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LIVE AND INVEST IN PANAMA
WORLD’S #1 RETIREMENT HAVEN
IN THE AMERICAS
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Panama presents the most affordable and straightforward investment residency program you can find globally today. The country offers a wealth of simple and convenient choices for anyone interested in establishing foreign residency and living here on a full-time basis.
Reviewed By Kathleen Peddicord
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
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U.S. citizens may enter Panama without a visa and remain in the country as a tourist for a maximum of 180 days per trip. As a result, if you wish to stay longer than 180 days, you need to seek permission to remain in the country.
So, tourists must present a return trip ticket or fare back to their home country or next destination upon arrival. Also, airlines strictly enforce these laws (as they would incur any cost of deportation should they allow you in the country and you remain illegally).
In short, with an investment of US$300,000 in real estate, US$160,000 in a business, or US$80,000 in an approved reforestation project regulated by the Ministry of the Environment (MiAmbiente), Panama will grant you residency.
The Specific Countries visa program was initiated under Ricardo Martinelli’s presidential administration. It is available to citizens of 50 specifically named countries, including the United States.
Therefore, if you hold a passport from one of the 50 countries on the list, this is the best Panamanian residency option after Panama’s pensionado visa:
Canada, Great Britain, and the United States, as well as…
Andorra, Argentina, Australia, Austria, Belgium, Brazil, Chile, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Ireland, Israel, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Monaco, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, South Korea, San Marino, Serbia, Singapore, Slovakia, South Africa, Spain, Sweden, Switzerland, and Uruguay.
For further information such as requirements, documents needed, and help with your visa application, we recommend contacting a Panamanian lawyer.
Panama’s pensionado program offers special benefits and discounts for foreign retirees. To sum up, it’s the current Gold Standard.
Retiring in Panama, you can save as much as 50% on everything from restaurant meals to in-country airfares, and from prescription medicines to closing costs on your new beach house.
The government of Panama has historically allowed any adult over 18 years of age who could show proof of a monthly pension of any kind to qualify for a pensionado, or retirement, visa.
Panama, the hub of the Americas, is attracting people from all over the world. The culture and cuisine mix allows you to taste some of the best meals.
Enjoy from Caribbean to Chinese cuisine, and from French to Italian cuisine. What’s more, enjoy dining at restaurants and save on the bill. Restaurants give retirees anywhere from 15% to 25% off.
Panama’s Visa has been attracting foreign retirees in growing numbers for more than a decade. As a result, it offers many and very user-friendly options for establishing foreign residency if you want to live here full-time, and it is home to established and welcoming communities of expats and retirees.
For example, you can apply if you receive a pension from any government entity, social security, Armed Forces, or a private company that pays you a guaranteed pension for a lifetime (US$1,000 per month and an additional US$250 for each dependant).
Best of all, in Panama, if you qualify under the pensionado program today, you get to keep your privileges for life. Check out these benefits for foreign residents and retirees:
Every bank in Panama has special express lines for retirees. It is required by law.
Residency in Panama can lead to naturalization, but dual citizenship is not permitted by those who apply for legal citizenship.
However, naturalization differs from citizenship by birth; children born in Panama are allowed to have both citizenships.
Reviewed By Kathleen Peddicord
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
Start Your New Overseas Life Today
A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we’ll send you a FREE report on the 10 Best Places To Retire In Style Overseas Today 2024
We Value Your Privacy! We will not share your email address with anyone else, period.
Immigration requirements will vary depending on your nationality. But, most international visitors can stay in Panama for up to 180 days without the need to apply for a visa.
When you have a Panamanian permanent residency, that means you must visit the country at least every two years. Plus, you should stay in the country for more than 24 hours. Above all, connecting flights are not considered a visit.
When you have a retirement visa, you can stay and retire in Panama for as long as you want to. With a pensionado visa, you will be granted permanent residency. Also, you can apply for a Panamanian citizenship after five years of being a permanent resident in the country.
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