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        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

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        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
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          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

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          PRE-REGISTER
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          Toll-Free U.S. and Canada:
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          From Outside North America:
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        LIVE AND INVEST IN PANAMA

        view of the skyline in Panama City, Panama,

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          Home Countries Panama

          The Panama Golden Visa: Residency And A Second Home For The Price Of One

          Groundbreaking New Instant Residency Option In Panama

          by Con Murphy
          Nov 08, 2021
          in Panama, Real Estate
          0 0
          Swimming pool and the houses in the expat’s community project near Las Tablas in Panama.

          Adobe Stock/Marek

          Panama has long been recognized as one of the best—and easiest—options in the world for a backup residency.

          When former President Ricardo Martinelli created the Friendly Nations program in 2012, any citizen of one of the countries on that list could get residency in Panama by opening a local bank account with just a US$5,000 deposit. Today, the list includes 50 nations—the United States and Canada among them.

          However, the rules of the popular Friendly Nations residency changed in August. The program isn’t as friendly at this point. It now requires a US$200,000 investment in real estate.

          However, we have more news: On Oct. 15 last year, an Executive Decree created Panama’s new Golden Visa program targeting nationals from countries not on the Friendly Nations list. With this new program, you can now invest US$300,000 in real estate in the country and qualify for immediate permanent residency.

          That’s the launch minimum. In October 2022, the minimum investment amount will jump to US$500,000.

          A real estate investment isn’t the only option available under this new Golden Visa program. You can put a minimum of US$500,000 in Panama’s stock market or make a time deposit of US$750,000 in a Panamanian bank. All investment options for this new residency program must be held for at least five years.

          One key difference between the two is that the Golden Visa grants you permanent residency from the start… while the Friendly Nations program now grants a two-year temporary residency before you can apply for permanent residency.

          For the majority of North Americans, the Friendly Nations visa is probably the easier option for a backup residency. And, in many of the top places we recommend for living and investing in Panama, you’ll find attractive options on the property market for less than US$300,000.

          That said, if your budget is US$300,000 mark or more, and you’re seeking something special as a second home or investment property, the Golden Visa is an avenue to consider.

          To give you an idea of what you could buy in Panama for US$300,000 right now, I’ve dug up offerings from some of our favorite locations. Remember, US$300,000 is the minimum you’ll need for the visa. Some of the listings below are asking more—but this gives you room to bargain and still walk away with instant (that is, permanent) backup residency…

          In Panama City

          An apartment on Avenida Balboa in the heart of the business district comes with one of the best views anywhere in Panama City. This property features top-of-the-line facilities such as spectacular terraces, porte-cochere entrance, spa with sauna, yoga and meditation gardens, fully equipped gym, infinity pool overlooking the bay, semi-private pool side cabanas and day beds, squash court, BBQ area, and an equipped business center with meeting room and multimedia facilities.

          With an unobstructed ocean view from the living room and the master bedroom and a privileged location on Balboa Avenue, the most sought-after spot in the city of Panama, this apartment qualifies as a top-tier property.

          View of Avenida Balboa from an apartment in Panama City, Panama
          Here on Avenida Balboa, you’ll enjoy the best views in Panama City

          This 112-square-meter apartment is in the Element Boutique Condominium Complex. It has two bedrooms, two bathrooms, kitchen, and dining room and comes fully furnished. Price: US$310,000.

          In Playa Bonita

          If you want to be close to the heart of Panama City… but also on the beach… you have just one option: Playa Bonita.

          Once you cross over the Bridge of the Americas, you’ll soon come to the luxury Playa Bonita Residences.

          This exclusive one-bedroom, one-and-a-half bath condominium is 103 square meters and comes with 24-hour security, pool, bar, gym, playground, restaurant, and spa.

          With stunning views of the Pacific Ocean and the entrance to the Panama Canal, this property is located just 15 minutes away from Panama City. Price: US$339,000.

          In Coronado

          Ninety minutes out the Pan-American Highway from Panama City, Coronado was among Panama’s first resort developments and remains a top draw for expats, tourists, and weekenders from the city. The areas in and around Coronado provide lots of retail, health care, veterinarian, restaurant, pharmacy, and professional service options. Almost everything you need for life by the beach is here.

          This three-bedroom, four-bathroom home is in a private complex and is only a few meters from the beach. Boasting 275 square meters of interior space, with access to swimming pools, tennis court, playgrounds, concierge, and security. Price: US$300,000.

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            On The Azuero Peninsula

            Panama’s Azuero peninsula is an increasingly recognized destination among tourists, expats, retirees, and investors.

            This house is situated on a hill overlooking the Pacific coast and is move-in ready. The property is located just 10 minutes from the town of Tonosí where you can find most services you might need. The area is known for great fishing, surfing, and diving.

            With four bedrooms and two bathrooms, maid’s quarters, terraces, and ocean views, plus a two-car garage, this property is definitely worth a look. Price: US$350,000.

            In Las Tablas

            On the eastern side of the Azuero Peninsula, Las Tablas is the first town of note along this Pacific Gold Coast. Four hours from Panama City, it’s a safe and well-maintained coastal town. A main stage for Carnaval every year, Las Tablas is otherwise a laid-back, quiet place.

            Charming bed-and-breakfast on Las Tablas, Panama
            Your own bed-and-breakfast on the sand

            Ten minutes from town, you’ll find this beachfront bed-and-breakfast opportunity. Covering 330 square meters, it has nine bedrooms, 10 bathrooms, maid’s quarters, common living area, bar area, and terrace. It’s being sold fully furnished and with a 2011 Hyundai Santa Fe SUV. Price: US$325,000.

            In Boquete

            Boquete is the mountain town that really put Panama on the map as a top expat haven. If the heat and humidity of Panama is not to your liking, then the cooler weather of the Chiriquí highlands could be the answer. Prices in Boquete are higher than the surrounding areas thanks to the expat influence on the market. Nearby Volcán has more affordable options.

            This beautiful 3 bed 2 bath house in Valle Escondido is on a corner lot with a garden, is completely renovated and furnished and comes with a golf cart. Surrounded by a valley of forests and offering stunning lake and mountain views, this gated community has 24/7 security, a golf course, a gym, and spa facilities. Price: US$327,000.

            In Bocas del Toro

            The Blue Pearl Island Suites in Bocas del Toro, Panama Like much of Panama, Bocas del Toro is a multicultural mix. The residents here are surfers, fishers, and entrepreneurs, including local indigenous people, Panamanians, and foreigners. Thanks to its Caribbean location, it’s also a growing tourist haven that’s becoming more accessible thanks to ongoing infrastructure improvements.

            This perfect retreat is set in the lush tropical hillside 150 meters from the Carina Beach in The Blue Pearl Island Suites, where seascapes surround you. This two-bedroom, one-bathroom, 120-square-meter island paradise comes with amenities including spa services, dining, and private pools. Price: US$319,000.

            Con Murphy
            Editor, Overseas Property Alert

            Tags: 'Boquete''invest in panama''Las Tablas''panama city'Bocas del ToroCoronadoPanama Golden Visaplaya bonitareal estate in Panamasecond residency
            Share154Tweet81
            Con Murphy

            Con Murphy

            Con was born in Limerick, Ireland in 1981. After Studying Business and Legal Studies at the University College Dublin he worked as a real estate researcher in the U.K and South Africa. In 2006 Con decided to make the move to Belize. During his time in Belize, Con has worked as an owner’s representative in the redevelopment of an award winning Boutique Resort and Spa in the Cayo district, a founding member of a Real Estate Development Company and a founding Director of a Start-up Oil and Gas Exploration company.

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                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
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                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
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