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    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
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THE 10 BEST PLACES TO RETIRE IN 2025

the 10 best places to retire in 2025

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Home Lifestyle

Move To Latin America And Retire In Style Without Compromise

Choose Your Dream Lifestyle From These Irresistible Options

by Kathleen Peddicord
May 25, 2022
in Lifestyle, Retirement/Living
0 0
People enjoying a tropical Caribbean beach with white sands and clear waters

Adobe Stock/Roxana

If you’re after the best quality of life for your future…

Without any danger of burning through your nest egg…

You should be looking one place right now:

Latin America.

No matter what kind of lifestyle you’re after…

No matter what size budget you have to play with…

There’s a place in this part of the world with your name on it.

You could escape to your dream home overlooking the crashing Pacific…

Beautiful Sunset on the Pacific Ocean in Cartagena, Colombia
Adobe Stock/Danilo

Or live steps from the powder sand and gentle waters of the Caribbean…

White sands and clear waters in Akumal beach in Mexico
Adobe Stock/Simon Dannhauer

Maybe you’d prefer a sophisticated city, full of Old World charm, where you’d never be short on entertainment…

Adobe Stock/mehdi33300

Or to spend your days riding through the foothills of the southern Sierras… and nights unwinding under the stars with a glass of wine from your own boutique vineyard…

A Vineyard in Mendoza, Argentina
Adobe Stock/teddyh

These kinds of experiences are a reality for hundreds of expats I know personally…

And for thousands of expats I’ve heard from over the years.

And you can join them for half (or less) than you’d pay for the same privileges in the United States.

In fact, the cost of living can be so low that many folks are breaking from the rat race and retiring south of the border years earlier than they planned.

How Lee Retired At 49

At 49, Lee quit his engineering job in New York, with just modest savings, and moved with his wife to a historic city in Ecuador—a place you can live the good life today for around US$1,000 a month…

Lowering Your Cost Of Living From US$8,000 To US$3,000

Carole and Dave retired from Virginia to Colombia’s “City of Eternal Spring” where they cut their cost of living from US$8,000 to US$3,000 a month…

“We could live more frugally,” Carole says, “but we don’t want to, and we don’t have to”…

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Don’t Give Up On Your Retirement Dreams

Dusty and Carolyn knew their days in Hawaii—the couple’s original retirement plan—were numbered. So, they turned to Latin America to see where they could stretch their dollars…

“Panama was everything we were looking for in retirement living,” says Dusty. “It has beautiful beaches, a warm climate, lush mountainous terrain (that reminds us of the Hobbit movies), and a large and vibrant expat community.

“We could never have afforded this lifestyle back in the States…

“We eat out three times a week and go to the movies often. Still our full entertainment budget for the month is just US$200. Altogether, we’ve cut our cost of living by 75%.”

You, too, have this world of opportunity before you…

You Too Can Retire In Latin America

The chance to retire in style… without compromise… and maybe years earlier than you’d planned.

In fact, when you see the places—and prices—I’m thinking of, you may find you’re ready to retire right now.

Now, anyone can point you to the cheapest place to retire on the planet.
But I understand you want to make a move for a certain lifestyle.

You’ll want services… from fast internet to quality health care to nice restaurants…

You’ll want to know you’re in a safe place…

You’ll want a welcoming community… and, probably, some English-speaking neighbors (at least while you get settled in)…

Over the past 35 years of exploring, living, investing, and doing business across Latin America, I’ve identified a shortlist of my 10 top havens…

It’s these places—where you can enjoy a luxury retirement on as little as US$1,658 (that’s today’s average Social Security check)—you can…

Pick up a bottle of award-winning wine for US$4… or cool down with an ice-cold beer for US$1…

Enjoy a steak dinner with all the trimmings at a beachside restaurant for less than US$10…

Rent a three-bed apartment in the most sophisticated city south of the border for US$313 a month…

Own a brand-new condo, a couple of minutes’ walk from pure Caribbean shores, for US$99,900…

See a doctor or consultant for a quarter the cost in the United States and pick up your prescription drugs for 85% less…

Have a full-time maid—who’ll also cook meals—for US$150 a month…

Get the bus across town for 50 cents… or take a taxi for US$2…

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Latin America Is Not What You Think It Is

Before we take a closer look at these top havens… which we’re going to do over the coming days and weeks… there’s something else you should know about Latin America.

When I started out exploring here in the 1980s, I’d have called most of Latin America third-world. No question.

But today, the sands are shifting.

In some places, the changes are dramatic.

Panama, for example, is barely recognizable from my first visit in the 1990s. In the past 10 years alone, the changes have been extraordinary…

The country is working to join the list of first-world nations by 2030. And, from what I see all around me, she’s on track.

But this shift is happening in other parts of Latin America, too.

The middle class is growing… it’s educated… and these young, smart professionals want a better lifestyle.

Governments are stepping up…

Where you once had a dirt track, today there’s a paved road… even a highway…

You have U.S.-style shopping malls… modern hospitals with first-world services… shiny new airports offering daily direct flights…

It’s easier to find your home comforts here…

It’s easier than ever to get to and from Latin America… and stay connected with friends and family back home…

Bottom line, right now is the most exciting time in decades to be in this under-rated part of the Americas…

All around, you can feel the drive, the energy, the sense of freedom… and of opportunity…

Whatever you can dream of you can do it here.

And you can do it at an absolutely affordable cost, because, while the quality of life is seriously improved, prices—on almost everything—still qualify as third-world.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'Retire To Latin America'expats in latin americaLatin Americalive in latin americaLiving In Latin Americamove to latin america
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

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Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

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  • Titles on living and investing around the world

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THE 10 BEST PLACES TO RETIRE IN 2025

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