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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

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    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
 Free Panama Guide

LIVE AND INVEST IN PANAMA

view of the skyline in Panama City, Panama,

WORLD’S #1 RETIREMENT HAVEN
IN THE AMERICAS

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Panama Is The #1 Retirement Haven In Latin America, But Is It For You?

Too Many Irresistible Choices! (The Trouble With Panama)

by Kathleen Peddicord
Nov 06, 2021
in Lifestyle, Panama, Retirement/Living
0 0
Sunrise on tropical beach, Isla Coiba, Panama

Adobe Stock/chrwittm

Imagine…

Tall, lazy palm trees swaying in the breeze behind you…

Cool, powder-soft white sand between your toes…

And, out in front, a scene from paradise:

Sun-kissed, bright-blue waters lapping gently onto the beach.

The beautiful Red Frog Beach, Bocas del Toro, Panama
Adobe Stock/Daniel

For many, Panama’s Caribbean coast is the ultimate retirement destination… the top prize for a lifetime of hard work.

For many… but not me.

No, I’m a Pacific gal…

I like my beaches dramatic—crashing waves, ocean sprays, and big, wide beaches that continue as far as the eye can see.

Los Islotes Coast, Azuero Peninsula, Panama

And, if ever I’m in the mood for a change from Panama’s Pacific coast, it’s only a couple of hours of driving north to try out Caribbean living…

Of course, I could also head west to enjoy cooler weather up in the mountains…

If the fancy struck me, I might drive east instead… to reconnect with cosmopolitan living in Panama City.

Though, once there, I’d have even more choices to make. Which suits me better—French-colonial romance in the old quarter… or a slice of American suburbia in the new high-rise luxury center along the bay…

I could go on and on, but I think you’re beginning to see my point… which is:

Mile for mile, coast to coast, Panama offers more lifestyle choices than any country I know.

Such a little country shouldn’t be able to boast as many options and opportunities…

But I’ve been investing, living, and working here for more than 25 years… and I can tell you with certainty that Panama is the World’s Land Of Opportunity.

Indeed, I’m all in on Panama.

Fifteen years ago, I moved my family here…

After decades doing business all over the world, I chose Panama as the best place to invest my time and my money in a business.

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I’ve also invested in multiple properties here… from an ocean-view loft condo in the metropolitan capital to a dream beach home at Los Islotes, the community Lief and I are developing on Panama’s Veraguas coast. This is from where I write today.

In addition, Lief and I have bought commercial rentals, teak plantations, fruit plantations, and riverfront in this country.

To say I strongly endorse Panama as a place to live and invest would be an understatement.

Not that this place needs an endorsement anyway…

What Retirement In Panama Is Like

Already one of the world’s most established expat havens, Panama is also the #1 Retirement Haven In Latin America…

The foreign retiree visa here is famous the world over, and seniors in this country are treated with the highest respect.

As a retiree here, you’ll get the red-carpet treatment with benefits such as:

  • Duty-free import of your household goods and vehicle…
  • 50% off movies, concerts, and other entertainment…
  • Up to 30% off travel fares via planes, boats, trains, or buses…
  • Up to 50% off hotel stays within the country…
  • Up to 20% off health care bills and prescription medicines (which are already a bargain compared to the United States)…
  • 20% off professional and technical services…
  • 50% reduction in closing costs for home loans…
  • 25% discounts on utility bills…
  • Discounts on personal loans, home mortgages, and more…

Plus, you can skip the front of just about any line (from the grocery store to the government visa offices).

It’s a small thing, but it might just be every retiree’s favorite perk!

The opportunity in Panama for retirees right now is as good as it gets, and it’s all as short as a three-hour flight from the United States.

This little country with two long coasts, one with crashing Pacific waves and the other with tranquil Caribbean waters, is also a top choice for investors, thanks to its tax-haven status, its international banking center, and the rock-steady growth of its surging property market.

Panama City is the hub of all Latin America, a place where everyone comes to shop at modern, American-style malls, to do their international banking, and to relax (or party it up) on vacation.

A tropical wonderland with a cosmopolitan capital, Panama is truly the #1 Retirement Haven In Latin America.

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Is Panama Your Retirement Haven?

Panama was the best choice for me… but only you’ll know if it’s right for you, too.

That is, Panama is a place of opportunity…

It’s where tens of thousands of expats have already reinvented their lives, chased adventure, and retired well at a dramatically reduced cost…

And it’s where foreign investors continue to make money from both long-term capital growth and immediate cash flow.

But Panama is not for everyone…

And absolutely no one should try to go it alone here.

No, spending time and money in Panama is not without challenges, frustrations, and risks. I speak from long experience and hard-learned lessons.

That’s why I’m delighted today to be able to invite you to come meet me in Panama for our Live And Invest In Panama Conference taking place Feb. 15–17.

If you’re considering this part of the world, this is your chance to come and spend three days in the company of all of our top on-the-ground experts, as well as dozens of real-life expats already spending time and money in this beautiful country.

After more than 25 years of investing and doing business in Panama and nearly 15 years living and working here full-time, I can say with confidence that we know more about both the opportunities and the challenges you’ll face here better than anyone else.

What’s more, all of the professionals and local contacts we’ve made over the past two-plus decades… as well as all of our local expat friends… well, they add up to an in-Panama network that’s impossible to match.

And that would be seriously costly to try to replicate.

Our in-Panama team is committed to helping you realize your dreams for a new life in this booming little country with two long coasts…

They aim to give you the whole story—”warts and all,” as we like to say.

Because, of course, no place is perfect.

We don’t want to show you pretty pictures of Panama. We want to show you Panama for real…

Because we want to do everything we can to make your move as smooth as possible and to prevent any big surprises down the line—potentially saving you a lot of time, money, and frustration.

When you join us in sunny Panama for three days next February, our team will help you to conceive your personal plan for success here in the #1 Retirement Haven In Latin America.

We’ll arm you with everything you need to realize your Panama dreams.

Complete details of the program we’ve put together—it’s bigger and better than ever—are here.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'living in panama''retiring in panama'beaches in panamalive in Panamamoving to panamaPanamapanama retirement havenretire in panama
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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To Live Overseas?

Super Cheap

  • Chitré, Panama
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  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

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  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
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Luxury

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Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

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