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      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






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          PANAMA CITY, PANAMA

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          Home Retirement/Living

          5 Things To Know Before You Move To Mexico

          by Kathleen Peddicord
          Sep 03, 2024
          in Retirement/Living
          0 0
          Image Link: Beautiful morning at Conchas Chinas beach, Puerto Vallarta, Mexico.

          Adobe Stock/Hello Cinthia

          Mexico is home to more U.S. expats than any other country, with as many as 1.6 million currently living there.

          Relocating south of the border is an easy choice for many Americans. Mexico is easy to reach by plane or car. It’s one of the few international havens that you can reasonably pack up and drive to.

          It’s also familiar, with many of the same franchises and brands that are available in the U.S. You won’t need to go without your favorite brand of cereal or settle for a slightly less satisfying local alternative for it.

          Costs of living are generally lower in Mexico than in the U.S., and English is fairly well spoken by locals, at least in areas that are popular with tourists.

          Start Your New Life Today, Overseas






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            More importantly, Mexico is an all-around appealing place to live. It’s a land of ancient history with a rich modern culture and world-renowned cuisine. It has beautiful landscapes, including beautiful beaches on its Pacific and Caribbean coasts, and its weather is warm year-round.

            While it might be easy to picture your new life in Mexico, this country also has its quirks that you should know about before deciding to move here. Here are five things to know before moving to Mexico.

            1. Mexico Is Massive

            Mexico is most famous for its beach resorts, but it’s a massive country—the 13th biggest country in the world, with a population of over 130 million people. A huge amount of diversity—of landscapes, biomes, climates, cultures, cuisines, and more—is a given in a country this size.

            Start Your New Life Today, Overseas






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              For prospective expats, this translates to a wide range of lifestyle options, from Spanish-colonial ambiance in colorful highland cities like San Miguel de Allende to buzzing metropolises like Mexico City to Wild West-style desert surroundings in Durango.

              Don’t make the mistake of assuming that Mexico is homogenous or that what you may have experienced while on vacation there is all that it has to offer. Just as the way of life in Maine is starkly different from the way of life in Mississippi, each region of Mexico should be considered individually.

              It’s also worth bearing in mind the country’s size when it comes to safety concerns. Naturally, in Mexico, as anywhere, bad things can and do happen, but they’re typically confined to certain areas. It’s difficult to make generalizations about any aspect of life in Mexico, including safety. And, in fact, the U.S. Department of State issues its Travel Advisories by state in Mexico rather than issuing a blanket safety level for the entire country. A good approach is to speak to locals and expats about how secure they feel in whichever area of the country you’re considering moving to.

              Start Your New Life Today, Overseas






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                1. Life Can Be Much Less Expensive Here

                 Most goods and services cost less in Mexico than they do in the U.S., including accommodation, health care, gas, groceries, cell phone plans, restaurant meals, and more.

                Moving to Mexico can be an opportunity to slash your monthly expenses or allocate more of your budget to discretionary spending (i.e., “fun money”) and less to basic necessities.

                The exchange rate between the U.S. dollar and Mexican peso often works in your favor, enhancing the savings opportunity. At almost 20 pesos to $1, it feels like everything is half-price.

                For prospective property owners, taxes and utilities (water, electricity, etc.) are low relative to the U.S. Exact tax rates vary from state to state but generally fall between 0.05% and 1.2%.

                One of my contacts owns two properties: one in Mazatlán, Mexico, and the other in California. Both are new-build apartments with ocean views, and they’re of a similar size. He pays about $87 per year in property tax for his Mazatlán apartment. Property tax for his California apartment is about 80 times this amount.

                The low overhead costs of property ownership can make Mexico an attractive choice for property investors looking for second homes and rental income opportunities.

                1. Amazon And Uber Are Available In Mexico

                Service providers that might have become part of your everyday life in the United States are also available in Mexico. You can’t take this for granted in every international haven.

                U.S. expats in Mexico report that Amazon.mx is convenient and reliable. In some cases, delivery drivers go the extra mile and call you to let you know that they’re outside your home.

                Uber is available in many popular Mexican cities, but not all of them. In some cases, where it is available, certain routes are restricted. In Mazatlán, for instance, Uber pickups are not currently allowed at the international airport. Do a bit of research about what’s possible in the city that you’re considering if you use Uber. If not, rest assured that taxis are plentiful across Mexico.

                Streaming services like Amazon Prime Video and Netflix are also available in Mexico.

                Start Your New Life Today, Overseas






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                  1. Big-Box Stores And Familiar Brands Are Here

                  Some cities and towns in Mexico have big-box stores like Walmart, Sam’s Club, Costco, AutoZone, and The Home Depot. If shopping at these kinds of superstores is part of your routine, their availability in Mexico can help ease the transition to your new life there.

                  Other shopping options exist in Mexico, including local shops and traditional markets that, in some cases, have been operating for centuries.

                  Regardless of where you shop, you’ll find that many of your preferred brands from back home are available in Mexico. In fact, they may even be made in Mexico. Everything from your Ford car to your Oreo cookies may have been made in a factory in Mexico.

                  You don’t need to keep a shopping list of items to bring back with you each time you return to the States for a visit.

                  1. Financial Thresholds For Residency Have Gone Up

                  Gaining residency in Mexico is still feasible, but the financial thresholds that you need to meet to qualify increased significantly.

                  Mexico’s president, Andrés Manuel López Obrador, has raised the minimum wage during his tenure. The thresholds to qualify for residency in Mexico are broadly aligned with the minimum wage. They are based on multiples of it.

                  For example, to qualify for temporary residency in Mexico using your monthly income as proof of your financial solvency (i.e., your ability to support yourself), you will need to show that you earn at least 300 times the Minimum Daily Wage. This is now set at 248.93 Mexican pesos ($12.69), so you will need an income of at least 74,679 ($3,808.57) per month to qualify for temporary residency.

                  Note that the exact amounts required to qualify for any type of residency in Mexico can vary from consulate to consulate, as each uses its own calculation.

                  Despite the price hikes, Mexico offers a few specific benefits when it comes to residency. First, it allows you to use your savings to demonstrate economic solvency, which is rare among independent means visas. Most countries only accept income (pension income, passive income, etc.) as proof of your financial means.

                  Second, Mexico allows you to jump straight to permanent residency if you can meet the higher financial thresholds, bypassing the temporary residency stage completely. This is a benefit because permanent residence is valid indefinitely, whereas temporary residence permits need to be renewed regularly.

                  Third, Mexico doesn’t stipulate a physical presence requirement in order to maintain residency. Some countries require you to spend six months per year there to maintain residency. Mexico doesn’t, which makes it a good choice for someone looking for a backup residency but not necessarily looking to relocate.

                  Until next time,

                  Kathleen Peddicord signature

                  Kathleen Peddicord

                  Founding Publisher, Overseas Opportunity Letter

                  A version of this post appears in Forbes.

                  Tags: 'retire in mexico'american living abroadamericans in mexicoAt Home Abroad
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                  Kathleen Peddicord

                  Kathleen Peddicord

                  Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

                  Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

                  Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

                  Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

                  Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                        HOME

                        Top Countries

                        • Spain
                        • Portugal
                        • Panama
                        • Belize
                        • Colombia
                        • Cyprus
                        • Mexico
                        • France
                        • Montenegro

                        Best For:

                        • Health Care Abroad
                        • Retirement Living
                        • Cost Of Living
                        • Investing in Real Estate
                        • Establishing Residency
                        • Gun Ownership
                        • English Speakers
                        • Safety
                        BROWSE ALL COUNTRIES

                        Budgets

                        How Much Will It Cost
                        To Live Overseas?

                        Super Cheap

                        • Chitré, Panama
                        • Santa Marta, Colombia
                        • Phuket, Thailand
                        • Dumaguete, The Philippines

                        Cheap

                        • Medellin, Colombia
                        • Boquete, Panama
                        • Kyrenia, Cyprus
                        • Hua Hin, Thailand
                        • The Algarve, Portugal

                        Affordable

                        • Valencia, Spain
                        • Cascais, Portugal
                        • Las Terrenas, The DR
                        • Pisa, Italy
                        • La Rochelle, France
                        • Mazatlán, Mexico

                        Luxury

                        • Ambergris Caye, Belize
                        • Kotor, Montenegro
                        • The Panama City Beaches
                        • Paris, France

                        Resources

                        Global Living

                        • Living & Retiring Overseas
                        • Raising A Family Abroad
                        • Foreign Residency & Citizenship
                        • Offshore & Diversification

                        Making Money

                        • International Real Estate
                        • Banking
                        • Employment
                        • Investing
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                        Reach us with your questions by email at: events@liveandinvestoverseas.com

                        Store

                        Overseas Havens Reports

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                        • Hours of coverage  from our latests conferences

                        Lahardan Books

                        • Titles on living and investing around the world

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