once In Panama

        The first thing I did after landing in Panama was open a savings account in Banistmo Bank. If you’re trying to decide which bank to use, Banistmo is a great option because opening an account is easy.

        The only documents I was asked to provide were my employment contract and passport. The entire process took less than an hour. Banistmo offers a mobile banking app where you can view your balance, make transfers, and pay various bills such as internet and mobile data.

        Purchasing a SIM card in Panama is a relatively easy process. You’ll have various options to choose from, but the major carriers here are Claro, Tigo, Digicel, and + Móvil. I prefer Digicel because it’s the fastest mobile network in Panama and offers unlimited LTE data. It is also highly affordable; my current plan only costs US$10 per month.

        Once you decide what carrier you want to use, be sure to ask for a list of their plans with prices. Certain places will try to sell you the most expensive plan because they see you as an unsuspecting foreigner. This happened to me, and I ended up paying over three times the cost of my current plan for the same amount of coverage.

        Remember to take your passport; they will certainly ask to see it. Actually it’s a good idea to bring your passport with you everywhere you go in Panama. I’ve been asked to show my passport while paying more than a dozen times.

        I was surprised at how easy it is to navigate the public transportation system in Panama. A wide network of metro and bus lines throughout the city facilitates travel without a car—therefore avoiding the infamous traffic here.

        Metro cards cost US$2 and can be continuously recharged to use on the metro, with each trip costing 35 cents, and on the bus, with each ride costing 25 cents.

        Metro station in Panama City, Panama
        Panamafly via Wikimedia Commons

        A word of caution about transportation: yellow taxis are everywhere, but you should avoid using them. They tend to overcharge, especially foreigners, and their driving can be dangerous. Uber and inDriver are better alternatives, with the latter allowing you to choose your own fare.

        I arrived in Panama City a month and a half ago, and I’ve had the opportunity to travel, make local friends, and volunteer at a non-profit humanitarian organization.

        Looking back, I couldn’t be happier to have moved here when I did, even with the added pressure of the COVID-19 pandemic. My experience is proof that you don’t need to postpone your move to Panama, and that with a bit of extra effort and creativity, you also can make this beautiful and unique city your home.

        Gabrielle Wells
        Panama Insider

        Tags: 'Expats In Panama'live in PanamaMove to PanamaWork in Panama
        Share84Tweet52
        Gabrielle Wells

        Gabrielle Wells

        Gabrielle Wells graduated from university in May 2021 and relocated to Panama in June. She has traveled extensively throughout Mexico, Ecuador, and Panama, and always planned to one day live abroad. Many of her travels have been solo, and this has given her the chance to fully immerse herself in each place she has visited. She visited Panama for the first time in 2018 and fell in love with its natural beauty and local culture. On the weekends she enjoys volunteering, spending time at the beach, exploring Panama’s old town, Casco Viejo, and hiking in the breathtaking natural parks outside the city.

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          Best For:

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          How Much Will It Cost
          To Live Overseas?

          Super Cheap

          • Chitré, Panama
          • Santa Marta, Colombia
          • Phuket, Thailand
          • Dumaguete, The Philippines

          Cheap

          • Medellin, Colombia
          • Boquete, Panama
          • Kyrenia, Cyprus
          • Hua Hin, Thailand
          • The Algarve, Portugal

          Affordable

          • Valencia, Spain
          • Cascais, Portugal
          • Las Terrenas, The DR
          • Pisa, Italy
          • La Rochelle, France
          • Mazatlán, Mexico

          Luxury

          • Ambergris Caye, Belize
          • Kotor, Montenegro
          • The Panama City Beaches
          • Paris, France

          Resources

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