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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
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    • Montenegro
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    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
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THE 10 BEST PLACES TO RETIRE IN 2025

the 10 best places to retire in 2025

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Home Countries Argentina

Live Overseas And Launch A New Life

by Kathleen Peddicord
Jan 02, 2025
in Argentina, Chile, Croatia, Greece, Malta, Retirement/Living, Spain, Thailand, Uruguay, Vietnam
0 0
Portuguese beach villa in Carvoeiro classic fishing boats

Adobe Stock/sergojpg

We live in a great big beautiful world that is bursting with opportunity around every corner if you decide to live overseas.

Please believe me: The life you want is waiting for you out here…

You just need to get up, get moving, and seize it for yourself.

Where in the world might be best for you?

After more than 36 years covering this beat, I have thousands of miles of boots-on-the-ground reconnaissance, decades of experience, and countless feedback from retirees to draw from as I work to help you find your answer to that question.

In other words, I have a pretty good idea of your best options.

Right now, here are the countries I’d like to put on your radar.

These are all affordable, safe, and, frankly, incredible places to spend time.

Beach haven, Old World village, exotic escape—no matter what kind of lifestyle you seek, you’ll find the world’s best options among these countries…

#1. Belize

 

Orange, blue, green, and pink houses in Caye Caulker, Belize.
Adobe Stock/Simon Velazquez

An English-speaking Caribbean escape that values independence… this is an adventure wonderland with rain forests, reefs, Mayan ruins, rivers, waterfalls, and white-sand beaches…

#2. Portugal

Scenic landscape of abandoned Palace Seixas and boats on the waterfront of Cascais, Lisbon Coast in Portugal. Praia da Rainha on the distance. Turquoise sea in summertime.
AdobeStock/bennymarty

A sunny and surprisingly affordable European destination, and home to our #1 choice for World’s Best Retirement Haven…

This is one of the most popular expat destinations in the world, meaning you could easily get by on English alone…

#3. Argentina

Footbridge in Andes, Patagonia, Argentina
Alamy/Maciej Bledowski

Add tango and wine to full-fledged European-style living and you get Argentina… one of the most friendly and welcoming havens on our list…

#4. Greece

Night Venetian quay, Chania, Crete, Greece
Alamy/kavalenkava volha

Its reputation as a bona fide beach destination is well-founded. Here you will find thousands of islands that make up the Greek archipelago, three in particular stand out as the ideal overseas retirement locale…

#5. The Dominican Republic

Two people walking on a white sand beach in Dominican Republic
Adobe Stock/ValentinValkov

A quintessential Caribbean, sand-fringed island nation with a low cost of living and the best values in the region…

This country also boasts one of the best residency and citizenship programs we’ve ever known…

Start Your New Life Overseas Today!
Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
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#6. Chile

Santiago Chile cityscape
Adobe Stock/Mariana Ianovska

The ease of First-World living, plus easy residency with low hassle. Plus, U.S. dollar holders benefit from significant bargains thanks to favorable currency exchange rates…

#7. Colombia

Medellin, Antioquia, Colombia.
Adobe Stock/camaralucida1

After years of an unfair stigma, this country is finally emerging as one of the great expat and investment destinations…

Specifically Medellín—a European-feel city with a Latin American cost of living… a personal favorite and part-time home for me and my family…

#8. Ecuador

View of the city of Cuenca, Ecuador, with its many churches and rooftops, on a cloudy day
Adobe Stock/alanfalcony

Arguably the most affordable retirement haven in the Americas… a popular retirement haven that boasts colonial cities, great weather, and some of the cheapest coastal real estate found anywhere…

#9. France

Port of La Rochelle in France on a sunny day
Adobe Stock/Friedberg

The world’s best health care, the world’s most beautiful city, and more affordable than you might think, especially thanks to a weak euro.

I can tell you the best value destinations both within and outside of Paris… including the “other” (and more affordable) South of France…

#10. Malta

Marsaxlokk bay harbour of Malta, with beautiful architecture and boats at dusk
Adobe Stock/cristianbalate

A long favorite expat destination for the British, this Mediterranean island boasts a rich culture, stunning vistas, and the easiest (and cheapest) requirements for EU residency. Plus, English is one of the official languages, so getting settled in is a breeze…

#11. Italy

pisa in italy fields and countryside
iStock/StevanZZ

Your dream of la dolce vita is more affordable than you think. Our top regions here are affordable, coastal, and nearby to nearly everything, perfect for to live overseas…

In one of our favorite places here, you could ski in the morning and surf in the afternoon…

#12.  Mexico

Tulum ruins and palm trees
Adobe Stock/jkraft5

Accessible, affordable, and home to an array of diverse lifestyle options… from the beaches to colonial mountain towns…

This is the most popular overseas haven for Americans, and well more than 2 million U.S. and Canadians live here at least part-time (and for a good reason)…

#13. Thailand

Beautiful landscape with boats for travelers in a white sand beach in Phuket, Thailand
Adobe Stock/day2505

Jaw-droppingly affordable and exotic… Thailand boasts an incredible melting pot of expats from around the world…

This “Land of Smiles” is famously welcoming… and its soft-sand beaches are arguably the most stunning in the world…

#14. Philippines

Beach at Dumaguete Philippines
AdobeStock/bugking88

A new edition to our list is this former American colony. Aside from stunningly beautiful beaches and English-speaking locals, the Philippines is one of the world’s most affordable places to retire, and welcomes foreigners to boot…

#15. Montenegro

Historic town of Perast at Bay of Kotor in summer, Montenegro
Adobe Stock/JFL Photography

This coastal nation sits across the Adriatic Sea from Italy… and it’s arguably the most affordable expat haven in Europe. The British have been coming to its coasts for years, and now we’re introducing it to the rest of the English-speaking world…

#16. Cyprus

Boats in old harbour on the northern coast of Cyprus.
Adobe Stock/Vladimir Sazonov

Once an overlooked European outpost, Cyprus underwent an ambitious rebranding in recent years and is now the newest addition to our list. Boasting warm and welcoming communities, rich culture, and cosmopolitan living—Cyprus is a hidden Mediterranean jewel…

#17. Uruguay

Uruguay
Alamy.com/ Kseniya Ragozina

Safe, stable, and tranquil… a great place to raise a family… like the America you remember from your childhood…

#18. Spain

Valencia, Spain
Adobe Stock/joyt

An established haven for foreign investors and expats with great beaches, markets, restaurants, attractions, and fiestas… we’ve got the intel on the best places for expats and investors…

#19. Panama

Sunset at Panama Azuero Coast

The world’s #1 live overseas haven when considering lifestyle, retirement, and investment altogether…

This is truly a “do-everything haven,” and it’s where I’ve chosen to call home. From the modern capital city to the Caribbean archipelago, this place has something for everyone…

The trouble is, if I’m being honest, this list doesn’t help you.

Not really.

I’ve whittled your options down out of nearly 200 countries in the world…

But you aren’t going to retire to Panama or to Portugal—just as you aren’t going to “retire to the United States.” You might, for example, consider retiring to Naples, Florida, or Scottsdale, Arizona…

But I’d strongly recommend you think bigger!

How about Cascais, Portugal… Ambergris Caye, Belize… Phuket, Thailand… Mazatlán, Mexico… Pisa, Italy… etc….

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'Italy'expats in spainPanama
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

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How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

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Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

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Live and Invest In Spain Conference

VALENCIA, SPAIN Sep. 17-19, 2025
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VIRTUAL Nov. 13, 2025
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Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

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THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

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