Three Top Options For Mosquito-Free Retirement Overseas
If you’ve been paying attention to the news recently, you’ve heard about the Zika virus. It’s one of many mosquito-borne diseases, some of which—malaria, yellow fever, and dengue, for example—can be more serious than Zika. Dengue accounts for 25,000 deaths per year.
That is not to say that mosquito-borne diseases should interfere with your plans to retire overseas.
Zika seems to be spreading everywhere—everywhere but up.
You can escape Zika (and all mosquito-borne diseases) by living at an altitude higher than 6,500 feet.
In the Americas, you’ll find many good options for living at this altitude, from Colombia to Chile.
Choose a high-altitude retirement haven near the equator, and you’ll realize an added bonus; you’ll enjoy spring-like temperatures year-round, with little seasonal variation. This means comfortable living all year long. It also means you’ll save on heat and air-conditioning costs.
Again, you have many good options for life above the Zika line. Here are three of my favorite expat havens at altitudes of more than 6,500 feet, all offering gentle weather and screen-free living:
Bogotá, Colombia: A World Capital With Quality And Diverse Living Options
I had low expectations before my first visit to Colombia’s capital but was pleasantly surprised. Bogotá is clean, safe, cheerful, and full of energy, a great venue for city living. Some of Bogotá’s sectors qualify as among the best in Latin America for a cosmopolitan retirement lifestyle.
Bogotá sits in the Colombian Andes on a high, mountain-rimmed plateau, at an elevation of about 8,650 feet. Its 8 million residents enjoy spring-like weather every month of the year, with highs around 70 degrees and lows in the 50s. The seasonal temperature variation is less than one degree.
The city offers a good selection of diverse living options. You could enjoy the fine dining and cafés of upscale sectors such as El Chicó and Rosales… or live in the heart of the action, enjoying the lively and energetic Latino feel in El Nogal or Chapinero (while spending a bit less money).
By Colombian standards, the cost of living and of real estate is relatively high in Bogotá. However, by international standards the cost both of living and of buying property in this city is a bargain, especially when you consider that this is a world capital city. You could own a luxury-standard two-bedroom penthouse apartment for about US$250,000 at the current rate of exchange between the U.S. dollar and the Colombian peso.
Living here, Zika, yellow fever, and malaria would be faraway concepts… things that exist at much lower elevations.
Arequipa, Peru: Sparkling In The Strong Andean Sunshine
Arequipa, with its beautifully restored and maintained historic center, is Peru’s second-largest city and third-largest tourist destination and was named a UNESCO World Heritage Site in 2000.
Arequipa is known as the Ciudad Blanca, or “White City,” because many of its structures are of sillar, a white stone block made from volcanic rock found in the area. The effect of all this white is dazzling in the strong Andean sun.
The architecture has a strong Moorish influence. Construction quality is good here compared with what you typically find in Spanish-colonial cities, which are usually built of adobe, made from earth.
Arequipa sits at an altitude of 7,600 feet, well out of the mosquito danger zone. The rainy season here is from January to March, but it rains very little, about half as much as the deserts around Phoenix. The average daily high temperature is about 71 degrees, while the average low is around 44 degrees, with almost no seasonal variation.
The most appealing lifestyle here would be in the historic center. Avoid the blocks immediately around the main square, due to the heavy tourist traffic. A few blocks off the square, you could buy a large colonial-style hacienda for less than US$200,000 at the current rate of exchange between the U.S. dollar and the Peruvian sol.
Other good retirement lifestyle choices include residential areas outside the historic center, such as the Cayma district.
Puebla, Mexico: Top Pick Among Mexican Colonial Cities
This is an unsung best among the many appealing retire-overseas options in Mexico.
Puebla is one of the most impressive Spanish-colonial environments you’ll find in the Americas. This is a real city, not one that caters to tourists. It’s a town of around 2.5 million people that manages to feel like a small community in many ways.
It’s also a tremendous bargain.
Among international travelers, Puebla is noted for its famous Talavera pottery and its mole poblano, a thick, dark sauce made from toasted ground chili peppers, spices, chocolate, and about 25 other ingredients.
The zócalo (town square) is one of the best in Mexico, an entire city block lined with sidewalk cafés and shops hidden behind the classicportales (arches) common to Spanish-colonial squares.
The sheer size of Puebla’s historic center, as well as its state of preservation, make it unusual in Spanish America and led to Puebla’s designation as a UNESCO World Heritage Site in 1987. The downtown area includes more than 1,000 colonial buildings. The cathedral is magnificent, and it’s but 1 of more than 70 beautiful churches in the historic center.
Puebla sits at an altitude of about 7,000 feet, well out of the mosquito range. The average high temperature is 77 degrees, with a seasonal variation of about plus or minus 5 degrees. Overnight lows average 49 degrees.
For many, the weather is perfect.
There are few American retirees in Puebla. This lack of a large American or Canadian expat community will be a positive for some and a negative for others, but it does create the feeling that you’re in traditional old Mexico.
Property prices here are surprisingly low, even near the zócalo and main cathedral. This is partly because, unlike in better-known tourist and expat retiree haunts, homes in Puebla are priced in pesos. This gives dollar holders a tremendous advantage at today’s exchange rate. You could buy a large home for less than US$100,000.
Editor, Overseas Property Alert