Clearing Up Some Mexican Myths
2. Not All Mexico Is A Bargain
Things To Be Aware Of
1. Not Everyone Speaks English
2. You Need To Keep Your Guard Up
3. You Will Need To Be Resilient
The INAPAM Program
As in many Latin American countries, Mexicans show great respect for elder generations. The government of Mexico creates special programs that reflect this sentiment.
- A discount of 5-7% on medications
- Up to 50% on busses if you book in advance
- Up to 50% off at the cinema
- 40% discount on property tax
- Free entry to many museums
- Around 10% off at many restaurants
- Discounts in many department stores
- Discounted water bills
Where To Retire In Mexico
Is English Spoken?
You will have no difficulty in finding English speakers here. There are lots of expats and lots of tourists as well. Spanish will of course be helpful but is by no means essential. Many expats never learn Spanish beyond a basic level.
The Akumal Medical center offers quality healthcare for everyday ailments. It has a 24 hour ambulance call out service. They also offer emergency transfers to local hospitals or airports. The Riviera Maya hospitals are around a 30 minute drive.
Due to the fast-growing growing popularity of the Riviera Maya, Akumal could be a good investment. The real estate market is well developed and people here are used to dealing with expats. The market is fairly liquid and you shouldn’t have too much difficulty selling or renting out your property.
Meaning “Land of the Turtles” in Mayan, Akumal has some of the most spectacular waters in Mexico. The town has a nice location Riviera Maya, close to the big tourist towns of Playa del Carmen and Cancun. Akumal is perfect for those looking for something a little quieter in the Riviera Maya. Flights to and from the U.S. are very convenient.
Akumal is one of Mexico’s best places for snorkeling. You won’t be able to dive at the turtle nesting grounds, but you can find areas where it is possible to dive with turtles
Is English Spoken?
There is not much English spoken in Morelia. If you want to thrive here you will need to learn Spanish. The Baden Powell Institute has a good reputation and is used to dealing with expats. The also organize tours to help you get settled and learn your way around.
Morelia has hospitals and health centers of an excellent standard. Hospital Memorial, while not cheap, offers health care to a U.S. standard. Prices are still far less than you would pay in the states. Hospital Angeles is another 24 hour hospital offering quality health care. There are plenty of affordable medical centers that will take care of minor illnesses.
As mentioned, you will need to speak or at least plan to learn Spanish. That said, there are a few bilingual estate agents you can use such as Mexatua. The market is starting to heat up as fears over the cartels are subsiding. Like many places in Mexico, the dangers are often overplayed by the media. If you are looking for colonial property at a good price, Morelia should be near the top of your list.
If you want to retire in Mexico and enjoy a cooler climate you could consider Morelia. A city of about 1 million people. At an altitude of close to 2,000 meters it has a year round spring feel.
Morelia is a relatively undiscovered retirement destination. In the last couple of years the mainstream media are picking up on it. A classic Spanish Renaissance town, Morelia is a UNESCO World Heritage site. You can find pink stone buildings and horses and donkeys still used to transport people and goods. Despite the old world charm Morelia has all the modern amenities such as reliable internet, and even U.S. department stores.
Morelia benefits from direct flights to San Francisco, Los Angeles and Chicago. Morelia is perfect if you are looking for a more authentic Mexican retirement.
3. San Miguel De Allende
Is English Spoken?
There is a small expat population so you can’t rely on being able to speak only English. However, as a growing tourist town people are making the effort to learn English. Shops, bars, cafes, restaurants and other service industry places usually have some staff who can speak English. You will need to learn Spanish, but will be able to get by until you can.
San Miguel de Allende has plenty of hospitals. The newest one, Hospital MAC is modern with a range of specialists. Many of the staff here are bilingual. This is a private hospital and so medical insurance is advisable. People with existing medical conditions can live in San Miguel de Allende and be confident in the treatment at hand.
You can find everything from luxury real estate through to affordable living. The market is booming here and liquidity is high. There are lots of estate agents who can help you buy and guide you through the process of purchasing real estate here.
San Miguel de Allende is based in Guanajuanto state in the center of Mexico. The picturesque town with its colonial buildings, and clean mountain air, has long been popular with artists. More recently, it has become a popular expat destination. Nowadays, a tourist industry exists alongside the traditional agricultural industry.
The towns famous historic center has changed very little over hundreds of years. You can walk down cobblestone lanes and easily imagine you are living in a different age. There are a range of eclectic shops, boutiques and restaurants and galleries, you will never be stuck for things to do if you retire here.
4. Cabo San Lucas
Is English Spoken?
Most of the population here speak at least some English. If you want to move to Mexico but don’t want to learn Spanish, Cabo is a great choice. Any effort to speak Spanish will be appreciated though and there will always be situations where speaking Spanish will help.
The area has three modern hospitals which are maintained to U.S. standards. The prices are much lower than in the U.S. which is one of the benefits of retiring in Mexico. You can also fly to San Diego for treatment if required. There are lots of health centers to take care of minor complaints.
There is real estate to suit all budgets in Los Cabos. From luxury to budget. The market is growing and you can expect fewer and fewer affordable properties going forward. Real estate agents are used to dealing with expats and will be able to help you with viewings and the purchasing process.
Cabo is conveniently located for the retiree and with direct flights to a number of U.S. cities. It actually consists of two towns. One is San Lucas, a lively area with bars, nightclubs and hotels. The other is San Jose which is quieter and more residential. San Jose is where you can go for local festivals and San Lucas for fine dining.
The area has modern hospitals which are maintained to U.S. standards. You can also fly to San Diego for treatment if required.
Is English Spoken?
Merida has a large English speaking population. Many of the locals speak some English, and there are lots of expats and tourists. By plugging into the expat community you can easily build up a network of English speaking contacts.
There are lots of quality hospitals including government hospitals. You can find treatment for most complaints here. Many of the doctors and health care providers speak English.
The Yucatan area is doing well for real estate and Merida is no different. The most popular place to buy real estate is in Merida’s historic center. Recent estimates show that nearly half of all home here are owned by foreigners. Merida is a tourist hotspot and an investment here comes with rental potential.
Merida is definitely one of the most picturesque retirement locations in Mexico. Beautifully maintained colonial buildings line cobblestoned streets. Merida has a number of museums and galleries to explore. You are also close to Mayan ruins.
Merida is a destination which is becoming popular with both retirees and digital nomads. It is also well policed and has one of the lowest crime rates in Mexico. Merida is also one of the cleanest big cities in Mexico, and one of the least polluted.
Merida is a spacious and tranquil city, free of the overcrowding which you can find elsewhere in Mexico.
5. Puerto Vallarta
Is English Spoken?
Many of the Mexicans here speak some English especially if they work in the services industries. The locals you meet in your daily life will probably only speak Spanish. The area sees a lot of tourists many of whom expect to speak English all the time. If you can speak a little Spanish it will be appreciated.
The town has excellent medical facilities and plenty of pharmacies. The Amerimed trauma Centre is a U.S. standard ambulance service and air evacuations are also available. Lots of the hospitals were created with assistance from the United States. As a result you will find that English is widely spoken. There are three hospitals and a number of medical centers.
The real estate market here is thriving. There are lots of established agents who can help you find properties. There are also lots of proven companies who can offer rental management services. A large number of snowbirds who come here for the winter. If you want to live here out of season you can earn big money from rental during the winter.
The town offers top-notch shopping, and fine dining. There are easy flights to the United States and English speakers for socializing. Also a beautiful location on the Pacific. The cost of living for a couple in Puerto Vallarta comes to as little as US$1,590 per month.
You’ll see carbon copies of the stores you see back home—Walmart, Starbucks, Costco—stocked with the same brands you’re used to buying every day. But if you’d like to make a clean break from the American way, you have plenty of opportunity for that, too.
The different areas of Puerto Vallarta have their own unique character. The climate of Puerto Vallarta, which is similar to Hawaii, has made it a popular retiree location for years. The nearby Sierra Madre Mountains are perfect for hiking and provide a wonderful backdrop for the city.
You Can Retire In Mexico For Low-Cost Or A Life Of Luxury
How Will You Spend Your Days Once You Retire In Mexico?
You can spend your days strolling the beaches of the Riviera Maya, sipping a “café Americano” from your terrace in Álamos. Or shopping in one of Puerto Vallarta’s bountiful boutiques. If you are the type who enjoys the outdoors, hiking, biking, diving, rock climbing, Mexico has more than enough to keep you engaged. Mexico also offers shopping, wine tasting, fine dining, and the theatre. That’s the thing about Mexico, you can retire here no matter your lifestyle, and find your way.