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      Super Cheap

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        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
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      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
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        • The Panama City Beaches
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          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

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          Home In Focus: Panama

          Why Living In Puerto Armuelles As Retiree Is A Dream Come True

          1960 Mayberry... With Palm Trees

          by Rebecca Teeters
          Apr 28, 2022
          in In Focus: Panama, Panama
          0 0
          A beach with a palm tree in Puerto Armuelles, Panama

          The sun rises over the ocean, turning the sky a kaleidoscope of colors. The afternoons pass with the music of waves on the shore while palm trees sway overhead. This is Ron and Michele Schings’ paradise dream come true.

          In September 2019, Ron and Michele moved to Puerto Armuelles, Panama. They had had enough of Detroit winters and were looking for someplace to enjoy their days oceanside. Finding beachfront property in the United States wasn’t economically feasible, so Ron started to research other options.

          “I considered Panama, Ecuador, and Costa Rica… I never made it past Panama,” Ron explains as he sits under his rancho, taking in the view. “I found exactly what I was looking for, it was a real-life 1960 Mayberry.”

          Ron isn’t the only one that views Puerto Armuelles as Mayberry. Life in Puerto is a slower version of reality, a place where children still ride bikes in the streets and mañana isn’t just a time but a way of life.

          Panama had exactly what Ron was looking for, and the country’s pensionado visa made the immigration process easy. The pensionado visa requires a monthly income or pension of at least US$1,000 in exchange for residency. The application must be handled by a lawyer. Ron found his lawyer through a relocation tour group, but there are many options available.

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            What Life In Puerto Armuelles Is Like

            A white sand beach in Puerto Armuelles with palm trees and a blue boat
            Adobe Stock/Marco

            Ron had dreams of being a “professional beach bum,” but he also decided he needed a hobby. When the neighboring hotel came on the market, Ron and Michele’s financial flexibility allowed them to purchase what is now known as the Sunrise Inn. The hotel is a small, eight-room boutique with ocean views and a friendly atmosphere. “I like the opportunity to meet all kinds of people, from all over the world,” explains Ron.

            Life seems to have turned on its head. After a hectic life raising children, working two jobs, and enduring cold winters, today Ron and Michele spend their days eating fresh fruit and seafood caught in front of their property. “No lobster makes it past my gate,” Ron laughs as a local fisherman passes by.

            The couple now has more time to enjoy life. Ron likes to play pool downtown and basketball at the local courts. He even started a weekly poker game with other Puerto expats. “The expats are a great source of information, but I tend to enjoy the Panamanian culture,” Ron shares. Panamanian culture is a change of lifestyle, but Ron doesn’t seem bothered.

            “If I can’t find it, oh well… Life in Puerto is a give and take,” he says. Whether Ron is trying a guanábana or fresh cane juice, each day presents new opportunities.

            There are challenges as well. Running a business and dealing with bureaucracy in a foreign country can be aggravating, but Ron doesn’t mind. “I am living my dream,” he explains. Even the hour-and-a-half drive to David doesn’t phase Ron, “I love the scenery, the different colors of green,” he tells me.

            Puerto Armuelles’ small-town atmosphere isn’t for everyone. Life is slower and there are fewer options than in big cities. If you’re looking to spend your golden years watching the tide roll in, then Puerto is the answer. For Ron and Michele, it’s the place that made their dreams come true.

            Rebecca Teeters
            Panama Insider

            Tags: 'Puerto Armuelles'Business in Panamacost of living in panamaLife in Puerto ArmuellesLive in Puerto ArmuellesPanamaretire in panamaretire in puerto armuelles
            Share103Tweet64
            Rebecca Teeters

            Rebecca Teeters

            Rebecca Teeters is a freelance writer who spent many years in New Orleans, Louisiana, before catching the travel bug. After four years in Nicaragua and a solo drive through Central America, she has finally put down roots in the small beach town of Puerto Armuelles, Panama, where she enjoys learning about the local culture and blogging about those lessons.

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                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

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                  Discover tips and strategies used by global property investing veterans

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                  EXPLORE

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                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

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                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

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